12 Steps To Debt Freedom

Written by Brad Chaffee on May 27, 2009 - 46 Comments
Categories: Debt Elimination, Featured

What Are The 12 Steps To Becoming Debt Free?

What started out as just a name for my Monday edition of sharing links with you from around the PF blogosphere, has turned into a project. I started to think about my focus on the debt free message and then it hit me – I am addicted to becoming and staying debt free! Are you addicted to becoming and staying debt free? If so, these are the principles and ideas that you would follow to achieve such a thing.

You have probably heard about the 12 steps of Alcoholics Anonymous, and how they really help these folks cope from day to day.  I just created 12 principles very loosely based on those of AA, with a debt free spin. I really just got the idea of where and how to list them, and then I just started thinking of all the things one might need to do and realize, to actually become and stay debt free.

Are you addicted to becoming DEBT FREE too? Consider this the place to come to announce it to the world! When you are ready to join in, type the following, in the comments section below:

Hi my name is (your name), and I am addicted to becoming/remaining DEBT FREE!!

For the people who immediately want to analyze the differences between AA and this.  This was never intended to be just like AA.  The name being used is to declare my addiction, not to be related with that of AA.  In this case I WANT to be addicted to becoming debt free so the principles shouldn’t reflect how to not be addicted, like they are in AA, but what they might be for someone who is addicted.  That’s it.  Debt Free Addicts Anonymous is a group of people who are addicted to becoming debt free.

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46 Responses to “12 Steps To Debt Freedom”

Comments

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  1. Tanya
    May 27, 2009 at 10:05 am

    Hi my name is Tanya, and I am addicted to becoming DEBT FREE!!

    Reply
  2. Tam
    May 27, 2009 at 11:37 am

    Hi my name is Tam and I am addicted to becoming DEBT FREE!

    Reply
  3. Brad Chaffee
    May 28, 2009 at 12:11 am

    Hi my name is Brad, and I am SUPER addicted to becoming DEBT FREE!!

    Reply
  4. Tina Fortune
    May 28, 2009 at 11:31 am

    Hi my name is Tina Fortune and I am addicted to becoming/remaining DEBT FREE!!

    Reply
  5. Baker
    May 28, 2009 at 11:33 am

    Hi my name is Baker, and I am addicted to becoming/remaining DEBT FREE!!

    Reply
  6. Jason Kouri
    May 28, 2009 at 3:50 pm

    Hi my name is Jason, and I am addicted to remaining DEBT FREE!!

    Reply
  7. Peacebug
    May 28, 2009 at 9:59 pm

    Hi, my name is Peacebug, and I am addicted to getting rid of the mortgage and becoming fully DEBT FREE!

    Reply
  8. Jennifer
    May 31, 2009 at 8:47 pm

    Hi my name is Jennifer and I am addicted to paying off my home equity and student loans and becoming/remaining DEBT FREE!!

    Reply
  9. Money Funk
    July 15, 2009 at 11:26 am

    Hi my name is Christine, and I am addicted to becoming/remaining DEBT FREE!!

    I need to work on #6 a bit more though…

    Reply
  10. J. Money
    July 15, 2009 at 2:36 pm

    Hi my name is J. Money, and I am addicted to becoming/remaining DEBT FREE (and SEXY!)!!

    Reply
  11. Mikki
    July 17, 2009 at 6:17 pm

    Hi my name is Mikki, and I am addicted to becoming/remaining DEBT FREE!! and finishing college debt freee yea baybay!!!

    Reply
  12. Matt Jabs
    July 20, 2009 at 2:41 pm

    Hi everyone..

    My name is Matt and I too am addicted to becoming & remaining FINANCIALLY FREE (using biblical principles!

    Reply
  13. Bible Money Matters
    July 20, 2009 at 2:53 pm

    Hi my name is Peter, and I am addicted to becoming/remaining DEBT FREE!!

    Reply
  14. Kelly
    July 20, 2009 at 3:59 pm

    Hi my name is Kelly and I’m addicted to becoming debt-free!

    Reply
  15. Brandi Stone
    July 30, 2009 at 10:56 pm

    Hi, my name is Brandi & I’m addicted to becomimg debt FREE!

    Reply
  16. Anne
    August 24, 2009 at 10:22 am

    Hi My name is Anne, and I’m addicted to becoming Debt Free.

