Fist Pump Friday: I Love You Like A Blogger Roundup – 8/11

I’m in the middle of redoing my daughter’s room, as nothing has been done to it since she was in elementary school (she’s now 15).    She wanted her room to be more in line with her age, so it’s getting a fresh coat of paint, a new closet organizer and a new desk.  To be honest, I it completely underestimated how much it was going to cost.  It’s taken several months to save up some extra cash and get everything picked out, but we’re finally full steam ahead.  The closet organizer is in, and the paint goes up this weekend. […] Read more »

10 top quotes about money and debt – which is your favourite?

Editor’s note: This is a guest post from Sara Williams who blogs about everything to do with debt at Debt Camel, from payday loans to mortgages. I’m a debt adviser in London. But money and debt problems are universal, so my favourite debt quotations range from the Romans to 21st century America! I’ve put them roughly in date order but, as you will see, not a lot has changed over the centuries. #1. Debt is the slavery of the free. Publius Syrius c.50BC I like this one because so much advertising has the subconscious message that being able to buy […] Read more »

How to Stay Away From Debt While Going Through a Career Change

Major life events like a career change can have major consequences for your financial future. The extra debt you take on while going through a career change could end up disrupting your plans down the road. So you want to avoid taking on new debt at this time. While that can sound almost impossible when you’re already just trying to figure out how to make ends meet, you can do it! Here are 5 tips to make sure you stay on track and stay away from debt while going through a career change! #1 Cut the Non-Essentials During lean times, […] Read more »

How To Refinance Your Debt Cheaper

refinance your debt

Editor’s note: This is a guest post from Pauline of InvestmentZen.com Refinancing, restructuring, or consolidating debt is a step that many have taken in order to become debt-free sooner. This is done for a multitude of reasons but usually involve getting a better interest rate, or term on your debt, making the final pay off cheaper and quicker. This works in different ways. The idea is either to lower your debt payments, or to pay off debt quicker, for a lower interest rate. Before you start, do some research and find out the best rates available on the market. The […] Read more »

Teaching Teens The Cost Of Real Life

I’m a huge advocate of increasing financial education for our children. I don’t feel our school system currently does enough to prepare students to manage their finances successfully. But I certainly don’t think schools should be the only source of financial education. Parents need to play a significant role as well, including ensuring kids have a grasp on how much things cost. I had two wonderful opportunities to do just that over the weekend.   Car Repairs As my son was backing our car out of the garage on his way to school, I heard a loud noise. I opened […] Read more »

Save Money With Outback Steakhouse’s Rewards Program

  Friday night I found myself pulling into the parking lot of Outback Steakhouse. One teenager with a vehicle at work left another teenager (and her friends) in need of a ride to the high school football game. By the time that all got coordinated and executed, my wife and I were hungry and not willing to wait the time it would take to drive all the way across town back to our home and cook dinner. Thus Friday night was one of those times when I was actually OK with going out to eat. Even though I was voluntarily […] Read more »

iPhone7: Worth the Hype, or Complete Waste Of Money?

Last week Apple officially unveiled the iPhone 7, causing much buzz among consumers. I know people that were watching the announcement live while they were at work. I witnessed unbounded praise on Facebook from friends that are fans of Apple. I’ve already seen iPhone 6 models up for sale as they’ve per-ordered their iPhone 7. With all of this, I figured I should at least familiarize myself with the wonders of this new phone and why people are getting ready to once again camp out in line to shell out a minimum of $649. I did some research and created […] Read more »

6 Ways To Save Money When Traveling to Run A Marathon

Last weekend my wife and I traveled about 4 hours north to Duluth, Minnesota so I could run a half marathon as part of the Grandma’s Marathon weekend. If you’ve ever traveled to another city to participate in a large running event, you know that the prices of many necessities are jacked sky high because they have a captive audience. For example, hotel room prices double during marathon weekend in Duluth, and guests are required to stay (or at least pay for) two nights. Also, event parking prices go into effect for lots near marathon activities. The good news is […] Read more »

5 Surefire Ways to Become Debt Free Fast

become debt free fast

Author’s bio: You can find more by Maria Nedeva on debt, money management and making money on her blog, The Money Principle, where she teaches people in financial trouble how to build sustainable wealth.   Becoming debt free haunted my dreams, and my waking hours, for couple of decades. And for decades it was just that: a pipe dream to which I escaped every time I suspected that we have too much debt and every time I wished it to disappear. Than six years ago the reality of our financial depravity penetrated the dream: we calculated that we were in […] Read more »

Decluttering Is An Opportunity To Make Money

It hasn’t happened for awhile, but walking through my home I could tell it was time. It was time for a good stuff purging, which also happens to be a great opportunity to put a little extra cash in my pocket. I grabbed a notebook and pen and started writing down things I believed I could sell in our latest round of decluttering. I went through my home making a list of things I could sell. Lawn Mower The handle is held on by a makeshift bolt, it leaks oil, and earlier this spring the cable that controlled the self […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/27

Memorial Day weekend is here!  It’s the unofficial start to summer……although the kids have 2 weeks of school left.  The holiday weekend is a good reminder that we need to adjust our grocery shopping list, and our budget, to account for the kids being home during the day.  For me personally it means I can sleep a little later as I don’t have to make sure kids are up, fed, and off to school.  Yup, that’s right….in a few weeks I’ll get to sleep in to 5:30am!!! Fist pump for sleeping in! Posts That Make Me Fist Pump 2/3rds of […] Read more »

Driving Vs. Flying – How Much Did We Save?

My son and I were walking from the beach to our rental home while on vacation in Florida. We were discussing our travel plans home as the next day we were to begin the multiple day drive back to Minnesota. “So, it’s cheaper to drive than it is to fly, right?” he asked. Without hesitation I stated it was much cheaper for our family to drive. I didn’t doubt my answer, but I wondered just how much money we were saving. I decided to do the research and find out. Traveling By Car   Fuel: Our family van averages 25mpg […] Read more »

Friday Fist Pump: I Love You Like A Blogger Roundup – 4/8

A week ago the Pizel family was driving across the country from Minnesota to Florida.  Today, we begin our way back.  It’s been a great vacation.  We spent countless hours at the beach as well as in the pool at our vacation home.  I’ve maintained my workouts, gone jet-skiing, and gone on a dolphin boat cruise. PLUS, We’ve saved a ton of money by cooking most of our own meals. But I’m ready to go home.  More than ready.  As soon as I hit “publish” on this post, we’ll be packing up the van and heading north.  Hopefully I’ll bring […] Read more »

Paying Off The House Wasn’t Our #1 Priority – but we did it anyway

Attention, Attention, EOD Nation!  I interrupt our usually scheduled program to bring you a very special post from our friend Steve Stewart, who has some very exciting news to share with us!  Take it away, Steve!!!! Today is the day! My wife and I are going to the bank and paying off the house! This is our Christmas gift to each other – and it is just what we wanted!  We purchased our home in 1999 on a 5/1 ARM, then refinanced it (twice) by 2003. I’d like to say paying off the house was our #1 priority, but it wasn’t.  […] Read more »