Comments on: The Day I Killed My Credit Card http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/ Motivational Money Management Wed, 08 Feb 2012 06:09:15 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Adler http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-14913 Adler Wed, 14 Sep 2011 03:46:06 +0000 http://www.enemyofdebt.com/?p=1739#comment-14913 This is certainly Amazing! Thanks a ton. This is certainly Amazing! Thanks a ton.

]]> By: Savings Account Vs. Credit Cards – Which One Do You Rely On? | SELF RELIANCE WORKS http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-14389 Savings Account Vs. Credit Cards – Which One Do You Rely On? | SELF RELIANCE WORKS Sat, 20 Aug 2011 18:53:28 +0000 http://www.enemyofdebt.com/?p=1739#comment-14389 [...] smart! Think self-reliance! Get yourself an emergency fund for emergencies and kill that credit card like I did. You won’t regret [...] [...] smart! Think self-reliance! Get yourself an emergency fund for emergencies and kill that credit card like I did. You won’t regret [...]

]]> By: Scott http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-6940 Scott Tue, 01 Jun 2010 18:51:19 +0000 http://www.enemyofdebt.com/?p=1739#comment-6940 It’s hard to get out of debt; and even harder to stay out of debt. But once you’ve experienced living without debt, you’ll never want to go back to dealing with credit card debt again – ever! This can be done by cash-only-living. I’ve been practicing “cash only” for gas and food for over 2 months now and it’s marvelously working for me because I can control my budget. I used to almost always spend beyond my food budget in the past; but nowadays, when I run out of cash, I just stop spending. It’s also much easier now to see where I am in my budget. Living on cash only basis not only teaches me to save money; it also lets me have control on my money. I’d say it puts me in a better financial position than before. It’s hard to get out of debt; and even harder to stay out of debt. But once you’ve experienced living without debt, you’ll never want to go back to dealing with credit card debt again – ever! This can be done by cash-only-living.

I’ve been practicing “cash only” for gas and food for over 2 months now and it’s marvelously working for me because I can control my budget. I used to almost always spend beyond my food budget in the past; but nowadays, when I run out of cash, I just stop spending. It’s also much easier now to see where I am in my budget. Living on cash only basis not only teaches me to save money; it also lets me have control on my money. I’d say it puts me in a better financial position than before.

]]> By: The Psychology of Money and Wealth http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-5779 The Psychology of Money and Wealth Tue, 13 Apr 2010 10:07:42 +0000 http://www.enemyofdebt.com/?p=1739#comment-5779 [...] would pitch a temper tantrum, while the adult would also pitch a temper tantrum just plops out the credit card, all while convincing themselves that they deserve whatever it is they are buying at the [...] [...] would pitch a temper tantrum, while the adult would also pitch a temper tantrum just plops out the credit card, all while convincing themselves that they deserve whatever it is they are buying at the [...]

]]> By: Weekend Review: Save-A-Lot Edition http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-5768 Weekend Review: Save-A-Lot Edition Tue, 13 Apr 2010 10:04:29 +0000 http://www.enemyofdebt.com/?p=1739#comment-5768 [...] do not have the discipline required to use them responsibly. I HATE CREDIT CARDS, which is why I killed mine, but if you are gonna have one—-PAY IT OFF EVERY [...] [...] do not have the discipline required to use them responsibly. I HATE CREDIT CARDS, which is why I killed mine, but if you are gonna have one—-PAY IT OFF EVERY [...]

]]> By: My Journey to Financial Freedom | Part 2: The Climb http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-5313 My Journey to Financial Freedom | Part 2: The Climb Fri, 19 Mar 2010 18:25:48 +0000 http://www.enemyofdebt.com/?p=1739#comment-5313 [...] is much safer and wiser to just stop using credit cards! My theory is simple and has taken me very far: If you can not afford to buy it, then you can not [...] [...] is much safer and wiser to just stop using credit cards! My theory is simple and has taken me very far: If you can not afford to buy it, then you can not [...]

]]> By: Thomas @Turnkey http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-4790 Thomas @Turnkey Fri, 26 Feb 2010 11:25:00 +0000 http://www.enemyofdebt.com/?p=1739#comment-4790 Wow !!! It's a great story and i like the line. " why are you naked?”, he asked. “I sold everything I owned to pay you off, what was I supposed to wear?” that's really cool and funny. And ya happy independence day to you. Hoping for a nice and great post from you again. I had a good time while reading your article. Wow !!! It's a great story and i like the line. " why are you naked?”, he asked. “I sold everything I owned to pay you off, what was I supposed to wear?” that's really cool and funny. And ya happy independence day to you. Hoping for a nice and great post from you again. I had a good time while reading your article.

]]> By: Best of Money Carnival #25 | Managing Money God's Way http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2851 Best of Money Carnival #25 | Managing Money God's Way Mon, 16 Nov 2009 14:03:27 +0000 http://www.enemyofdebt.com/?p=1739#comment-2851 [...] The Day I Killed My Credit Card at Enemy of Debt - I loved this post.  It was written as a story instead of your typical personal finance entry. [...] [...] The Day I Killed My Credit Card at Enemy of Debt – I loved this post.  It was written as a story instead of your typical personal finance entry. [...]

]]> By: Frugal Expat http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2846 Frugal Expat Sat, 14 Nov 2009 08:46:05 +0000 http://www.enemyofdebt.com/?p=1739#comment-2846 Wow! that's really great news! Wow! that’s really great news!

