Comments on: People Need An Excuse To Spend Money, And They’re Eager To Find One http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/ Motivational Money Management Wed, 08 Feb 2012 23:11:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: » 50 Personal Finance Bloggers To Watch In 2010 | Credit Wise Info http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-10067 » 50 Personal Finance Bloggers To Watch In 2010 | Credit Wise Info Sun, 27 Feb 2011 00:14:46 +0000 http://www.enemyofdebt.com/?p=2251#comment-10067 [...] Enemy of Debt: An inspirational read, generally if you’re perplexing to get out of debt: People Need An Excuse To Spend Money, And They’re Eager To Find One. [...] [...] Enemy of Debt: An inspirational read, generally if you’re perplexing to get out of debt: People Need An Excuse To Spend Money, And They’re Eager To Find One. [...]

]]> By: Richard Stooker http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-9432 Richard Stooker Thu, 13 Jan 2011 05:09:43 +0000 http://www.enemyofdebt.com/?p=2251#comment-9432 Hi, Brad, Fantastic post, but you're fighting an uphill battle. We're creatures of emotions. We're also products of 2 million years of evolution training us to solve today's problems today -- or we wouldn't be alive to face tomrrow's problems. Besides, next year's problems will probably look a lot like this year's problems. Therefore, what's facing us now is what determines our emotions. Here in St Louis, winter snowfalls are ordinary events. We're usually not buried in snow, but it's normal. You know in November that you're going to experience some snow before spring arrives. If you're worried about the few times when you are confined to your house, you could stock up on food in November. So what happens whenever a significant snow storm is forecast -- people flock to supermarkets to load up on food. I can't remember the last time streets were closed down for more than a day but, by God, we have to be prepared for it so we don't starve to death. All marketers know that it's very difficult to "sell" prevention of problems. People want solutions to problems they're feeling the pain of. That's why fire and burglar alarms are generally hard sells -- except when there's been a major fire or burglary in the neighborhood. Then everybody's worried. <a href="http://www.incomeinvesthome.com/growth/reit/equity/mac.htm" rel="nofollow">Macerich</a> Hi, Brad,

Fantastic post, but you’re fighting an uphill battle.

We’re creatures of emotions.

We’re also products of 2 million years of evolution training us to solve today’s problems today — or we wouldn’t be alive to face tomrrow’s problems.

Besides, next year’s problems will probably look a lot like this year’s problems.

Therefore, what’s facing us now is what determines our emotions.

Here in St Louis, winter snowfalls are ordinary events. We’re usually not buried in snow, but it’s normal. You know in November that you’re going to experience some snow before spring arrives.

If you’re worried about the few times when you are confined to your house, you could stock up on food in November.

So what happens whenever a significant snow storm is forecast — people flock to supermarkets to load up on food. I can’t remember the last time streets were closed down for more than a day but, by God, we have to be prepared for it so we don’t starve to death.

All marketers know that it’s very difficult to “sell” prevention of problems. People want solutions to problems they’re feeling the pain of.

That’s why fire and burglar alarms are generally hard sells — except when there’s been a major fire or burglary in the neighborhood. Then everybody’s worried.

Macerich

]]> By: Manage Your Money Week One http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-5739 Manage Your Money Week One Mon, 12 Apr 2010 14:09:03 +0000 http://www.enemyofdebt.com/?p=2251#comment-5739 [...] Read: People Need An Excuse To Spend Money, And They’re Eager To Find One. [...] [...] Read: People Need An Excuse To Spend Money, And They’re Eager To Find One. [...]

]]> By: Today is Enemy of Debt's 2 Year Anniversary! http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-5592 Today is Enemy of Debt's 2 Year Anniversary! Mon, 05 Apr 2010 09:58:18 +0000 http://www.enemyofdebt.com/?p=2251#comment-5592 [...] People Need An Excuse To Spend Money, And They’re Eager To Find One – People will make any excuse they can think of to justify their purchases, even if what they are buying makes their situation worse. JANUARY 2010 [...] [...] People Need An Excuse To Spend Money, And They’re Eager To Find One – People will make any excuse they can think of to justify their purchases, even if what they are buying makes their situation worse. JANUARY 2010 [...]

