Enemy of Debt http://www.enemyofdebt.com Motivational Money Management Mon, 30 May 2016 19:25:41 +0000 en-US hourly 1 What Body Piercing Can Teach a Teenager About Finances, Value, and Life http://www.enemyofdebt.com/what-body-piercing-can-teach-a-teenager-about-finances-value-and-life/ http://www.enemyofdebt.com/what-body-piercing-can-teach-a-teenager-about-finances-value-and-life/#respond Mon, 30 May 2016 19:25:41 +0000 http://www.enemyofdebt.com/?p=17666 Enemy of Debt - What Body Piercing Can Teach a Teenager About Finances, Value, and Life

When I got home at 6:00am from my usual morning workout, I found my daughter not only already awake, but showered, dressed and ready to go for the day. All of this before she normally rolls out of bed. She seemed excited and anxious. I quickly found out why. “I get my piercing today,” she said to me with a glimmer in her eye. I then remembered she had an appointment later that day to get the cartilage of her upper ear pierced. She had been asking for awhile to have it done, and needed our permission and assistance since […]

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Enemy of Debt - What Body Piercing Can Teach a Teenager About Finances, Value, and Life

EOD_PiercingPicWhen I got home at 6:00am from my usual morning workout, I found my daughter not only already awake, but showered, dressed and ready to go for the day. All of this before she normally rolls out of bed. She seemed excited and anxious. I quickly found out why.

“I get my piercing today,” she said to me with a glimmer in her eye.

I then remembered she had an appointment later that day to get the cartilage of her upper ear pierced. She had been asking for awhile to have it done, and needed our permission and assistance since she’s a minor. Her mother and I decided that getting such a piercing would be harmless, AND a great opportunity to teach our daughter some important lessons:

Research The Product

As with any purchase, there are a lot of questions to research and compare. Our daughter talked to friends, and searched the internet and told us that she didn’t want to go to a mainstream piercing place in the mall as they use a piercing gun, which can kill nerve endings. She wanted to go somewhere that uses a needle. We also looked together at the websites of different piercing businesses to compare prices and read reviews. Armed with all of this information, we selected a business to perform our daughter’s piercing.

Understand Requirements

The business required that we bring our daughter’s birth certificate and picture ID. We had her birth certificate, but she needed to bring her student ID home from school. We reminded her of this on the day of her appointment, however she didn’t bring it home. Instead we brought with us her school picture envelope. This almost wasn’t enough, as they needed to somehow match an official document with her name and some sort of number on it, and be able to correlate that number with a picture. Luckily the envelope had her name and a number, which matched the number on an actual picture.

Come Up With Cash

We asserted to our daughter that if she wanted the piercing, she would have to pay for it. The cost of the actual procedure was $25, but she also needed to think about aftercare. There were several recommended products to use for aftercare of her piercing, including a product the business sold. My daughter decided to spend an extra $7 on a special cleaning product offered by the piercing business.

Protect Your Investment

For six weeks after the piercing, my daughter needs to clean her piercing three times a day with the cleaning solution. If she doesn’t, she runs a higher risk of it getting infected resulting in having to remove the piercing, having to go to the doctor, or both. This would be inconvenient, painful, and she would essentially lose the money she spent to get the piercing if it had to be removed.

The experience taught my daughter some great lessons about finances, value, and life. My wife and I are trying to teach our kids that if they work hard and save their money they can get the things they desire. We also want to teach them that getting the most value for their money requires research to find the best product and price as well as some work to be able to keep their purchase in good condition. I emphasized to my daughter the fact that she almost didn’t get her piercing because she didn’t bring her school ID home. She had questioned my wife when she stated it was needed. It wasn’t our requirement, and it just about blew her chance to get the piercing.

Getting a piercing was something our daughter wanted, but my wife and I saw it as an opportunity to teach her some important lessons that will benefit her as she grows into adulthood.  The fact that allowing the piercing gave us some “cool parent” points was just a little added bonus.

