Comments on: The Dream Budget: Your Debt Free Potential! What’s Yours? http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/ Pay Off Debt...And Get Inspiration Daily! Sun, 14 Mar 2010 15:20:31 -0400 http://wordpress.org/?v=2.9.2 hourly 1 By: Manage Your Money Pre-Challenge Post: On Paper On Purpose | Enemy of Debt: Where Behavior Meets Reality http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-4818 Manage Your Money Pre-Challenge Post: On Paper On Purpose | Enemy of Debt: Where Behavior Meets Reality Fri, 26 Feb 2010 20:24:31 +0000 http://www.enemyofdebt.com/?p=741#comment-4818 [...] The Dream Budget: Your Debt Free Potential! What’s Yours? July 28, 2009 [...] [...] The Dream Budget: Your Debt Free Potential! What’s Yours? July 28, 2009 [...]

]]> By: Marriage and Money - 50+ tips on Finances in Marriage http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2968 Marriage and Money - 50+ tips on Finances in Marriage Tue, 01 Dec 2009 12:40:32 +0000 http://www.enemyofdebt.com/?p=741#comment-2968 [...] at Enemy of Debt is a new read for me…Love his passion for living below our [...] [...] at Enemy of Debt is a new read for me…Love his passion for living below our [...]

]]> By: Tina Fortune http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2858 Tina Fortune Tue, 17 Nov 2009 02:55:48 +0000 http://www.enemyofdebt.com/?p=741#comment-2858 Geez...I'm learning so much between you and Baker's blogs! Finally, I'm TAKING time to sit down and read your posts (instead of on my bb at work) This is GREAT! My budget is very close to yours give or take $500 monthly and I would love to have that $1400 mortgage disappear! I'm creating the dream budget N-O-W!!! I love these fresh ideas! Geez…I’m learning so much between you and Baker’s blogs! Finally, I’m TAKING time to sit down and read your posts (instead of on my bb at work) This is GREAT! My budget is very close to yours give or take $500 monthly and I would love to have that $1400 mortgage disappear! I’m creating the dream budget N-O-W!!! I love these fresh ideas!

]]> By: Laura @ move to portugal http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2418 Laura @ move to portugal Fri, 04 Sep 2009 14:15:05 +0000 http://www.enemyofdebt.com/?p=741#comment-2418 Excellent; what a good idea :) Excellent; what a good idea :)

]]> By: Brad Chaffee http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2417 Brad Chaffee Fri, 04 Sep 2009 13:53:34 +0000 http://www.enemyofdebt.com/?p=741#comment-2417 Great job on creating the dream budget for now and later!! I love it! Once you pay that pesky mortgage off you will be able to do so much more! :D Great job on creating the dream budget for now and later!! I love it! Once you pay that pesky mortgage off you will be able to do so much more! :D

]]> By: Mama Bird http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2416 Mama Bird Fri, 04 Sep 2009 13:42:18 +0000 http://www.enemyofdebt.com/?p=741#comment-2416 I have created a dream budget for our family, but with a different twist...our dream budget is for NOW and includes being able to pay down our mortgage (only debt we have) faster AND do all the things we want to do. Why should a dream budget only be for later? I also have the ULTIMATE dream budget for when we do pay off our mortgage. :) I have created a dream budget for our family, but with a different twist…our dream budget is for NOW and includes being able to pay down our mortgage (only debt we have) faster AND do all the things we want to do. Why should a dream budget only be for later? I also have the ULTIMATE dream budget for when we do pay off our mortgage. :)

]]> By: Labor Day Weekend Reading | Man Vs. Debt http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2415 Labor Day Weekend Reading | Man Vs. Debt Fri, 04 Sep 2009 09:51:53 +0000 http://www.enemyofdebt.com/?p=741#comment-2415 [...] The Dream Budget:  Your Debt-Free Potential [...] [...] The Dream Budget:  Your Debt-Free Potential [...]

]]> By: Bible Money Matters http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2240 Bible Money Matters Tue, 11 Aug 2009 14:53:26 +0000 http://www.enemyofdebt.com/?p=741#comment-2240 Great and motivating idea! If/when we teach FPU again we'll have to use this idea! Great and motivating idea! If/when we teach FPU again we’ll have to use this idea!

]]> By: Create a “Dream Budget” for Extra Motivation | Frugal Dad http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2235 Create a “Dream Budget” for Extra Motivation | Frugal Dad Tue, 11 Aug 2009 10:00:53 +0000 http://www.enemyofdebt.com/?p=741#comment-2235 [...] dream budget, an exercise I have toyed with informally a few times, but was sold on after reading a post at Enemy of Debt. Here’s how I created our “Dream [...] [...] dream budget, an exercise I have toyed with informally a few times, but was sold on after reading a post at Enemy of Debt. Here’s how I created our “Dream [...]

