Preparing for the Ultimate Cost of Raising Children: The College Years

Caroline and Sammie

If you have teenagers, you likely have been spending money on them for years. Clothes, food, toys, doctor’s appointments, camp sessions – it goes without saying that the costs add up pretty quickly. But the biggest expense of raising your children may be yet to come. While there is a wide range of costs depending on the specific college – from a local community college all the way up to a 4-year private university – it can generally be said that second education is extremely expensive these days. And while parents take a variety of approaches to their children’s college [...] Read more »

Watch College Conspiracy (The Documentary Colleges Don’t Want You to See)

college tuition

I've always thought college tuition was out of control so when I sat down to watch this documentary I didn't think I would be surprised by the statements made but I was wrong. Being that a college education is considered "good debt" I thought it would be a good idea to share this video with all of you. It's only an hour long but very eye-opening if you have bought into the lie that it's a good idea to go into debt for a college education. Who's responsible for most of the problems with education inflation? Read more »

How to Avoid Debt as a College Student

college student

This is a guest post. These days, it can take a considerable sum of money to attend college. However, the effort doesn’t have to break your bank account or put you into a considerable amount of debt. Here are some tips for helping you keep your finances under control. Save Your Pennies The sooner you start saving for college, the better. Parents can help support their children though options such as 529 plans, for which some states even offer income tax breaks. Remember, anything you’re able to save now, you’ll have to put toward your college education later. Academic Preparation [...] Read more »

Being A Student Without A Student Loan

MYTH:  You Have To Go Into Debt To Get An Education Can you be a student without a student loan?  Some people say it’s not possible, while others prove them wrong every year.  Granted, the percentage of those diving head first into student debt is astounding, but with savings in America being low to negative, it comes as no surprise.  I think America needs a paradigm shift.  Americans have super inflated the value of a degree, therefore declaring it worthwhile to go into loads of debt to get one.  I think a degree is important but I do not think [...] Read more »

No College Degree Equates To Poverty And A Life Of Debt?

I got a little annoyed last week, when it was suggested that for someone with only a high school diploma, they were limited to working at the checkout at Walmart. (This argument was used to explain why debt was needed by low income families to get by.) Believing this is ridiculous, and spreading it around for someone without a degree to hear, is irresponsible!  This is America!! Imagine someone with only a high school diploma, hearing someone say this and believing it. Dreams can be crushed before they ever have a chance to germinate.  This is why I am such [...] Read more »

Are You About To Go To College?

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