Comments on: The Cold Hard Truth: Debt is STUPID and You Might Be Too!! http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/ Motivational Money Management Wed, 08 Feb 2012 23:11:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Ignorance is the ONLY Reason You Continue to Accumulate Debt! | Enemy of Debt: Where Behavior Meets Reality http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-10060 Ignorance is the ONLY Reason You Continue to Accumulate Debt! | Enemy of Debt: Where Behavior Meets Reality Sat, 26 Feb 2011 22:11:02 +0000 http://www.enemyofdebt.com/?p=4481#comment-10060 [...] The Cold Hard Truth: Debt is STUPID and You Might Be Too!! [...] [...] The Cold Hard Truth: Debt is STUPID and You Might Be Too!! [...]

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7526 Brad Chaffee Thu, 12 Aug 2010 18:11:57 +0000 http://www.enemyofdebt.com/?p=4481#comment-7526 A shame indeed rk! I feel like that has changed a bit since starting this site in 2008 but what I am afraid of is that when the economy recovers, how easily people tend to forget and return to their old ways. I guess we\'ll see huh? And yes, being enslaved to a master makes life miserable!! Living debt free is the only way to experience true financial freedom! :D A shame indeed rk! I feel like that has changed a bit since starting this site in 2008 but what I am afraid of is that when the economy recovers, how easily people tend to forget and return to their old ways. I guess we\’ll see huh? And yes, being enslaved to a master makes life miserable!! Living debt free is the only way to experience true financial freedom! :D

]]> By: rk http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7513 rk Thu, 12 Aug 2010 02:01:32 +0000 http://www.enemyofdebt.com/?p=4481#comment-7513 thank you for this hard truth...it is a shame that so many people do not realize this simplicity..they would rather remain enslaved to their debts, in order to impress their friends, instead of paying off everything, and saving for their futures. Debt is the thing that keeps people working at jobs they cannot stand.. thank you for this hard truth…it is a shame that so many people do not realize this simplicity..they would rather remain enslaved to their debts, in order to impress their friends, instead of paying off everything, and saving for their futures. Debt is the thing that keeps people working at jobs they cannot stand..

]]> By: Heat Wave Links http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7338 Heat Wave Links Mon, 19 Jul 2010 05:38:20 +0000 http://www.enemyofdebt.com/?p=4481#comment-7338 [...] just wrote a piece called debt is stupid, and if you are in debt, reading this may just be the jolt for you to do something about it. This [...] [...] just wrote a piece called debt is stupid, and if you are in debt, reading this may just be the jolt for you to do something about it. This [...]

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7293 Brad Chaffee Thu, 08 Jul 2010 22:09:51 +0000 http://www.enemyofdebt.com/?p=4481#comment-7293 Jan, with real life experiences to add to the conversation you can hijack my comments anytime. Great reply and your advice was so true, especially picking the battles part!! Jan, with real life experiences to add to the conversation you can hijack my comments anytime. Great reply and your advice was so true, especially picking the battles part!!

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7292 Brad Chaffee Thu, 08 Jul 2010 22:08:18 +0000 http://www.enemyofdebt.com/?p=4481#comment-7292 How to get your spouse on board: patience and example. The best thing to do is avoid getting in his face about this. This will push him away. Instead have talks, communicate about your goals, explain to him why getting your finances in order is important to you. The best advice would be to do what Jan said: pick your battles. Sometimes it is worth losing a battle in order to win the war on debt, it just takes time. If it is the difference between your husband partially being on board, or not on board at all, give in on some issues. Your husband will come around as he starts to see your situation improving. His holdouts will be tough to cut more unless he truly understands that the sacrifice will help you win faster. Good luck Maya! We've all done some stupid stuff with money, but the fact that you are taking action is going to make all the difference in the world. Keep up the great work and good luck on that budget!! :D How to get your spouse on board: patience and example. The best thing to do is avoid getting in his face about this. This will push him away. Instead have talks, communicate about your goals, explain to him why getting your finances in order is important to you. The best advice would be to do what Jan said: pick your battles. Sometimes it is worth losing a battle in order to win the war on debt, it just takes time. If it is the difference between your husband partially being on board, or not on board at all, give in on some issues. Your husband will come around as he starts to see your situation improving.

His holdouts will be tough to cut more unless he truly understands that the sacrifice will help you win faster. Good luck Maya! We’ve all done some stupid stuff with money, but the fact that you are taking action is going to make all the difference in the world. Keep up the great work and good luck on that budget!! :D

]]> By: Jan http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7290 Jan Thu, 08 Jul 2010 19:16:37 +0000 http://www.enemyofdebt.com/?p=4481#comment-7290 I would seriously consider getting the Dave Ramsey DVD Dumping Debt. I bought it and watched it while he was nearby. He kept circling around, finally we watched it together. Then I got the Relating with Money DVD. Now he is on board, but I am still driving the boat. By the way, TV and phones are our battle here, too. I wanted to go VOIP, but he wouldn't do it. You pick your battles. Congrats on the budget and the start of the baby emergency fund! Sorry for hijacking the comments, Dude!! Jan I would seriously consider getting the Dave Ramsey DVD Dumping Debt. I bought it and watched it while he was nearby. He kept circling around, finally we watched it together. Then I got the Relating with Money DVD. Now he is on board, but I am still driving the boat.

