The Very Best Things in Life Are DEBT FREE!
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Good Friends & Affiliations of Enemy Of Debt
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Reader Rewards Program – Rewards That Are Actually FREE!
Hey everyone! First of all, to all the Mommies out there, I hope you had a fantastic Mother’s Day Weekend! One thing I have learned from writing about credit cards is that people LOVE rewards, so I have decided to start my own Reader Rewards Program! The great thing about this upcoming program is that you don’t have to go into debt in order to get free rewards!! Now that’s a REAL reward!! Subscribe now to receive FREE updates from ENEMY OF DEBT!
Two XL Dave Ramsey “Owe Nothing To Anyone, Except Love” T-Shirts FREE!!
As promised, I will be giving away two shirts. Next Monday I will be selecting two winners of 2 XL Dave Ramsey T-Shirts! All that means for you is that you need to enter to win. Just leave a comment below telling me how you found ENEMY OF DEBT, and what “one idea” you would like to see here in the future. Is there a particular subject you would like me to write about? Do you think I should create a tutorial for my budget forms? It’s open for discussion and I can’t wait to hear from you!! Your comments must answer the above question to qualify, it’s that simple! (You can post multiple times but each post must have different ideas about what you want to see from ENEMY OF DEBT.)
Bonus Giveaway – 2 FREE Town Hall For Hope DVD’s!!!!
I have also decided to give away a couple EXTRA SPECIAL prizes as well. Recently, I ordered copies of the Town Hall For Hope event on DVD that happened on April 23rd. I am excited to share these with you so I am going to give 2 copies away next Monday as well. Same rules apply the only difference will be that I will be giving away the first copy to the person that leaves the 15th comment, and the second copy to the person with the 25th comment. Remember the rules! Comments must meet the above requirements, or the comment will not be counted.
The purpose of this is to say THANK YOU to my subscribers new and old for giving me a chance to spread my message of financial freedom. I also want to find out from you what will make you come back to ENEMY OF DEBT. I am counting on you to participate, and I LOVE giving stuff away! I would LOVE to reward readers for spreading the word so look forward to more giveaways related to referring new readers! Details of the Reader Rewards Program coming soon!!
Now go spread the word!! 
20 Responses to “Reader Rewards Program – Rewards That Are Actually FREE!”
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I found enemy of debt while searching for amortization calculators, trying to figure out how to pay off all this credit card debt. I would like to see some time of timeline that reflects how to pay off your debt in 1, 2 or 3 yr increments so you can get an idea of how to start doing this.
I think a tutorial would be useful on the budget forms, as for some of us, this undertaking is quite new. I feel more empowered by this website than I have ever felt more and thinks to everyone who makes this site possible.
EOD, what a great idea! Were you a volunteer for a Dave Ramsey event?
My tip for your site? Left justify what is in your left and right columns.
See you on Twitter.
Nathon
PS – I’m developing a budgeting website:
HouseholdBudgetNerd.com :: Everything You Want to Know to Make Your Budget Work
It’s still rough right now. But what do you think so far?
I heard about enemyofdebt.com from a comment made by someone referring to an article on usatoday.com.
I’m having problems getting rid of CC debt and I’ve been looking for solutions on the web. Enemyofdebt is a great source of information.
I found you while reading an article on Yahoo.com about credit card debt.
Add articles on how to replicate what we blindly pay for and show how much can be saved. For example:
1 Starbucks Venti iced late per work day ($3.50 x 5 x 50 weeks, plus $0.25 tip) = $937.50 per year (JUST FOR COFFEE!!!)
Same drink made at home with instant espresso and milk from the store, made in saved Starbucks cups: $.50 x 5 x 50 weeks, no tip = $125, a savings of $812.50 or an 87% savings.
I found this website looking for a mortgage calculator.
In addition to articles on how to replicate “what we blindly pay for” in comment 4, I’d like to see articles on how to DIY that doesn’t require $800 worth of tools and 6 weeks practice. My son just took an inexpensive class in grilling from someone who actually knows how to do it right. The results on Mother’s Day were spectacular.
