Editor’s note from Travis Pizel:
It is with great excitement that I introduce to you Suzanne Coblentz, a brand new member of Team EOD! Suzanne is the Social Media Manager for CareOne Debt Relief Services, along with wearing many other hats. She brought me on board as a customer blogger over three years ago, and is the person responsible for launching my blogging career. She’s dedicated to helping people rid themselves of the shackles of debt, is a personal friend of mine, and is someone that I admire and respect immensely. She’ll be sharing her personal perspective on debt as well as everyday finances every other Wednesday with The EOD Nation. Check out Suzanne’s inaugural post below and give her a warm welcome in the comments!
“Mommy your car is gross . . .”
This was the delightful comment my almost eight-year-old daughter made to me the other day as I pulled up to pick her up from school. I noted that the comment was accompanied a by a look of embarrassment. I was instantly stricken and quickly pushed her and her backpack into the back of the car, careful not to make eye contact with her little friends standing on the curb.
I drive a crappy car.
It’s old and it has dents and scratches and hasn’t been washed in over a year (okay, so that is just me being lazy). I think it also bears mentioning that I own this car, like in full, as in, this car is paid off.
After I recovered from the sting of embarrassment, I seized the opportunity to teach my young daughter a lesson . . . she was trapped in the back seat with no hope for escape, so it seemed like good timing. My kids get a lot of these ‘lessons.’
See, I refuse to be a hypocrite.
I work in the debt relief industry and I have firsthand experience with what happens when you lose control defining needs vs. wants or when you are not adequately prepared for life’s emergencies. I have a responsibility to the people that my company helps. I have a responsibility to live a financially responsible life, or to put it another way, to practice what I preach.
I wasn’t always like this: a buzz kill of financial foreboding, that is.
I too used to live a little bit in the gray, where wants and needs are concerned. When I began working for CareOne over seven years ago, I had some debt. I have since paid it all off and feel super lucky to have done so.
Working here it is impossible not take stock of your own spending and saving behavior and see where you are missing the boat. I have seen so many families slip into desperate situations with just one medical crisis or car accident.
It is the basic understanding that our financial lives are fragile that drives me to live a pretty frugal life. I feel very fortunate to work here and truly appreciate the financial wake-up call.