13 Responses to “Win a $15 Save-A-Lot Gift Card!”

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  1. I do struggle with impulse spending, so to deal with it I try the following two things: 1) I take a LIST to the store with me. Staying on task is easier when something is on paper (just like staying on budget is easier with cash). 2) I budget an extra $2 or so dollars and “go hog wild” on whatever I want to buy with it. It’s pre-planned “impulse”!

  2. Julie

    Tip #1 – Leave your credit card at home to curb impulse spending.

    Tip #2 – Stay out of stores that trigger your spending.
    (For me that is to stay out of clothing stores)

    Tip #3- Look at your debt – If your in debt (like me) that’s all you have to do to understand A. you don’t have the money, and B. You spend too much.

    Tip #4 – Stay away from the “friends” who insist on your spending, get you into “keeping up with the Joneses”, or who make you want to spend money, or make you feel stupid if you don’t.

    To curb impulse spending I also set up a budget.

  3. I struggle with impulse spending at certain stores. Barnes and Noble is the worse as I love books, but I wouldn’t buy a thing at a clothing store.

    I overcome this temptation by simply avoiding stores altogether and when I’m there I ask myself how much I’ll actually use the product and where it will be in 6 months. If I won’t still be using it 6 months later I set it down and walk away.

  4. Donna Korzun

    When I am tempted to go shopping or feeling down I go shopping at home. I go to my closet, pull things out and see what I have. I always have something I forgot about. I take that item and try and create outfits. I also go shopping in my pantry. I look to see what I have and create a meal out of what is on hand. It never ceases to amaze me what is crammed in the back of other cans, boxes etc. If that doesn’t work I look at my mortgage schedule and remind myself why I am trying to save money. For Freedom!

  5. Beckey

    I struggle with impulse spending, so I write a shopping list and stick to it. I also avoid stores that I know I have trouble not spending money in (Best Buy, Barnes & Noble). Another tip I find works for me is act like I have blinders on. I stay focused on what I’m there for and don’t stray. We also know what our weekly budget is for purchases. If its a big purchase, we put aside so much money a week ($20-$50 depending on the item price tag) until we can pay cash for it. In many cases, by the time we have enough to buy it we’ve decided we can put that cash into something better (pay off a credit card or at least big chunk of a credit card). This has worked for us so far and I expect it to continue to work.

  6. I struggle with impulse spending from time to time.

    One of the ways I deal with it is making myself wait. I often put things in a “cart” if shopping online, and end up never going back to buy it. I will leave a store telling myself if I still really want said item in a few days, I can always go back and get it. Rarely do I decide to go back. If I do, it’s not an “impulse” buy anymore.

    Also, what helps is not carrying cash. I am a stay-at-home mom and my husband pays my credit card bill, so I have to be accountable for all my purchases. I am kind of “kept” in that way, but it helps.

    krys13@msn.com

  7. I subscribed to Enemy of Debt!

    krys13@msn.com

  8. I joined the Improve Yourself! 2010 challenge and could win $100!

    krys13@msn.com

  9. Beckey

    I have admitted my addiction to become/stay debt free!

  10. thisisbeth

    I’m an impulse spender. I’m slowly getting better, but there are still certain stores that bring out the impulse in me (Hi, Barnes and Noble!). For those stores, I try to avoid them as much as possible.

    At places like Target (another nemisis, that I cant’ really avoid since it’s the best place for things like toilet paper), I try to stick to a list, and ask myself a million times “Do I really NEED this?” As part of my goals this year, I’m tracking spending and that’s actually helping curb the impulses, because I know if I spend an extra $20 on something fun now, I might have to really scrimp to buy groceries the end of the month.

    (The closest Save-a-Lot to me is over 55 miles away, so I’m passing on the opportunity of winning.)

    • Great tips and thank you so much for sharing with us. (bookstores=my nemesis. lol)
      55 miles? Yeah you would be spending money to use a free gift card. (the definition of counter-productive) :(

      Again thanks for still sharing your thoughts. :D

  11. Donna Korzun

    I struggle all the time, especially with all the stuff available on the internet. What do I do about the internet problem. I come to this site of course and I change my mind about buying!

  12. Beth Gayman

    Having been programmed to buy things all of my life I try to avoid advertising. We have never had cable TV and most recently “forgot” to get a digital receiver for our television at home…ha! The power of advertising cannot be underestimated…people get degrees in it and have very successful careers! Additionally, I avoid *shopping* as a pastime. Only visiting specific stores for items on my list (grocery, clothing, gifts). If I hear of a book or other item that I would like I often use Amazon.com to buy a used version. Even with shipping it is much cheaper…and I’m not tempted to buy impulse items because I am not in a store. I also buy and sell college textbooks for our children on Amazon.com.