]]> By: Brad Chaffee http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2057 Brad Chaffee Wed, 29 Jul 2009 11:34:15 +0000 http://www.enemyofdebt.com/?p=741#comment-2057 That's right...stay debt free! You owe it to yourself! <a href="http://www.daveramsey.com/etc/cms/index.cfm?intContentId=64" rel="nofollow"> Compound Interest</a> is the reason you should stay debt free, and start saving now! At your age, saving just $2,000 a year for 8 years, then stopping until your 65 would give you about $2,000,000! That’s right…stay debt free! You owe it to yourself!

Compound Interest is the reason you should stay debt free, and start saving now! At your age, saving just $2,000 a year for 8 years, then stopping until your 65 would give you about $2,000,000!

]]> By: kaitlyn http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2053 kaitlyn Wed, 29 Jul 2009 04:48:37 +0000 http://www.enemyofdebt.com/?p=741#comment-2053 I AM debt free, and my major goal is to STAY that way. Very motivating post-- I never want to see ANY part of my budget sucked down the debt drain! I AM debt free, and my major goal is to STAY that way. Very motivating post– I never want to see ANY part of my budget sucked down the debt drain!

]]> By: Brad Chaffee http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2052 Brad Chaffee Tue, 28 Jul 2009 23:25:25 +0000 http://www.enemyofdebt.com/?p=741#comment-2052 That's the spirit Shawanda! Now you know what you need to do. Run towards the debt free light! I'm running in the same direction! I can't wait to maximize my potential. That’s the spirit Shawanda! Now you know what you need to do. Run towards the debt free light! I’m running in the same direction! I can’t wait to maximize my potential.

]]> By: Shawanda http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2051 Shawanda Tue, 28 Jul 2009 22:45:07 +0000 http://www.enemyofdebt.com/?p=741#comment-2051 This is a great idea. I never really thought of what my dream budget would look like. Besides my credit cards (that I pay off every month), I don't have any debt. Currently, I pay $975 per month for rent which includes electricity and water. I know it will depend on the value of my home along with other factors, but assuming I have absolutely zero debt after I buy a house, I think $975 per month should cover lights, water, property taxes, homeowner's insurance, repairs, and other miscellaneous housing costs. Perhaps I'm delusional. If I owned a home outright and had zero debt, I think I'd be able to live quite well on my current income. This is a great idea. I never really thought of what my dream budget would look like. Besides my credit cards (that I pay off every month), I don’t have any debt.

Currently, I pay $975 per month for rent which includes electricity and water. I know it will depend on the value of my home along with other factors, but assuming I have absolutely zero debt after I buy a house, I think $975 per month should cover lights, water, property taxes, homeowner’s insurance, repairs, and other miscellaneous housing costs. Perhaps I’m delusional.

If I owned a home outright and had zero debt, I think I’d be able to live quite well on my current income.

]]> By: Brad Chaffee http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2050 Brad Chaffee Tue, 28 Jul 2009 21:28:52 +0000 http://www.enemyofdebt.com/?p=741#comment-2050 @Kelsalynn - Paying for the past is no fun at all. The having no idea how much debt holds a person back is the common mistake. So many people have just accepted debt hardship instead of trying different options. @budgetsaresexy - Hey man you are so close! No consumer debt, lots of savings, and one pesky mortgage in your way. You are far ahead of the pack, and a great example to people under 30. @brianscheur - That's awesome Brian! That means you're past half way and moving with tremendous momentum. I like it! @TheHappyRock - No mortgage goes on this budget. This is a 100% debt freedom budget including the mortgage. People do not believe they can be completely debt free but I hope that this mindset starts to change. Thanks for stopping by and leaving your thoughts! @Kelsalynn – Paying for the past is no fun at all. The having no idea how much debt holds a person back is the common mistake. So many people have just accepted debt hardship instead of trying different options.

@budgetsaresexy – Hey man you are so close! No consumer debt, lots of savings, and one pesky mortgage in your way. You are far ahead of the pack, and a great example to people under 30.

@brianscheur – That’s awesome Brian! That means you’re past half way and moving with tremendous momentum. I like it!

@TheHappyRock – No mortgage goes on this budget. This is a 100% debt freedom budget including the mortgage. People do not believe they can be completely debt free but I hope that this mindset starts to change. Thanks for stopping by and leaving your thoughts!

]]> By: J. Money http://www.enemyofdebt.com/2009/07/the-dream-budget-your-debt-free-potential-whats-yours/#comment-2049 J. Money Tue, 28 Jul 2009 21:12:59 +0000 http://www.enemyofdebt.com/?p=741#comment-2049 haha, I love it! if only that damn mortgage wasn't in my way right now ;) good lookin' out. haha, I love it! if only that damn mortgage wasn’t in my way right now ;) good lookin’ out.

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