]]> By: Round-Up of Interesting Reads #7 | Engaged Marriage http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2844 Round-Up of Interesting Reads #7 | Engaged Marriage Fri, 13 Nov 2009 21:33:03 +0000 http://www.enemyofdebt.com/?p=1739#comment-2844 [...] The Day I Killed My Credit Card. Brad at Enemy of Debt provides a funny, satirical look at the difficulties of breaking away from the cycle of debt.  Your rewards card is not your provider. [...] [...] The Day I Killed My Credit Card. Brad at Enemy of Debt provides a funny, satirical look at the difficulties of breaking away from the cycle of debt.  Your rewards card is not your provider. [...]

]]> By: Brad Chaffee http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2838 Brad Chaffee Fri, 13 Nov 2009 02:59:50 +0000 http://www.enemyofdebt.com/?p=1739#comment-2838 <b>Ashley</b> - Thank you very much Ashley! I'll have to check that funnyordie.com thing out. Thanks for stopping by and leaving your thoughts. <b>Kellie</b> - WHAT??? YOU DID IT??? That is so very awesome Kellie! Great news for sure. Save like crazy girl, and I will be letting you know when the next FPU starts, in case you want to attend a few or all of the classes. :) <b>Dena</b> - Thanks Dena! I am glad you liked it---I was afraid it might be too different than what I have done so far. I may have to write another one like it. :) Ashley – Thank you very much Ashley! I’ll have to check that funnyordie.com thing out. Thanks for stopping by and leaving your thoughts.

Kellie – WHAT??? YOU DID IT??? That is so very awesome Kellie! Great news for sure. Save like crazy girl, and I will be letting you know when the next FPU starts, in case you want to attend a few or all of the classes. :)

Dena – Thanks Dena! I am glad you liked it—I was afraid it might be too different than what I have done so far. I may have to write another one like it. :)

]]> By: Dena http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2835 Dena Thu, 12 Nov 2009 15:53:48 +0000 http://www.enemyofdebt.com/?p=1739#comment-2835 Hallelujah! Hallelujah! Hallelujah! And the angels rejoiced in the sky and the heavens opened up and the sun shone down on the Earth. And everything was beautiful and right in the world. AMEN, BROTHER. This is an awesome & inspiring story. Keep fighting the good fight and spreading the good word. I am right behind you! -Dena Hallelujah! Hallelujah! Hallelujah! And the angels rejoiced in the sky and the heavens opened up and the sun shone down on the Earth. And everything was beautiful and right in the world. AMEN, BROTHER. This is an awesome & inspiring story. Keep fighting the good fight and spreading the good word. I am right behind you!

-Dena

]]> By: Kellie http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2832 Kellie Wed, 11 Nov 2009 19:47:34 +0000 http://www.enemyofdebt.com/?p=1739#comment-2832 You are the bomb!!! I love this story and oh how true it is. Did I tell you I finally did it? I'M DEBT FREEEEEEEEEEEEEEEE! Now all I have to do is save for my house. I'm saving like crazy now. Thanks my teacher, example and friend. You're an inspiration. You are the bomb!!! I love this story and oh how true it is. Did I tell you I finally did it? I’M DEBT FREEEEEEEEEEEEEEEE! Now all I have to do is save for my house. I’m saving like crazy now. Thanks my teacher, example and friend. You’re an inspiration.

]]> By: Ashley http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2829 Ashley Wed, 11 Nov 2009 17:47:31 +0000 http://www.enemyofdebt.com/?p=1739#comment-2829 This totally sounds like something that should be made for funnyordie.com, too hilarious! But oh so true how amazing it feels to get rid of all your credit card debt! Nothing creates stress and a knot in your stomach like knowing you owe someone money.... at 20% interest to boot! Great post! This totally sounds like something that should be made for funnyordie.com, too hilarious! But oh so true how amazing it feels to get rid of all your credit card debt! Nothing creates stress and a knot in your stomach like knowing you owe someone money…. at 20% interest to boot! Great post!

]]> By: Brad Chaffee http://www.enemyofdebt.com/2009/11/the-day-i-killed-my-credit-card/#comment-2827 Brad Chaffee Wed, 11 Nov 2009 07:09:05 +0000 http://www.enemyofdebt.com/?p=1739#comment-2827 <b>Tina</b> - Let me just say that your ex should be Smack! Bam! Popped! for not helping you out. :D And about closing that last credit card---the day will come! Replace that card with an actual emergency fund and you will be able to say bye-bye for good. <b>ARC</b> - Yessir! Get a good old-fashioned emergency fund, and create a second savings account at your bank for the amount that you currently spend each month with credit cards. <b>April</b> - LMAO! :D <b>Jeff</b> - Awesome Jeff, I am so glad you liked it! I was unsure about it since I have never ventured out that far into story land before. Be sure to look for the sequel that's actually a prequel---coming soon. :) Reach for something better is exactly right Jeff! I do not miss credit cards for nothing and my life IS so much better without them. Tina – Let me just say that your ex should be Smack! Bam! Popped! for not helping you out. :D And about closing that last credit card—the day will come! Replace that card with an actual emergency fund and you will be able to say bye-bye for good.

ARC – Yessir! Get a good old-fashioned emergency fund, and create a second savings account at your bank for the amount that you currently spend each month with credit cards.

April – LMAO! :D

Jeff – Awesome Jeff, I am so glad you liked it! I was unsure about it since I have never ventured out that far into story land before. Be sure to look for the sequel that’s actually a prequel—coming soon. :)

Reach for something better is exactly right Jeff! I do not miss credit cards for nothing and my life IS so much better without them.

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