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Fist Pump Friday: I Love You Like A Blogger Roundup – 5/27 http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-527/ http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-527/#comments Fri, 27 May 2016 15:06:32 +0000 http://www.enemyofdebt.com/?p=17658 Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/27

Memorial Day weekend is here!  It’s the unofficial start to summer……although the kids have 2 weeks of school left.  The holiday weekend is a good reminder that we need to adjust our grocery shopping list, and our budget, to account for the kids being home during the day.  For me personally it means I can sleep a little later as I don’t have to make sure kids are up, fed, and off to school.  Yup, that’s right….in a few weeks I’ll get to sleep in to 5:30am!!! Fist pump for sleeping in! Posts That Make Me Fist Pump 2/3rds of […]

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Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/27

fistpumpMemorial Day weekend is here!  It’s the unofficial start to summer……although the kids have 2 weeks of school left.  The holiday weekend is a good reminder that we need to adjust our grocery shopping list, and our budget, to account for the kids being home during the day.  For me personally it means I can sleep a little later as I don’t have to make sure kids are up, fed, and off to school.  Yup, that’s right….in a few weeks I’ll get to sleep in to 5:30am!!!

Fist pump for sleeping in!

Posts That Make Me Fist Pump

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5 Reasons People May Overspend With Credit Cards http://www.enemyofdebt.com/5-reasons-people-may-overspend-with-credit-cards/ http://www.enemyofdebt.com/5-reasons-people-may-overspend-with-credit-cards/#comments Thu, 26 May 2016 00:53:25 +0000 http://www.enemyofdebt.com/?p=17650 Enemy of Debt - 5 Reasons People May Overspend With Credit Cards

Staying out of debt is as easy as spending less than you earn. Sounds simple, right? If it’s so simple, why do so many people find themselves over their heads in debt? Sometimes life just happens. An unexpected catastrophe, or medical emergency and you’ve got enough debt racked up for a lifetime. In other cases people just consistently overspend, and find themselves waking up one day saying, “How did I get here?” Having paid off over $109,000 in credit card debt, I know a little something about the latter situation. So how do people get into such a situation? Why […]

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Enemy of Debt - 5 Reasons People May Overspend With Credit Cards

EOD_CreditCardSpending

Staying out of debt is as easy as spending less than you earn. Sounds simple, right? If it’s so simple, why do so many people find themselves over their heads in debt? Sometimes life just happens. An unexpected catastrophe, or medical emergency and you’ve got enough debt racked up for a lifetime. In other cases people just consistently overspend, and find themselves waking up one day saying, “How did I get here?”

Having paid off over $109,000 in credit card debt, I know a little something about the latter situation.

So how do people get into such a situation? Why is accumulating credit card debt so easy? I spent some time thinking about this, and came up with 5 reasons it’s so easy to get into credit card debt.

Delayed Consequences

If you swipe the card to buy something, what immediate impact does that have on your wallet or checking account? The answer is absolutely none. Zero physical dollars come out of your wallet or purse, and no number has to be subtracted from your checking account. The same goes for tomorrow, or the next day, or the day after that. It’s hard for many people to deny themselves purchasing something when there’s no immediate consequences.

Loan Based on Stale Information

If we try to finance a home that we cannot afford, the loan is denied. The same goes for many other types of loans. Our financial state is used to determine whether financing is approved. When we buy something with a credit card, we’re essentially taking out a loan for that item. We have the credit based upon financial information at the time the credit card was approved. Our financial state may have changed significantly since then, yet our credit line remains. This makes it easy for people to charge themselves into a bad financial situation.

The Minimum Payment

Credit cards appeal to people the same way that renting furniture or appliances do. Making monthly payments of $20 a month appears to be no big deal, whereas a price tag of $800 is a big chunk of cash!

No Personal Shame

A person can apply for a credit card online without any personal interaction. There’s no need to tell someone your personal information or why you’re applying for the line of credit. Also, if a person is declined, it just shows up on a screen, no judgmental loan officer to deal with.

People Don’t Like Limits

If a person wants something, not having the money to buy it makes them feel limited, like they’re being held back or deprived. Most people don’t like that. Having room on a line of credit allows them to purchase what they want, when they want (for a time anyway). It gives them shiny new things, and makes them feel like they’re living a life without limits.

These are just a few of the reasons credit cards could cause a person to overspend, and potentially result in a very bad financial state. But recognizing these triggers, can help realize the potential danger and help them be more financially responsible.

Can you think of other reasons that could cause people to overspend using credit cards?

