Pay Off Debt Faster by Using the Right Financial Tools

Written by on January 31, 2012 · 12 Comments
financial tools

How many of you have a plan you consistently follow each month to pay off debt? Based on my own experience (before my wife and I got our financial heads together), I’d guess that many of you do not. I know the drill. You pay off a little debt here and a little debt there but it’s random and not based on any kind of written (or visual) plan. You make some progress and take a few steps forward but then suddenly find yourself taking a few more steps back. Some of you may even be paying just the minimum [...] Read more »

Tags: , , , , , ,

End of the Year Inspiration for a Successful 2012

Written by on December 30, 2011 · 4 Comments
dreamstimefree_1081101

Generally I publish an end of year glance at the passing year as well as offer up my goals for the new year. Today I’m going to do something different. If you are looking for a great year in review post Ashley shared her goals for 2012 a few days ago. I didn’t want to be redundant so I wanted to add to what she put together by inspiring you to really think about what you want your 2012 to look like. This inspiration is as much for me as it is for you, because let’s face it, most of [...] Read more »

Tags: , , , , , , , , ,

Are You Taking Advantage of Free Financial Information Online?

Written by on December 11, 2011 · Leave a Comment
Young boy learning on his computer

Since you’re sitting there reading up on a financial blog I’ll assume you know a little bit about finding free information and advice on the web. But the amount of ostensibly clueless investors and financial irresponsible individuals in this world doesn’t seem to add up to the amount of awesome information that exists for free out there on the web. In addition, it certainly doesn’t make much sense how much money people spend on this very same knowledge through seminars, books, and one-on-one consultations. To put it bluntly, it’s ridiculous. If you ever want to become truly financially independent, you [...] Read more »

Tags: , , ,

Paper or Plastic: Taking a Family Vacation without Credit Cards

Written by on September 24, 2011 · 12 Comments
cash baby

If you are like most American families, with the stagnant recession, escalating gas prices, and unstable job market, you’ve chosen to forgo vacations for in-home activities. Believe it or not, there is a way to stick to a no-credit card spending mentality, and still provide a wonderful family vacation to your family. Because booking hotel, airplane, and car rentals often request a credit card as payment, it takes a little more creativity to make a family vacation possible with using plastic. Sometimes, it might involve using family and friends who still use credit cards. Do not hesitate to give close [...] Read more »

Tags: , , , ,

Save Money and Energy and Pay Off Debt

Written by on August 1, 2011 · 2 Comments
save cash to pay off debt

Are you paying too much on your energy bills? Compare energy prices online now and you might just find a way to give a welcome boost to your summer budget. Energy saving ad campaigns are everywhere at the moment – on TV, the radio, the internet, on billboards – but many people are still unaware of the importance of cutting back, not just for the planet, but for your finances. Energy saving habits like switching the light off every time you leave a room can save you hundreds over the course of a year. Surely, there is nobody out there [...] Read more »

Tags: , , , ,

The Super-Charged Guide to Financial Freedom Review

Written by on January 20, 2011 · 6 Comments
ebook-cover_thumb

How do you increase the likelihood of you completing your financial resolutions? Reading! That’s right! Reading a book, or books related to the goals you want to accomplish increases the chance that you will succeed. That’s not to say you’ll accomplish what you set out to accomplish by simply reading a book. The book acts as a resource to teach you new ideas, but it also helps you stay motivated with your “eye on the prize!” Depending on your goal, it may take more than one book to help you cross the finish line. I read The Total Money Makeover [...] Read more »

Tags: , , , , , , ,

Bloggers: The Frugal Premium WordPress Theme is 30% Off!

