Should I buy or continue to rent a house?

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Photo Credit: Lyon Communities As a rule it’s ideal to buy rather than rent, and to buy when you can first stand to do so. There are, of course, exceptions to this rule in terms of people who cannot afford to buy in their chosen area, so they’ll continue to rent even after they’ve purchased. If you’re looking to buy a home or an investment property, the first thing you have to do is to make sense of whether purchasing something is even in the realm of possibility for your circumstance right now. The best way to work something like this […] Read more »

I Love You Like a Blogger Roundup – 12/26

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The presents are opened, the wrapping paper crumpled up and thrown away, and new items assembled – yes, my friends Christmas is now over.  We have even completed our traveling for the season.  All that I have in front of me is a week of complete and unadulterated vacation with absolutely nothing to do.  Whatever will I do with myself?  I have a few things on tap: Relax Get in some great workouts Relax Clean the house Relax Spend time with my family Relax I’m hoping you see a pattern here.  The point is to get a few things done, […] Read more »

10 Rules to Keep in Mind When You Borrow Money

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In an ideal world you’ll never have to borrow money. In an ideal world, you’ll buy your house and cars for cash. In an ideal world, you’ll have cash to cover emergencies. In an ideal world, you’ll never overspend and get in trouble. In an ideal world, I’ll look like Julia Roberts and be a Hollywood star. Thing is, we don’t live in an ideal world. Just look at me. I look like…well, like me and I’m a university professor, not a movie star. When I was young, I often ran out of money. Heck, when I was in my […] Read more »

Treat Yourself In the Morning With New McCafe Coffee Blends at Walmart!

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I once entered my bedroom to find my wife huddled under the covers talking on the phone to her mom. Some days, it’s that hard for her to get out of bed. Other days, she’ll stumble down the stairs, sit on the couch in a zombie like trance until she’s had about thirty minutes to come to the realization that the day has started. Being the phenomenal husband that I am, I’ve come to grips with her morning warm-up routine, and try to help ease her transition to consciousness by delivering her first cup of coffee for the day. My […] Read more »

Motivational Monday: Three Steps To Achieve Your Financial Goals

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A few months ago, I caught a link to a motivational video filled with inspirational quotes. I still watch the video almost every morning as I prepare to take on the world for the day. It centers my thoughts on what I am going to do that particular day to help me make positive progress towards the goals I am trying to accomplish. After several weeks of listening to this video, I wanted to find out who the voices in the video were. With the help of Google, I was able to determine one of the people featured was a […] Read more »

Rollback Prices On Disney Planes Items at Walmart! #PlanesToTheRescue

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Looking for last minute holiday gift ideas? Delight the little ones in your life with Disney Planes items now on Rollback at Walmart! All items listed below are on rollback through the holiday season! #PlanesToTheRescue #ad Disney Planes Flight to the Finish Speedway ($24.97) Disney Planes: Fire & Rescue Die-Cast Vehicles, 3-Pack ($14.97) Disney Planes: Fire & Rescue Deluxe Talking Vehicle Assortment ($19.97) Read more »

I Love You Like a Blogger Roundup – 12/19

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Here it is, the weekend before Christmas.  Or as I like to call it, The Calm Before The Storm.  Next week is a short school and work week, and then the entire Pizel family is off for the remainder of the year.  There will be presents to open, traveling to do, and family to see.  I will enjoy the time off, and spending time with family, but I’ll give myself until Sunday before I’ve gone completely bat shit crazy because of the lack of my normal routine.  Yes, I’m majorly Type A, and the struggle is going to be very […] Read more »

Bad Debt Collectors and What You Can Do About Them

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Dealing with bad debt is no fun. Dealing with a bad debt collector can be downright terrifying. When you have a bad debt that has gone to a collection agency it can be very easy to want to avoid the pain of the situation or even totally ignore it when you know you can’t possibly pay it.  That’s why some collectors of overdue debt will do everything they can to get your attention, even if it’s illegal. Most debt collection agencies are legit and strictly follow the rules set forth by the FTC  (Federal Trade Commission). However, there are plenty […] Read more »

I Love You Like a Blogger Roundup – 12/12

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Only two more shopping weekends until Christmas, how is your shopping coming along??  My kids submitted their lists last week, and we’ve been picking items off as the days tick by.  We’ll pick up a few more items this weekend, and I’ve got some gifts for Vonnie ordered online and being shipped.  This could turn out to be the easiest Christmas shopping season ever!! To keep you financially motivated and on track, here’s my favorite posts of the week…..check ’em out and give them some love – and do NOT forget to pump those fists! Posts That Make Me Fist […] Read more »

Warning: Shopping Without A List Is Hazardous To Your Budget

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My love of lists is almost legendary, my daily activities driven from them. I have different lists for different parts of my day: Things needing to be done at work, written on my office white board Personal life todo list written in a notebook on the kitchen counter Blogging todo list written in a notebook on my computer desk My lists help me not only remember things that need to be done, but also to prioritize them. My wife sometimes makes fun of me because of my lists, but she understands the importance I place on them. I commonly find […] Read more »

I Love You Like A Blogger Roundup – 12/5

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Great weekend ahead, EOD Nation!  We have our neighborhood Christmas party this evening hosted by one of our neighbors.  Tomorrow night we’re getting together with friends for an ugly sweater party.  Each gathering will require us to bring along some dish to pass, but throwing together some sort of appetizer or dessert will be super cheap.  Two nights of fun with friends, two nights with very little spent.  That’s what I like to call #WINNING. It definitely deserves some fist pump action….what do you have going this weekend? Posts That Make Me Fist Pump How To Save $200 On Your […] Read more »

When to Refinance a Home Loan

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When was the last time you reviewed your mortgage? Most people simply continue making payments year after year without even bothering to review their loan. But circumstances change and a lot can happen in a short period. Homeownership goals could change, new loan features could become available or an investment opportunity may present itself. So your current mortgage may not be ideally suited to your needs. Continuing to make payments without reviewing your mortgage could be limiting your options or even be costing you. So what can you do if your loan is no longer right for you? One option […] Read more »

Instant Gratification Here, There, and Everywhere

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I felt myself becoming more agitated as I sat at the stoplight waiting for the light to turn green. I was on my way to the gym, and was anxious to get started. The light was seemingly taking forever, so I decided to figure out how long the light was red.  I was sure it would be a ridiculous amount of time. I remember that I had started a new track as I pulled up to the intersection so I would easily be able to calculate how long I was sitting there. After what seemed like an excruciating eternity the […] Read more »