<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Reader Rewards Program &#8211; Rewards That Are Actually FREE!</title>
	<atom:link href="http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/</link>
	<description>Motivational Money Management</description>
	<lastBuildDate>Wed, 08 Feb 2012 23:11:00 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: Reader Rewards Program Winners!</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-5848</link>
		<dc:creator>Reader Rewards Program Winners!</dc:creator>
		<pubDate>Fri, 16 Apr 2010 18:50:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-5848</guid>
		<description>[...] mission was clear!  I wanted to hear from you about what it was that you wanted to see in the future, as [...]</description>
		<content:encoded><![CDATA[<p>[...] mission was clear!  I wanted to hear from you about what it was that you wanted to see in the future, as [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Sean</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1444</link>
		<dc:creator>Sean</dc:creator>
		<pubDate>Mon, 18 May 2009 01:52:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1444</guid>
		<description>Great Site! If you have a chance, try and add more small business ideas. A lot of people are looking for online business ideas!</description>
		<content:encoded><![CDATA[<p>Great Site! If you have a chance, try and add more small business ideas. A lot of people are looking for online business ideas!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Joseph</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1443</link>
		<dc:creator>Joseph</dc:creator>
		<pubDate>Mon, 18 May 2009 01:30:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1443</guid>
		<description>Brad, I think it may help to personalize the site a bit.  Have specific links that provide information relevant to, or are written to, a certain point of view.  Are you behind on your bills and not sure how to stay afloat this month?  Are you afraid you soon will be the person above?  Are you wondering how you got where you are?  Are you fired up about getting out of debt?  Then have things just for them:  the troubled, the curious, the fired up, the reluctant spouse.  It might be the same stuff you already have on the site, just described differently.</description>
		<content:encoded><![CDATA[<p>Brad, I think it may help to personalize the site a bit.  Have specific links that provide information relevant to, or are written to, a certain point of view.  Are you behind on your bills and not sure how to stay afloat this month?  Are you afraid you soon will be the person above?  Are you wondering how you got where you are?  Are you fired up about getting out of debt?  Then have things just for them:  the troubled, the curious, the fired up, the reluctant spouse.  It might be the same stuff you already have on the site, just described differently.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Tarra</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1442</link>
		<dc:creator>Tarra</dc:creator>
		<pubDate>Fri, 15 May 2009 20:11:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1442</guid>
		<description>Hi there!  I found Enemy of Debt from the MTTMO site.  I enjoy your site and your articles.  My suggestion for improvement is to do a action item each week.  For example, pick a day of the week and on that day every week you give a &quot;something you need to do and how to do it&quot; piece.  I.e.  Today is &quot;Call around for car insurance quotes&quot; day, next week is &quot;transfer your prescription and get a gift card&quot; day.  The little things that we all mean to do, but often forget to follow up on.  Keep fighting the good fight!</description>
		<content:encoded><![CDATA[<p>Hi there!  I found Enemy of Debt from the MTTMO site.  I enjoy your site and your articles.  My suggestion for improvement is to do a action item each week.  For example, pick a day of the week and on that day every week you give a &#8220;something you need to do and how to do it&#8221; piece.  I.e.  Today is &#8220;Call around for car insurance quotes&#8221; day, next week is &#8220;transfer your prescription and get a gift card&#8221; day.  The little things that we all mean to do, but often forget to follow up on.  Keep fighting the good fight!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Monica</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1440</link>
		<dc:creator>Monica</dc:creator>
		<pubDate>Fri, 15 May 2009 19:16:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1440</guid>
		<description>I have to scroll down get to ur verbiage. Can u move it up? 

Do I get a free t-shirt?

THX!</description>
		<content:encoded><![CDATA[<p>I have to scroll down get to ur verbiage. Can u move it up? </p>
<p>Do I get a free t-shirt?</p>
<p>THX!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ben P</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1439</link>
		<dc:creator>Ben P</dc:creator>
		<pubDate>Fri, 15 May 2009 19:14:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1439</guid>
		<description>I found the site from TMMO, also.  I have enjoyed reading several of your posts.
I have been a web developer for several years, so my suggestion, which echoes some above, is there is too much stuff going on at the top of the page.  I would simplify the look and feel, and demarcate the blog content from the side links and ads.
Keep up the good work.</description>
		<content:encoded><![CDATA[<p>I found the site from TMMO, also.  I have enjoyed reading several of your posts.<br />
I have been a web developer for several years, so my suggestion, which echoes some above, is there is too much stuff going on at the top of the page.  I would simplify the look and feel, and demarcate the blog content from the side links and ads.<br />
Keep up the good work.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Alicia</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1438</link>
		<dc:creator>Alicia</dc:creator>
		<pubDate>Fri, 15 May 2009 18:40:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1438</guid>
		<description>I first heard of your site from the TMMO message boards.  Anything that helps us keep our spending under control is welcome!</description>
		<content:encoded><![CDATA[<p>I first heard of your site from the TMMO message boards.  Anything that helps us keep our spending under control is welcome!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MidnightD</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1437</link>
		<dc:creator>MidnightD</dc:creator>
		<pubDate>Fri, 15 May 2009 18:38:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1437</guid>
		<description>Love the shirt design!  Another from TMMO... Way to go!  We just decided to cancel whole life and get term!  More to the snowball!