Written by on November 11, 2010 · 1 Comment
frugal-banner-300

For some, this review won’t mean much, but to those of you who operate a blog, this premium WordPress theme is absolutely awesome. Not only is it the most comprehensive, user-friendly theme for WordPress I have found, it was developed by Eric Hamm of Charlottesville. (where I live) Anyone familiar with WordPress, knows that the theme you choose is absolutely key. Some themes do this, some themes do that, and if you want them to do anything special you have to know css and php code, and where to insert it to make it happen. Learning code is the equivalent [...] Read more »

Tuesday Top 5 Roundup: Government Lies, Creative Accounting, & Who You Know

Written by on October 5, 2010 · 3 Comments
capitolhill

Photo Credit: Fovea Centralis Live and Learn: 5 Tips to Make Your Kids Financially Smarter – Currency (written by Len Penzo)  This is my VERY FAVORITE article! Great one Len! Married Money Management Step 4: Pay Off Your Debt (Damn It!) – Engaged Marriage Dustin and I go way back, and one of the reasons why is because this dude has some passion. You can guarantee that if you are reading a post he has written you are definitely getting fired up about it. Marriage is his forte, but as you will see, personal finance is no stranger to him. [...] Read more »

Tags: ,

It’s True, I Get Paid to Write for American Express

Written by on September 23, 2010 · 19 Comments
Currency

American Express? Yep, You Read That Correctly I was recently contacted by someone who wanted to know if I would be interested in getting paid to write articles geared towards helping young people become more financially responsible. I responded with interest and wanted to know more. When I found out that the new site called CURRENCY, was being developed by American Express and Federated Media, I chuckled at the irony, but the timing couldn’t have been better. Currency Launched on Tuesday. Here are two of my published articles: Looking for a Job? Get Creative Going Back to School? Don’t Ruin [...] Read more »

Tags: , , , , ,

If Someone Paid You $500 to Improve Your Finances, Would You Be Interested?

Written by on August 27, 2010 · 10 Comments
clean workspace

Ahhh, Friday Has Arrived!! As most of you tidy up your workspace, and prepare for the weekend ahead, the last thing you might be thinking about is how to better manage your money. In fact, some of you may be schematizing (yes, it’s a word) your way into a brand new car, a state-of-the-art plasma, 3D, blu-ray, movie theater-sized television, or some special gadget that is going to take you to the moon. That’s fine if you have your ducks in a row, all accept for the new car of course. (buy used) BUT…what if you’re living paycheck to paycheck [...] Read more »

Pay Off Debt By Saving Money

Written by on August 12, 2010 · 5 Comments
coupon savings

How often do you mindlessly pay whatever price the store is asking? I’m not even one of those hardcore coupon clippers that spend hours each week laboring over countless newspapers, but I do believe in getting bargains most of the time. Quite honestly, I’m just as guilty as you are about sometimes ignoring possible savings out of mere inconvenience. I sometimes wonder how much I would have saved if I wasn’t so impatient. What if finding and using coupons was actually convenient and less time consuming though? How much faster could you pay off your debt, build that emergency fund, [...] Read more »

Tags: , ,

How I Saved $168.17 On A Recent Purchase!

Written by on August 9, 2010 · 5 Comments
quibids-example

Are you looking to save lots of money by getting huge bargains on merchandise? I don’t know many people that would say no to that question, but I want to make something clear right from the beginning. I’m not an advocate for mass consumption, especially just because you are able to get a huge discount. I am of the opinion that if you need something, it’s just really nice to save money in the process. Today, I am going to share something with you that I have found to be a great resource in helping my family and I save [...] Read more »

Why The Heck Do You Need Life Insurance Anyway?

Written by on July 15, 2010 · 21 Comments
life

This is a guest post from Aaron at Clarifinancial. I was emailing with Brad last week when he suggested I write a guest post. “It would be nice to share with my readers the importance of getting life insurance to begin with,” he said. With that goal in mind, I’m going to try to tap into some of that Brad-passion to explain to you why the heck you need life insurance anyway. I normally ramble in some emotional deep-water metaphor type of stuff, so this will be different. Look, you make money, you own things, and (if you’re reading this [...] Read more »

Tips on Keeping Your Car Insurance Rate

Written by on June 24, 2010 · 1 Comment
car insurance

This is a guest post from the folks at 21st Century Insurance. We are all required to have auto insurance, so it’s nice to know what we need to do in order to keep ourselves from spending more money than we have to. My favorite tip is the last one, mainly because I know I am guilty of assuming. In fact, when my insurance is set to renew I plan on asking for a better rate! Keep your Car Insurance rate where it belongs. If you’re like many of us, car insurance represents a big chunk of your household budget. [...] Read more »

Tags: ,

Next Page »