It is now official! FPU is coming to Charlottesville, specifically to Trinity Presbyterian Church! The preview will be on July 20th at 6:00 p.m., and the classes will begin on August 3rd! During this time I will be using this blog to get the word out. Almost everything you see will [...]

Do You Have The New Car Itch?
If so you need to watch these videos. They are promotional videos from Dave Ramsey’s Financial Peace University. How many more loan payments are you going to “NEED”? Wise up America!! THINK! Do better for yourselves and your families! Stop buying into the lie that [...]

Is your puzzle missing a few pieces?
Your budget is just like putting together a puzzle. Every piece is important because without all the pieces it will never be complete. If your budget is not a completed plan for how to spend your money, it is not a plan at all. There are [...]

I wasn’t planning on posting until next week, but I just couldn’t help it. I just thought this was funny!
While on vacation, I have had fun creating Enemy of Debt merchandise. I even got really excited because I thought it would be REALLY FUN to have Enemy of Debt Postage Stamps. How [...]

Are we experiencing a recession?
That seems to be the question of the year. If you watch the news, you are probably convinced that you should just give up. Don’t start digging that bunker just yet. The truth is that the U.S. is merely growing at a slower rate. From January to March [...]

This is an age old problem that seems to never go away. How do you end poverty completely and is it even possible? I believe that there is an answer to this question, and believe it or not, the Government is not it. The answer is YOU! The way you think, [...]

I found these videos on YouTube and wanted to share them. Until recently, balancing my checkbook was non-existent. The truth was I didn’t know how. A little embarrassing yes, but the truth is there are lots of people that do not bother with this financial detail. For those of you who [...]

These videos are the very definition of inspiration! Share this blog with your friends and family so they can become debt free too. Help change peoples lives! Do you want to scream, “We’re Debt Free!”? Do you have a debt free video you’d like to share on my blog? If [...]

CAUSE & EFFECT

It’s basically as simple as this. If you don’t have debt and lots of payments, your income becomes a tool for you to plan, give, build wealth, and save! Often people try to get out of a problem by fixing the symptom instead of the problem. If you are struggling [...]