Hello and welcome to Enemy of Debt! I founded EOD in April of 2008 in an effort to motivate and inspire financial discipline by focusing on behavior and truth. By teaching personal responsibility, debt free principles, and the importance of planning people can learn how to take control of their finances one step at a time.
My journey to debt freedom and financial independence began in January of 2008. We became sick and tired of living paycheck to paycheck and were finally mad enough to take action. At that time, we did not have any savings, knew very little about budgeting and were buried under $26,076.75 of debt.
In the first two months we were able to throw together our very first emergency fund ever of $2,000. It took us only 18 more months to eliminate the retched debt from our lives and I can proudly say we never plan to borrow another dime ever again, for any reason.
As you read and learn more about me by reading my articles here on Enemy of Debt, you will very quickly learn that I not only plan to avoid using debt ever again, but I HATE IT! We took what most would consider radical steps to eliminate the debt from our lives and we do not regret this decision at all. It has shown us our true potential and allowed us to experience financial peace.
Check out my latest interview about my journey.
I’ve had lots of fun in my efforts to help others get out of debt and live debt free. I’ve recently decided to step up those efforts and am working on a new project that will allow me to do just that. Many of you know that I’m really interested in behavior change and the psychology of getting out of debt. I’m also interested in helping people lose weight and become healthy so they can enjoy their debt free lifestyle to the max.
My new project, which I’ll be announcing in 2013, is going to focus on behavior change and habit development. I’m working on an interactive site for members that will help them transform their habits one at a time so they can accomplish anything they want. I’m pretty excited about the possibilities!
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Meet Travis Pizel
If you’ve been reading Enemy of Debt for more than a week then you know who Travis Pizel is. He is a great friend of mine and he shares my passion for helping people get out of debt.
“Travis candidly shares his family’s experiences, struggles and successes as they fight their way out of debt. As a father and husband he provides a unique perspective on balancing debt, finances, and family.”
Travis has passionately grabbed the torch and continued to inspire others with his own personal experiences in getting out of debt. His wonderful daughter, has also contributed to Enemy of Debt by explaining things from her perspective.
By taking on more writing and other responsibilities here at Enemy of Debt, Travis has made it possible for me to work on my vision to help others in a more comprehensive way. I believe behavior change is the key to creating the life we want and I can’t wait to launch this vision.
Getting out of debt isn’t the easiest, or most fun journey you’ll ever take, but it sure is worth it. It takes sacrifice and a willingness to change key habits and behaviors in order to reach the ultimate goal of debt freedom.
Once again, welcome to Enemy of Debt and I hope you enjoy what we have put together for you here. Please take the time to subscribe and ensure you receive updates via email whenever a new post is published.
Sincerely and with LOTS of debt free love,
just found your site. I love it.!!!! I also hate debt and vow to continue to live debt free. Glad you are helping others to learn the truth of debt bondage, and the wonderful world of frugal living.
Debt is stupid and freedom is fantastic! Congratulations on enjoying debt freedom, it is super awesome!
Hey Brad,
Great blog you’ve put together. I recently only just begun my debt journey with $15k on credit cards, payday loans as well as court fines so its about a total of $25k and it sure is frightening. Hopefully I can learn some essential skills like budgeting, cost cutting and frugal living and pay off these burdens in 2013.
Thanks a lot! I hope you find it useful in your journey to debt freedom. One thing I know is that YOU CAN DO IT! As frightening as it may seem now, a few years from now you’ll look back with relief and amazement at how much more awesome life is without all that debt.
I’m currently working on a blog where I plan to tackle more of the psychology aspects of everything life throws at us. On top of that I’m also working on an interactive site that will allow you to transform bad habits into good habits for more of a lifestyle change rather than a quick makeover. Pretty exciting stuff! I’ll keep you posted and good luck with your site as well. I’m going to go keep an eye on it as you develop it more.