    Reply
  17. Darrin
    September 2, 2009 at 10:05 am

    My name is Darrin and I am addicted to becoming debt free!!!

    Reply
  18. Abbey
    October 22, 2009 at 10:29 am

    My name is Abbey and I am addicted to becoming and staying debt free!!!

    Reply
  19. Dustin | Engaged Marriage
    October 25, 2009 at 11:21 pm

    My name is Dustin, and I am addicted to staying debt free!

    Reply
  20. Cynthia
    November 14, 2009 at 7:09 pm

    My name is Cynthia, and I am addicted to becoming debt free!!!

    Reply
  21. tisue
    December 9, 2009 at 4:29 pm

    hi im tisue and I want to reach my economy independence
    nice blog you have there man ill twitter you

    U know some books about TIME MANAGEMENT, AND KNOW WHAT YOU WANT?

    greetings sir

    Reply
  22. Drowning in CC Debt
    December 16, 2009 at 8:18 pm

    My name is Liz, and I am addicted to becoming debt free !!

    Reply
  23. Sluggosqueen
    December 19, 2009 at 11:23 am

    My name is Sluggosqueen and I am addicted to becoming debt free.

    Reply
  24. Beckey
    January 7, 2010 at 10:43 am

    My name is Beckey and I am addicted to becoming DEBT FREE!

    Reply
  25. April B
    January 12, 2010 at 4:28 pm

    Hi my name is April, and I am addicted to becoming DEBT FREE!! Taking it one day at a time. :)

    Reply
  26. Kelly
    January 30, 2010 at 5:16 pm

    Hi my name is Kelly, and I am addicted to becoming DEBT FREE!

    Reply
  27. Pedro
    February 5, 2010 at 3:21 pm

    Hello! My name is Pedro. I am a mexican ESL teacher and I am addicted to becoming DEBT FREE!!!!

    Reply
  28. Cynthia
    February 12, 2010 at 1:26 pm

    Hi my name is
    CYNTHIA and I am addicted to becoming DEBT FREE!!

    Reply
  29. Kaye
    March 2, 2010 at 1:36 pm

    Hi my name is Kaye, and I am addicted to becoming DEBT FREE!

    Reply
  30. Sandy Liddicoat
    March 6, 2010 at 2:28 pm

    Hi my name is Sandy I am addicted to becoming Debt-Free!!

    Reply
  31. Trisha
    March 15, 2010 at 9:26 pm

    Hi My name is Trisha, and I'm addicted to becoming Debt Free… now to convince my son!

    Reply
  32. Kathleen C
    March 23, 2010 at 12:16 am

    Hi my name is Kathleen, and I am addicted to becoming/remaining DEBT FREE!!

    Reply
  33. Julie
    March 23, 2010 at 5:52 pm

    Hi my name is Julie, and I am addicted to becoming/remaining DEBT FREE!!

    Reply
  34. Anne
    March 24, 2010 at 12:34 am

    count me in. Is there a poster of these debt rules?

    Reply
  35. T. Thema Martin
    May 24, 2010 at 4:59 pm

    Hi, I’m Thema, and I am addicted to remaining debt free. I have been in an out of debt since I was 20 when I got my first credit card.

    T. Thema Martin
    Founder and Editor
    Savionaire – Refined Single Living On The Go

    Reply
  36. Vicki
    July 12, 2010 at 2:31 am

    Hi my name is Vicki, and I am addicted to becoming/remaining DEBT FREE!!

    Reply
  37. Aryeh
    August 8, 2010 at 7:23 am

    My name is Aryeh and I am addicted to becoming AND remaining debt free!!

    Reply

Trackbacks

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    March 31, 2010 at 2:04 pm

    [...] have created my own 12 step program. The idea obviously came from the principles taught in Alcoholics Anonymous, but with my debt free [...]

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  5. Win a $15 Save-A-Lot Gift Card! says:
    April 13, 2010 at 6:05 am

    [...] have admitted my addiction to become/stay debt free! (This requires that you visit 12 Steps and leave a comment stating: “My name is (your name) and I am addicted to becoming/staying [...]

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    April 13, 2010 at 6:10 am

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  8. Do You Need Debtor’s Anonymous? | Enemy of Debt: Where Behavior Meets Reality says:
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    [...] most of you probably know, before I ever knew there was a debtor’s anonymous, I created 12 Steps to debt freedom that were loosely based on the AA 12 step program. Now I want to share with you the 12 Steps [...]

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