Hello everyone! I just wanted to let you know I am headed out of town for about 7 days. I will not be back until late next week and I will be completely unplugged. Okay not completely because I have the iPhone but I’m not going to be blogging that’s for sure. I’m going to see my 15 year old daughter! This is a last minute trip so I have had to be pretty creative to keep the costs down. When I get back I will write about how I did. Until then feel free to check out the archives [...] Read more »
The Perfect Father’s Day
The perfect Father’s Day could be so many different things to so many different dads. In a consumer-happy society, to me it seems that the real meaning of most holidays has been heavily diluted by the idea that, the more you spend the more you love someone. I reject that idea and have written about it as recently as Mother’s Day. An article I read inspired What Kind of Mother’s Day Gift Would You Prefer?, which really irritated me because it suggested that people in Oregon loved their moms more because they spent on average $137. Whooptie-freakin-doo right? Just like [...] Read more »
Do You Worship the “Not So Mighty” Credit Score?
When you were younger, do you remember hearing countless people advise you to “build your credit”? Those same voices were buzzing around in my head until I got a clue in 2007! “You’ve got to build your credit” they’d say, and the reason is usually based on the myth that says in order to be financially responsible you must build your score. I despise this myth most of all because from what I see, it has ruined more lives than it has helped. Think about it. 18 year old after 18 year old has inserted themselves into the murky waters [...] Read more »
Reader News: “Today I Mailed Off My Last Car Payment!”
Earlier this week Money Momma (an awesome EOD reader), left a comment on a post I wrote called It’s Not a Myth, It’s a Lie; You Don’t Need a Car Payment stating that she finally mailed off the very last car payment. I can’t tell you how excited I get when I receive news like this from my readers, but this meant an awful lot because I know just how hard she’s been working to pay off that vehicle and eventually become debt free. I DID IT!!!! Today I mailed off the last car payment. We had $1000 saved for [...] Read more »
Debt Free Checklist: Plan a Special Meeting
Back in May I wrote a post called Your Debt Free Checklist, which listed steps you would take action on and complete to become debt free. I also mentioned in that post that I would break down each step on the list into a series of articles. This is the first post of that series and it covers setting up a special meeting with your spouse. Some have asked me why I haven’t left it open to anyone in a relationship. Why did I specifically mention “spouse”? That’s actually very simple. I know some people that aren’t married that combine [...] Read more »
June Love Drop – Help the Aubin Family
Hey guys! The Love Drop team is at it again! Last month they gave over $9,200 worth of cash, goods and services to their recipient, the Stalnaker family, who had been going through a financially hard time due to the effects of the BP oil spill on the Louisiana economy. The family was in need of a car and the Love Drop team was able to surprise them with one, making it one of the most exciting Love Drops ever. You can watch how it all went down in the video below. This month they rally behind the Aubins – [...] Read more »
Financial Peace University Kit Bundle Giveaway Winner
It’s time to announce the winner of the Financial Peace University Kit bundle!! At first I planned to announce the winner like I have the others, but I decided to do this instead. I also added some prizes to this bundle as an extra special thanks from me. As I’ve stated before I really truly wish I could give everyone something. I really have enjoyed getting to know so many of you over the years and I can’t thank you enough for all of your support and participation. The winner of today’s giveaway has me really excited because she really [...] Read more »
Financial Planning for Retirement – Be Conservative, Responsible, Realistic, and be Successful
Not long ago I had the good fortune to gain insight with respect to one family’s financial planning that was centered around retirement. This had been a young couple with children, with both the husband and wife having lived through the Great Depression and bleak economic times surrounding World War II. Talk about a life lesson in stretching a dollar! What struck me as unusual was the constant focus, from the very beginning, on retirement and taking care of their children. It was unusual in a very good way. This couple knew that the future was coming. They knew that [...] Read more »
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