]]> By: Anne http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-5398 Anne Wed, 24 Mar 2010 04:40:04 +0000 http://www.enemyofdebt.com/?p=2251#comment-5398 want an emergency fund in case there is a flood here in town again. Also , have to go and get my grandaughter due to both parents in the military. want an emergency fund in case there is a flood here in town again. Also , have to go and get my grandaughter due to both parents in the military.

]]> By: Personal Finance Buzz http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-4910 Personal Finance Buzz Tue, 02 Mar 2010 17:54:35 +0000 http://www.enemyofdebt.com/?p=2251#comment-4910 <strong>Personal Finance Buzz...</strong> Your story was featured in Personal Finance Buzz! Please visit and promote your article.... Personal Finance Buzz…

Your story was featured in Personal Finance Buzz! Please visit and promote your article….

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-4015 Brad Chaffee Thu, 14 Jan 2010 20:12:46 +0000 http://www.enemyofdebt.com/?p=2251#comment-4015 I know you will do it too Tina! Congratulations on knocking those credit cards out of your life in 2009. I know that felt great! DUMP THAT DEBT TINA! WoooHooo! :) I know you will do it too Tina! Congratulations on knocking those credit cards out of your life in 2009. I know that felt great!

DUMP THAT DEBT TINA! WoooHooo! :)

]]> By: Tina Fortune http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-4006 Tina Fortune Wed, 13 Jan 2010 15:00:51 +0000 http://www.enemyofdebt.com/?p=2251#comment-4006 I have an Emergency Fund, paid off all the cc debt in 2009, and in 2010 I will be paying off the $7k balance on my 4 year old car. No excuses here! I'm determined to dump that debt! I have an Emergency Fund, paid off all the cc debt in 2009, and in 2010 I will be paying off the $7k balance on my 4 year old car. No excuses here! I’m determined to dump that debt!

]]> By: Lateef http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3961 Lateef Mon, 11 Jan 2010 21:36:33 +0000 http://www.enemyofdebt.com/?p=2251#comment-3961 Good article. I live in Michigan, I've paid off 3 cars in my lifetime. I now have a paid off Mazda Tribute WITH 4WD. 7 years of Michigan winters...I've used 4 WD maybe 2 times. The second time I used it, I just wanted to see if it worked. Folks think they need to upgrade, but I believe that only 1% of the people that will purchase a new or used vehicle will actually use (and have a need) 4 WD. It cost more to opertate and maintain these vehicles and people do not know this at all. I had a Ford Focus for 7 years, it was one of the best cars I ever drove in the winter time. Some common sense driving in bad weather and a set of good tires for the winter is all a person needs on a vehicle. Good article. I live in Michigan, I’ve paid off 3 cars in my lifetime. I now have a paid off Mazda Tribute WITH 4WD. 7 years of Michigan winters…I’ve used 4 WD maybe 2 times. The second time I used it, I just wanted to see if it worked. Folks think they need to upgrade, but I believe that only 1% of the people that will purchase a new or used vehicle will actually use (and have a need) 4 WD. It cost more to opertate and maintain these vehicles and people do not know this at all. I had a Ford Focus for 7 years, it was one of the best cars I ever drove in the winter time. Some common sense driving in bad weather and a set of good tires for the winter is all a person needs on a vehicle.

]]> By: -> 50 Personal Finance Bloggers To Watch In 2010 | Bible Money Matters http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3959 -> 50 Personal Finance Bloggers To Watch In 2010 | Bible Money Matters Mon, 11 Jan 2010 20:06:44 +0000 http://www.enemyofdebt.com/?p=2251#comment-3959 [...] Enemy of Debt: An inspirational read, especially if you’re trying to get out of debt: People Need An Excuse To Spend Money, And They’re Eager To Find One. [...] [...] Enemy of Debt: An inspirational read, especially if you’re trying to get out of debt: People Need An Excuse To Spend Money, And They’re Eager To Find One. [...]