By the way, TV and phones are our battle here, too. I wanted to go VOIP, but he wouldn’t do it. You pick your battles.

Congrats on the budget and the start of the baby emergency fund!

Sorry for hijacking the comments, Dude!!

Jan

]]> By: Maya http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7289 Maya Thu, 08 Jul 2010 18:23:13 +0000 http://www.enemyofdebt.com/?p=4481#comment-7289 Yes, I'm stupid, but want to become smart. Where do I start? We've got a budget and are building up our $1000 emergency fund to start. How can I get my husband on board? We pay $105/mos. for cable and almost $300/mos for combined landline/internet/cell phones. I've shaved as much as I know how and cable and phone are his holdouts. Yes, I’m stupid, but want to become smart. Where do I start? We’ve got a budget and are building up our $1000 emergency fund to start. How can I get my husband on board? We pay $105/mos. for cable and almost $300/mos for combined landline/internet/cell phones. I’ve shaved as much as I know how and cable and phone are his holdouts.

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7204 Brad Chaffee Wed, 30 Jun 2010 01:33:19 +0000 http://www.enemyofdebt.com/?p=4481#comment-7204 Yeah I know, but I had to get heads to turn. LOL And when you really dig deep enough most of the things we have ALL done with money have been really STUPID, so either apply. Like you, I am GLAD to not be a slave to debt anymore. Like I said in the post, I am likely to still do something stupid with money in the future but at least it won't be something I pay for for years in the form of high interest. LOL Yeah I know, but I had to get heads to turn. LOL And when you really dig deep enough most of the things we have ALL done with money have been really STUPID, so either apply. Like you, I am GLAD to not be a slave to debt anymore. Like I said in the post, I am likely to still do something stupid with money in the future but at least it won’t be something I pay for for years in the form of high interest. LOL

]]> By: finallygettingtoeven.com http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7203 finallygettingtoeven.com Wed, 30 Jun 2010 01:29:36 +0000 http://www.enemyofdebt.com/?p=4481#comment-7203 I prefer to call it 'ignorance' (the LACK of knowledge) over 'stupid' but either way I am glad I am no longer either one of them. I had my share though, I was there. Now I am smart (well, that is a relative statement), anyway I have wised up, paid off everything and have no intention of going back into debt, EVER! I prefer to call it ‘ignorance’ (the LACK of knowledge) over ‘stupid’ but either way I am glad I am no longer either one of them. I had my share though, I was there. Now I am smart (well, that is a relative statement), anyway I have wised up, paid off everything and have no intention of going back into debt, EVER!

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7134 Brad Chaffee Fri, 25 Jun 2010 18:27:15 +0000 http://www.enemyofdebt.com/?p=4481#comment-7134 Good to know Slackerjo! :D Good to know Slackerjo! :D

]]> By: Slackerjo http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7133 Slackerjo Fri, 25 Jun 2010 15:35:08 +0000 http://www.enemyofdebt.com/?p=4481#comment-7133 Don't worry Brad, I don't hate you! Don’t worry Brad, I don’t hate you!

]]> By: Brad Chaffee http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7132 Brad Chaffee Fri, 25 Jun 2010 15:22:21 +0000 http://www.enemyofdebt.com/?p=4481#comment-7132 Wow, I feel quite honored my dear! It was so nice to see you brave the intimidation of leaving your first comment. If anyone knows what I am saying is true, it is us. We have been through a lot and we can honestly say that the place we have ended up, is truly great. Here's to many more years of financial improvement and blissful marriage. It can only keep getting better and better! ;) I love you babe! Wow, I feel quite honored my dear! It was so nice to see you brave the intimidation of leaving your first comment.

If anyone knows what I am saying is true, it is us. We have been through a lot and we can honestly say that the place we have ended up, is truly great. Here’s to many more years of financial improvement and blissful marriage. It can only keep getting better and better! ;)

I love you babe!

]]> By: Starbucks, Blockbuster and Friday Round Up June 25 « OutOfYourRut.com http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7131 Starbucks, Blockbuster and Friday Round Up June 25 « OutOfYourRut.com Fri, 25 Jun 2010 13:24:58 +0000 http://www.enemyofdebt.com/?p=4481#comment-7131 [...] at Enemy of Debt created quite a stir this week with his on-the-edge post The Cold Hard Truth: Debt is STUPID and You Might Be Too!!. While I think there are compelling reasons people go into debt that are outside the preserve of [...] [...] at Enemy of Debt created quite a stir this week with his on-the-edge post The Cold Hard Truth: Debt is STUPID and You Might Be Too!!. While I think there are compelling reasons people go into debt that are outside the preserve of [...]

]]> By: Green Panda; What is Cool Around the Web This Week « Green Panda Treehouse http://www.enemyofdebt.com/2010/06/the-cold-hard-truth-debt-is-stupid-and-you-might-be-too/#comment-7130 Green Panda; What is Cool Around the Web This Week « Green Panda Treehouse Fri, 25 Jun 2010 09:03:03 +0000 http://www.enemyofdebt.com/?p=4481#comment-7130 [...] The Cold Hard Truth: Debt is Stupid and you Might Be too @ Enemy of [...] [...] The Cold Hard Truth: Debt is Stupid and you Might Be too @ Enemy of [...]

]]>