About

Hello and welcome to Enemy of Debt! I founded EOD in April of 2008 in an effort to motivate and inspire financial discipline by focusing on behavior and truth. By teaching personal responsibility, debt free principles, and the importance of planning people can learn how to take control of their finances one step at a time. I want to help!

My journey to debt freedom and financial independence began in January of 2008.  We became sick and tired of living paycheck to paycheck and were finally mad enough to take action.  At that time, we did not have any savings, knew very little about budgeting and were buried under $26,076.75 of debt.

In the first two months we were able to throw together our very first emergency fund ever of $2,000.  It took us only 18 more months to eliminate the retched debt from our lives and I can proudly say we never plan to borrow another dime ever again, for any reason.

As you read and learn more about me by reading my articles here on Enemy of Debt, you will very quickly learn that I not only plan to avoid using debt ever again, but I HATE IT!  We took what most would consider radical steps to eliminate the debt from our lives and we do not regret this decision at all.  It has shown us our true potential and allowed us to experience financial peace.

Our mission now is to prepare financially for everything in our future instead of borrowing to get whatever we want.  Becoming debt free has taught us patience, sacrifice, and gave us a new lease on life.  A lease that allows us to be more self-reliant and more readily prepared for whatever life throws our way.

Once again, welcome to Enemy of Debt and I hope you enjoy what I have put together here.  I am constantly working to make EOD the place to come to get motivated financially.  Please take the time and subscribe to ensure you receive updates via email whenever a new post is published.

Sincerely,

If you are a fan of self-reliance you can read more from me over at the Self-Reliance-Exchange.