]]> By: Kevin@OutOfYourRut http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3952 Kevin@OutOfYourRut Sun, 10 Jan 2010 21:57:06 +0000 http://www.enemyofdebt.com/?p=2251#comment-3952 Contrarian...sounds like my kind of book. Seriously though, I agree with that concept. We sometimes focus too much on a fat balance sheet or leaving a large estate, but that puts the focus of life squarely on money. Quality of life and having a positive impact on the people around us are so much more important. To some degree, SOME money can help us achieve those goals, but in truth none of us will be in this life long enough to reap the benefits of building an empire, and all of what goes into it. Contrarian…sounds like my kind of book. Seriously though, I agree with that concept. We sometimes focus too much on a fat balance sheet or leaving a large estate, but that puts the focus of life squarely on money.

Quality of life and having a positive impact on the people around us are so much more important. To some degree, SOME money can help us achieve those goals, but in truth none of us will be in this life long enough to reap the benefits of building an empire, and all of what goes into it.

]]> By: Aaron @ Clarifinancial http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3951 Aaron @ Clarifinancial Sun, 10 Jan 2010 20:46:34 +0000 http://www.enemyofdebt.com/?p=2251#comment-3951 @ FS There's a contrarian book I keep meaning to check out called "Die Broke" that might be right up your ally. It's based on what you said - smooth your income and lifestyle over your lifetime, so you can enjoy everything to the greatest extent possible while you are alive. Don't worry about when you're dead as much. I always seem to have a stack of other books on my list ahead of it, somehow. But it sounds really compelling. @ FS There’s a contrarian book I keep meaning to check out called “Die Broke” that might be right up your ally. It’s based on what you said – smooth your income and lifestyle over your lifetime, so you can enjoy everything to the greatest extent possible while you are alive. Don’t worry about when you’re dead as much.

I always seem to have a stack of other books on my list ahead of it, somehow. But it sounds really compelling.

]]> By: Roundup and Link Love – Deep Freeze 2010 Edition http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3948 Roundup and Link Love – Deep Freeze 2010 Edition Sun, 10 Jan 2010 07:02:04 +0000 http://www.enemyofdebt.com/?p=2251#comment-3948 [...] People Need An Excuse To Spend Money, And They’re Eager To Find One [...] [...] People Need An Excuse To Spend Money, And They’re Eager To Find One [...]

]]> By: Financial Samurai http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3947 Financial Samurai Sat, 09 Jan 2010 22:12:58 +0000 http://www.enemyofdebt.com/?p=2251#comment-3947 @ Brad & Kevin - Great quote from Dave Ramsey. I guess the real nirvana would be if one can just enjoy everything now in a smoothed out cycle all life-time. Thanks for linking to my post, wasn't sure the protocol. Feel free to link to anything you find relevant or interesting when you comment on my site. I don't mind at all (donno why others would), and it helps me click on new stuff (mostly why I installed the Comment Luv plug-in). Thanks for the well wishes on trying to make a million bucks. It's obviously a stretch goal, as I said, but why not try? I honestly will probably not tell anybody, except for my wife if I do achieve it :) @ Brad & Kevin – Great quote from Dave Ramsey. I guess the real nirvana would be if one can just enjoy everything now in a smoothed out cycle all life-time.

Thanks for linking to my post, wasn’t sure the protocol. Feel free to link to anything you find relevant or interesting when you comment on my site. I don’t mind at all (donno why others would), and it helps me click on new stuff (mostly why I installed the Comment Luv plug-in).

Thanks for the well wishes on trying to make a million bucks. It’s obviously a stretch goal, as I said, but why not try? I honestly will probably not tell anybody, except for my wife if I do achieve it :)

]]> By: Kevin@OutOfYourRut http://www.enemyofdebt.com/2010/01/people-need-an-excuse-to-spend-money-and-theyre-eager-to-find-one/#comment-3946 Kevin@OutOfYourRut Sat, 09 Jan 2010 19:29:17 +0000 http://www.enemyofdebt.com/?p=2251#comment-3946 "Oh yeah, and I hope you make that million bucks this year my friend!" I'll be insanely jealous if he does. There, I said it. “Oh yeah, and I hope you make that million bucks this year my friend!”

I’ll be insanely jealous if he does. There, I said it.

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