I&#039;ve added this to my favorites! Can you add the RSS?</description>
		<content:encoded><![CDATA[<p>Love the shirt design!  Another from TMMO&#8230; Way to go!  We just decided to cancel whole life and get term!  More to the snowball!</p>
<p>I&#8217;ve added this to my favorites! Can you add the RSS?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: GL</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1434</link>
		<dc:creator>GL</dc:creator>
		<pubDate>Fri, 15 May 2009 12:14:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1434</guid>
		<description>I found you on the TMMO site.  I like your style!  Keep on workin your own debt snowball and encouraging others to stop playing with snakes too!!!!!</description>
		<content:encoded><![CDATA[<p>I found you on the TMMO site.  I like your style!  Keep on workin your own debt snowball and encouraging others to stop playing with snakes too!!!!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Chad</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1432</link>
		<dc:creator>Chad</dc:creator>
		<pubDate>Fri, 15 May 2009 02:16:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1432</guid>
		<description>Found your site originally over on the TMMO site several months ago.  I like to pop in about once a week and see what new info you have.  

I agree with a previous poster that mentioned moving the outside columns so they are justified to the right and left.  At the top were all the ads are it is a little crowded and distracting.  

Maybe an article on the services that are often offered through credit card companies like insurance that covers you when you are out of work so you don&#039;t fall behind and ruin your credit.(Not a good value)  Something on the credit watching services that alert you when your credit is checked and send you FICO scores, but do nothing to protect your identity.  Maybe some articles/examples on how using saved money over buying on credit will benefit you in the long run.</description>
		<content:encoded><![CDATA[<p>Found your site originally over on the TMMO site several months ago.  I like to pop in about once a week and see what new info you have.  </p>
<p>I agree with a previous poster that mentioned moving the outside columns so they are justified to the right and left.  At the top were all the ads are it is a little crowded and distracting.  </p>
<p>Maybe an article on the services that are often offered through credit card companies like insurance that covers you when you are out of work so you don&#8217;t fall behind and ruin your credit.(Not a good value)  Something on the credit watching services that alert you when your credit is checked and send you FICO scores, but do nothing to protect your identity.  Maybe some articles/examples on how using saved money over buying on credit will benefit you in the long run.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Cristy</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1423</link>
		<dc:creator>Cristy</dc:creator>
		<pubDate>Tue, 12 May 2009 22:28:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1423</guid>
		<description>Hey you know who I am and I think you&#039;re doing a great service with your site.    I love to read your articles even though I&#039;m a little behind.  Not sure if you&#039;ve covered the subject, but it&#039;s one that drives me crazy when people ask for it..Credit Life Insurance.  I know the credit card companies try to sneak it in there on you whenever they can.  You could also do a piece on life insurance.  Lots of topics there like who really needs it and what type of coverage you need. 
As far as your budget goes the easier the better, so a tutorial would be a good idea. 

Keep on doing what you do, you&#039;re doing a GREAT job!  I think you&#039;ve found your calling!</description>
		<content:encoded><![CDATA[<p>Hey you know who I am and I think you&#8217;re doing a great service with your site.    I love to read your articles even though I&#8217;m a little behind.  Not sure if you&#8217;ve covered the subject, but it&#8217;s one that drives me crazy when people ask for it..Credit Life Insurance.  I know the credit card companies try to sneak it in there on you whenever they can.  You could also do a piece on life insurance.  Lots of topics there like who really needs it and what type of coverage you need.<br />
As far as your budget goes the easier the better, so a tutorial would be a good idea. </p>
<p>Keep on doing what you do, you&#8217;re doing a GREAT job!  I think you&#8217;ve found your calling!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kel</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1417</link>
		<dc:creator>Kel</dc:creator>
		<pubDate>Tue, 12 May 2009 02:57:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1417</guid>
		<description>Hi 
I found your site from Dave&#039;s site!  And I would like to see some discussion on refinancing mortgages.  Since you pay most of the interest in the first seven years, it seems to me that you would end up paying more interest on your house if you refinanced after seven years.  i.e. original mortgage, pay most of the interest over a period of say ten years, then refinance even at a lower rate, and then end up paying &#039;most of the interest&#039; on the second loan too - doesn&#039;t make sense to me!</description>
		<content:encoded><![CDATA[<p>Hi<br />
I found your site from Dave&#8217;s site!  And I would like to see some discussion on refinancing mortgages.  Since you pay most of the interest in the first seven years, it seems to me that you would end up paying more interest on your house if you refinanced after seven years.  i.e. original mortgage, pay most of the interest over a period of say ten years, then refinance even at a lower rate, and then end up paying &#8216;most of the interest&#8217; on the second loan too &#8211; doesn&#8217;t make sense to me!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Erica</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1416</link>
		<dc:creator>Erica</dc:creator>
		<pubDate>Tue, 12 May 2009 01:55:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1416</guid>
		<description>Hi, 
I found your site through a news article. It is very motivating to those of us who are having trouble getting rid of debt. I hope I can finally start doing this. Thanks so much!</description>
		<content:encoded><![CDATA[<p>Hi,<br />
I found your site through a news article. It is very motivating to those of us who are having trouble getting rid of debt. I hope I can finally start doing this. Thanks so much!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: E.C.</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1415</link>
		<dc:creator>E.C.</dc:creator>
		<pubDate>Tue, 12 May 2009 00:12:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1415</guid>
		<description>Again, found you through Budgets Are Sexy.

