To All New Readers: WELCOME! My Guest Post at My Super-Charged Life: A Debt Free Manifesto – 10 Common Sense Reasons To Live Debt Free…read it. Find out what eating pie and becoming debt free have in common! First of all, I would like to thank all of you for taking the time to visit Enemy of Debt! You will find that my main goal here is to help others find financial security through adopting a debt free lifestyle. I hope I can help you too! Many have said it cannot be done, although a growing number of people are [...] Read more »
BREAKING NEWS: Life Changing Miracle Makes Daddy Proud!
Sometimes When LIFE Happens To You It Is A Blessing! Well folks, Joseph Noah has arrived! Beautiful, healthy and a gift better than any other! I can only describe the feeling as life changing. That’s part of the beauty of being a parent. We learn so much from each child and each experience. The fact that a little baby can change us without ever saying a word is phenomenal! Today was a remarkable day indeed! Here are a few preliminary photos, I plan to share more later on. Enjoy them as you are reminded of how beautiful life really is! [...] Read more »
Special Announcement On Monday
I have a special announcement to make here on ENEMY OF DEBT! I wanted to make it today but since it is sooo special I wanted to take a little more time to post it as an audio blog. I am also running short on time today since I have to go to work at 5:30. I want to thank all of you for being patient with me as I have not posted as regularly as I would have liked lately. I would also like to thank each and every single one of my subscribers for allowing me to share [...] Read more »
Brad Goes To Sweet Briar
Well everybody, the big day has come and gone. Friday was quite the day indeed. For those of you that do not know I was asked to speak at Sweet Briar College (a girls college) about starting out with topics such as savings, budgeting, student loans, and buying a house. The event was being held for a local Grapevine group called Virginia Network of Black/African-American Women in Higher Education. It was a great bunch of ladies! As far as being nervous I never really got nervous. That came as a huge surprise for me but I am pretty sure my [...] Read more »
The Time Is Near – Wish Me Luck!
Hello everyone! As some of you know I am speaking at a college this Friday, for one whole hour, to a group of ladies about budgeting, saving, student loans, and buying a home. I was asked to speak about those topics for people who are just starting out, and I said yes, while a little but very loud voice screamed NOOOOOOO!! Fear caused me to want to say no, but courage caused me to step outside of my comfort zone to get things done. If I want to get better at communicating my message, saying YES was the only answer. [...] Read more »
Debt Freedom Timeline: “I Can Finally Taste It, And It Tastes Really Good!”
Our debt free journey has been as hard as it has been exciting!! This is a time line of how our Total Money Makeover looked over the course of about 20 months. Time line is approximate. December 2007 Decided to start The Total Money Makeover as our New Years Resolution Joined MyTotalMoneyMakeover.com January 1st 2008 First day of our journey towards financial peace Starting debt: $26,076.75 Started our first budget ever! STOPPED WASTING MONEY ON STUFF! NO MORE BORROWING EVER AGAIN! February 2008 Put our 2004 Pontiac Vibe on craigslist Bought Honda CRX for $500 Sold Vibe by end of [...] Read more »
The Enemy Of Debt Extreme Makeover
Howdy folks! I have finally done it! As some of you know I have been very unhappy with my layout, and have struggled with my options and a better solution. That solution suddenly appeared, and after researching I decided it was just what I was looking for. For all you bloggers out there, if you are in search of something AWESOME, google “Thesis Theme”. There are tons of videos and stuff to read to see if it is for you. I want to ask you to bare with me as I twist and tweak the theme. I currently have tons [...] Read more »
Million Dollar Club
I decided to join J. Money’s Million Dollar Club. Setting goals is the way to put your plans into motion. Brian Tracy says that a goal not written down typed out, is just a dream because it has no energy. You are definitely more likely to accomplish your goals if you put them down on paper. It gives you something to follow and each time you scratch an accomplishment off of the list, you gain motivation. Hmmm, that sounds familiar right? Your Total Money Makeover is the same kind of plan. You do each baby step, one step at a [...] Read more »