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Fist Pump Friday: I Love You Like A Blogger Roundup – 5/20 http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-520/ http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-520/#comments Fri, 20 May 2016 13:39:06 +0000 http://www.enemyofdebt.com/?p=17646 Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/20

Next week is Memorial Day weekend, which also happens to be when Vonnie and I host an annual party.  It’s kind of a big deal, and takes quite a bit of planning…….and money.  We have a budget, but as we start to get closer to the date we tend to go into “screw tracking our spending, let’s just get through this.”  I’m hopeful not to do that this year. I’ve got all kinds of lists made with estimated prices.  Hopefully we can execute on those lists, and stay on budget! Now, get those fists in the air, it’s time for […]

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Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/20

fistpump

Next week is Memorial Day weekend, which also happens to be when Vonnie and I host an annual party.  It’s kind of a big deal, and takes quite a bit of planning…….and money.  We have a budget, but as we start to get closer to the date we tend to go into “screw tracking our spending, let’s just get through this.”  I’m hopeful not to do that this year. I’ve got all kinds of lists made with estimated prices.  Hopefully we can execute on those lists, and stay on budget!

Now, get those fists in the air, it’s time for my favorite posts of the week!

Posts That Make Me Fist Pump

 

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Is Professional Carpet Cleaning Worth the Cost? http://www.enemyofdebt.com/is-professional-carpet-cleaning-worth-the-cost/ http://www.enemyofdebt.com/is-professional-carpet-cleaning-worth-the-cost/#comments Thu, 19 May 2016 13:29:39 +0000 http://www.enemyofdebt.com/?p=17636 Enemy of Debt - Is Professional Carpet Cleaning Worth the Cost?

As we reach the 12 year mark since we built our home, we find things are starting to show signs of wear, and a possible need for replacement. On the top of that list is the carpeting. With two cats and two children that have grown up within the walls of the house, there are spots in every room and the stairs were a disaster. We clean the main rooms of our home once a year on average using a carpet cleaner we purchased at Walmart. It does a decent job, but it won’t get out really tough stains, and […]

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Enemy of Debt - Is Professional Carpet Cleaning Worth the Cost?

EOD_CarpetCleanPicAs we reach the 12 year mark since we built our home, we find things are starting to show signs of wear, and a possible need for replacement. On the top of that list is the carpeting. With two cats and two children that have grown up within the walls of the house, there are spots in every room and the stairs were a disaster.

We clean the main rooms of our home once a year on average using a carpet cleaner we purchased at Walmart. It does a decent job, but it won’t get out really tough stains, and it’s nearly impossible to clean stairs.

The carpeting in our home was showing severe signs of wear, and we needed to do something.

My wife and I explored having the carpeting in our home replaced. We obtained estimates from two different carpet retailers for both partial and full replacement of the carpet in our home. The estimates ranged from several thousand dollars for replacement of the most worn areas to over $12,000 for replacement of every square foot of carpet in our home.

We were shocked at what it would cost to replace the carpet in our home.

We weren’t prepared to spend that much money on carpeting. We decided to have our carpeting professionally cleaned to see if we could prolong the life of our carpeting. We contracted a local carpet cleaning service to clean our hall way, stairs, two living areas and a downstairs recreation room. Basically everything but our bedrooms. We weren’t exactly sure what to expect since we had never had our carpet cleaned by someone else.

Here are a few of the highlights of our carpet cleaning experience:

Expect To Move Your Stuff

Professional carpet cleaners clean carpet, they do not want to have to mess with your stuff. My wife and I moved everything we could the rooms not being cleaned, or the kitchen and dining room. Anything that couldn’t be moved to those spaces was moved to one side of room. I expected to then have to move my stuff to the other side of the room so he could finish the job. However, he said he was use to moving a few pieces of furniture in each room from one side to the other as long as it wasn’t excessive.

Point Out Tough Spots

The cleaner had special spot removing detergent that he sprayed immediately on tough spots such as paint from a teenage face painting party. Telling the cleaner up front allowed him to give those spots extra attention.

The Cleaning is Fast

When I clean my own carpets, it takes a couple of hours for each room as I’m constantly having to stop to empty/refill the water tank. A professional cleaning service will run a hose into your home that constantly feeds the cleaning unit, and removes the excess water. It took the cleaner about 2.5 hours to do the cleaning.