Another thing that I&#039;d like to see would be guidance for those of us who&#039;ve never had a debt problem. I have no student loans, never carry credit card balances, am fully funding my Roth while contributing to a defined benefit plan through work as well, have about a year&#039;s worth of living expenses in emergency funds and enough to pay cash for my next used car. 

I think it&#039;s probably easier to sustain intensity on debt repayment than on savings because you have a very clear, relatively immediate target in mind. Whereas, I&#039;m probably not going to buy a house until after I go back to school and get a Ph.D. so that&#039;s several years down the line, and not being broke in retirement seems pretty darn intangible at 22.

&lt;abbr&gt;&lt;em&gt;E.C.´s last blog post..&lt;a href=&quot;http://notlivingonramen.blogspot.com/2009/05/i-know-it-was-my-money-all-along.html&quot; rel=&quot;nofollow&quot;&gt;I know it was my money all along...&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Again, found you through Budgets Are Sexy.</p>
<p>Another thing that I&#8217;d like to see would be guidance for those of us who&#8217;ve never had a debt problem. I have no student loans, never carry credit card balances, am fully funding my Roth while contributing to a defined benefit plan through work as well, have about a year&#8217;s worth of living expenses in emergency funds and enough to pay cash for my next used car. </p>
<p>I think it&#8217;s probably easier to sustain intensity on debt repayment than on savings because you have a very clear, relatively immediate target in mind. Whereas, I&#8217;m probably not going to buy a house until after I go back to school and get a Ph.D. so that&#8217;s several years down the line, and not being broke in retirement seems pretty darn intangible at 22.</p>
<p><abbr><em>E.C.´s last blog post..<a href="http://notlivingonramen.blogspot.com/2009/05/i-know-it-was-my-money-all-along.html" rel="nofollow">I know it was my money all along&#8230;</a></em></abbr></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: E.C.</title>
		<link>http://www.enemyofdebt.com/2009/05/reader-rewards-program-rewards-that-are-actually-free/#comment-1414</link>
		<dc:creator>E.C.</dc:creator>
		<pubDate>Mon, 11 May 2009 23:54:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.enemyofdebt.com/?p=355#comment-1414</guid>
		<description>I found you through a comment you made on Budgets Are Sexy. I&#039;d like to see more about buying a house with &quot;100% down&quot;. I love the idea of remaining debt-free, but I suspect I&#039;ll cave and get a mortgage at some point (and then pay it off as quickly as possible). If I could find a feasible way to pull off saving the entire cost within a reasonable time frame, that would be amazing.

&lt;abbr&gt;&lt;em&gt;E.C.´s last blog post..&lt;a href=&quot;http://notlivingonramen.blogspot.com/2009/05/i-know-it-was-my-money-all-along.html&quot; rel=&quot;nofollow&quot;&gt;I know it was my money all along...&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>I found you through a comment you made on Budgets Are Sexy. I&#8217;d like to see more about buying a house with &#8220;100% down&#8221;. I love the idea of remaining debt-free, but I suspect I&#8217;ll cave and get a mortgage at some point (and then pay it off as quickly as possible). If I could find a feasible way to pull off saving the entire cost within a reasonable time frame, that would be amazing.</p>
<p><abbr><em>E.C.´s last blog post..<a href="http://notlivingonramen.blogspot.com/2009/05/i-know-it-was-my-money-all-along.html" rel="nofollow">I know it was my money all along&#8230;</a></em></abbr></p>
]]></content:encoded>
	</item>
</channel>
</rss>

<!-- Performance optimized by W3 Total Cache. Learn more: http://www.w3-edge.com/wordpress-plugins/

Served from: www.enemyofdebt.com @ 2012-02-08 19:19:55 -->
