A Little Fun I created an application on Facebook. Are you Weird Or Broke? Find out now! This is for fun but there is some truth to the results you get. Even if you feel broke your new way of thinking about money from what you have learned here changes everything! Have fun and share this link with everyone! Related Articles:12 Months of Christmas Debt (The Song)Frugal Fun: GeocachingEnemy of Debt’s 2011 Race to FreedomDebt Freedom Timeline: “I Can Finally Taste It, And It Tastes Really Good!”One Year Anniversary!! Read more »
Debt – [det] A Financial Storm Cloud
Student Loans Often Overstay Their Welcome Just as many of you, we used student loans. We had about four total. We currently have one left and that makes us VERY happy! We used every last dollar we could squeeze out of our budget, to pay on our debt snowball in March. We were very blessed and were able to pay off $1,325 which actually paid off one completely. (See our updated DEBT FREE progress chart.) I was looking at our current updated balance when I noticed something very amusing. The scheduled pay off date was not until 10/21/18!!!! 10 YEARS [...] Read more »
Townhall For Hope – FREE LIVE EVENT Coming Soon!
Would The Real Person Responsible Please Stand Up! Not a day goes by where I do not hear at least one person, but usually more, complain about something that they don’t have. Whether it be health care and retirement, the lack of one stinking dollar in their savings account, or the ability to juggle a loftier than thou mortgage that is no longer affordable. It is no wonder people are running around scared to death. The truth is I feel a little scared too! BUT…our Total Money Makeover has relieved some of that fear, and hope has renewed our spirits. [...] Read more »
7 Tips To Make Your Budget Work
1. Maintain An Emergency Fund Of $1,000 This is very important! If you do not have an adequate emergency fund when life happens to you, you will feel defeated. It has a very negative impact on your desire to budget when you have to reorganize EVERYTHING to pay for emergencies. If you have an emergency fund all you have to do is cover the emergency without reorganizing the entire budget. 2. Remember That You & Your Spouse Are On The Same Team The friction caused by disagreement will often cause the budget to be a flop before it ever has [...] Read more »
I Hate Debt, What About You?
When Is America Going To Start Caring? The problem is getting a debt happy culture to realize the danger. So many take so much for granted! How do you convince a society that has tricked itself into believing that debt is a good thing, into believing debt is actually the opposite of a good thing? Look around you people!! Debt is not a good thing and proof is ALL AROUND you! Debt is swallowing up America, and no one really seems to be concerned with it. Oh there are some that claim to be concerned during every election cycle, but [...] Read more »
Personal Responsibility Starts With YOU
Personal Responsibility Starts With You Not The Government I often talk openly about money, personal finance, and the debt free lifestyle that I so strongly believe in. In fact, I am sure that some people wish that I would just shut up about it. After all, who wants to hear someone making good points about how to live a less stressful life without debt? Because of these conversations I often have, I really get to see where people stand, as well as why they are struggling themselves. It is also hard to have these kinds of conversations without politics coming [...] Read more »
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