I found you through a comment you made on Budgets Are Sexy. I’d like to see more about buying a house with “100% down”. I love the idea of remaining debt-free, but I suspect I’ll cave and get a mortgage at some point (and then pay it off as quickly as possible). If I could find a feasible way to pull off saving the entire cost within a reasonable time frame, that would be amazing.
E.C.´s last blog post..I know it was my money all along…
Again, found you through Budgets Are Sexy.
Another thing that I’d like to see would be guidance for those of us who’ve never had a debt problem. I have no student loans, never carry credit card balances, am fully funding my Roth while contributing to a defined benefit plan through work as well, have about a year’s worth of living expenses in emergency funds and enough to pay cash for my next used car.
I think it’s probably easier to sustain intensity on debt repayment than on savings because you have a very clear, relatively immediate target in mind. Whereas, I’m probably not going to buy a house until after I go back to school and get a Ph.D. so that’s several years down the line, and not being broke in retirement seems pretty darn intangible at 22.
E.C.´s last blog post..I know it was my money all along…
Hi,
I found your site through a news article. It is very motivating to those of us who are having trouble getting rid of debt. I hope I can finally start doing this. Thanks so much!
Hi
I found your site from Dave’s site! And I would like to see some discussion on refinancing mortgages. Since you pay most of the interest in the first seven years, it seems to me that you would end up paying more interest on your house if you refinanced after seven years. i.e. original mortgage, pay most of the interest over a period of say ten years, then refinance even at a lower rate, and then end up paying ‘most of the interest’ on the second loan too – doesn’t make sense to me!
Hey you know who I am and I think you’re doing a great service with your site. I love to read your articles even though I’m a little behind. Not sure if you’ve covered the subject, but it’s one that drives me crazy when people ask for it..Credit Life Insurance. I know the credit card companies try to sneak it in there on you whenever they can. You could also do a piece on life insurance. Lots of topics there like who really needs it and what type of coverage you need.
As far as your budget goes the easier the better, so a tutorial would be a good idea.
Keep on doing what you do, you’re doing a GREAT job! I think you’ve found your calling!
Found your site originally over on the TMMO site several months ago. I like to pop in about once a week and see what new info you have.
I agree with a previous poster that mentioned moving the outside columns so they are justified to the right and left. At the top were all the ads are it is a little crowded and distracting.
Maybe an article on the services that are often offered through credit card companies like insurance that covers you when you are out of work so you don’t fall behind and ruin your credit.(Not a good value) Something on the credit watching services that alert you when your credit is checked and send you FICO scores, but do nothing to protect your identity. Maybe some articles/examples on how using saved money over buying on credit will benefit you in the long run.
I found you on the TMMO site. I like your style! Keep on workin your own debt snowball and encouraging others to stop playing with snakes too!!!!!
Love the shirt design! Another from TMMO… Way to go! We just decided to cancel whole life and get term! More to the snowball!
I’ve added this to my favorites! Can you add the RSS?
I first heard of your site from the TMMO message boards. Anything that helps us keep our spending under control is welcome!
I found the site from TMMO, also. I have enjoyed reading several of your posts.
I have been a web developer for several years, so my suggestion, which echoes some above, is there is too much stuff going on at the top of the page. I would simplify the look and feel, and demarcate the blog content from the side links and ads.
Keep up the good work.
I have to scroll down get to ur verbiage. Can u move it up?
Do I get a free t-shirt?
THX!
Hi there! I found Enemy of Debt from the MTTMO site. I enjoy your site and your articles. My suggestion for improvement is to do a action item each week. For example, pick a day of the week and on that day every week you give a “something you need to do and how to do it” piece. I.e. Today is “Call around for car insurance quotes” day, next week is “transfer your prescription and get a gift card” day. The little things that we all mean to do, but often forget to follow up on. Keep fighting the good fight!
Brad, I think it may help to personalize the site a bit. Have specific links that provide information relevant to, or are written to, a certain point of view. Are you behind on your bills and not sure how to stay afloat this month? Are you afraid you soon will be the person above? Are you wondering how you got where you are? Are you fired up about getting out of debt? Then have things just for them: the troubled, the curious, the fired up, the reluctant spouse. It might be the same stuff you already have on the site, just described differently.
Great Site! If you have a chance, try and add more small business ideas. A lot of people are looking for online business ideas!