Stairs Are A Breeze

The cleaner’s professional grade tool worked on both vertical and horizontal services, and it did a GREAT job. In addition to having a ton of stains and spots, our stairs just looked dirty. After the cleaning they looked spectacular.

Expect Great Results

We were really close to pulling the trigger on spending thousands and thousands of dollars to either partially or fully replace our carpet. The professional cleaning left our carpet looking clean and refreshed. I think we can get several more years of life out of our carpet, delaying the expensive venture of replacing our carpet.

Not Every Spot Will Come Out

Professional carpet cleaners will make your carpet look great again, but not every stain will come out. Some of those face painting stains, as well as some mystery black spots did not come out.

Expect To Wait To Put Your House Back Together

Drying time for the carpet was about 4-6 hours. The cleaner was at our house at 1:30, was gone a little after 4, and we had all our stuff moved back by 9pm.

To have 75% (estimation) of the carpet cleaned in our home, we paid $241. Our carpet looks fantastic. I couldn’t stop walking around our home in amazement at how good our carpet looked. Gone were all the cat and dirt spots. In fact it looked so good, that I was almost embarrassed at how bad we had let it get. As soon as the cleaner left we agreed that we would have them come back in the summer and do our bedrooms as well.

Eventually we’ll have to shell out some major cash to replace our carpet, but we were able to extend the life of our carpet with an inexpensive professional cleaning. The cleaner even mentioned that our carpet was in good shape, but just needed cleaning. We had wondered whether the professional cleaning would be worth the money, but after seeing the results, we definitely made the right choice.

Have you ever had your carpets professionally cleaned? What where your results?

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Fist Pump Friday: I Love You Like A Blogger Roundup – 5/13 http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-513/ http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-513/#comments Fri, 13 May 2016 13:54:34 +0000 http://www.enemyofdebt.com/?p=17629 Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/13

My daughter is getting confirmed this weekend, so we’re having the carpets in our main living areas cleaned today.   I’m spending the morning moving furniture around so we can get the most carpet cleaned possible in each of the selected rooms.  We had looked into replacing all the carpet in our home, but that was more money than we were willing to spend right now.  Hopefully spending a little money on having the carpet cleaned will allow us to put off the major expense of replacement for a little while.   Fist pump for clean carpets and my favorite posts […]

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Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/13

My daughter ifistpumps getting confirmed this weekend, so we’re having the carpets in our main living areas cleaned today.   I’m spending the morning moving furniture around so we can get the most carpet cleaned possible in each of the selected rooms.  We had looked into replacing all the carpet in our home, but that was more money than we were willing to spend right now.  Hopefully spending a little money on having the carpet cleaned will allow us to put off the major expense of replacement for a little while.

 

Fist pump for clean carpets and my favorite posts of the week!

Posts That Make Me Fist Pump

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4 Steps To Have Your Luggage Checked For Free http://www.enemyofdebt.com/4-steps-to-have-your-luggage-checked-for-free/ http://www.enemyofdebt.com/4-steps-to-have-your-luggage-checked-for-free/#comments Mon, 09 May 2016 21:55:06 +0000 http://www.enemyofdebt.com/?p=17624 Enemy of Debt - 4 Steps To Have Your Luggage Checked For Free

I’m a big fan of convenience while traveling by air. My preference would be to check my luggage, and walk onto the airplane with nothing but my laptop bag. I wouldn’t have to try to find a place for a carry on, nor would I have to retrieve it through a sea of people trying to do the exact same thing in a very cramped space. That being said, it’s ridiculous to have to pay to check a bag. Almost every major airline does it. Obviously they’re doing it to raise revenue, but it’s like saying, “Thanks for using our […]

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Enemy of Debt - 4 Steps To Have Your Luggage Checked For Free

EOD_BaggageCheckPicI’m a big fan of convenience while traveling by air. My preference would be to check my luggage, and walk onto the airplane with nothing but my laptop bag. I wouldn’t have to try to find a place for a carry on, nor would I have to retrieve it through a sea of people trying to do the exact same thing in a very cramped space.

That being said, it’s ridiculous to have to pay to check a bag. Almost every major airline does it. Obviously they’re doing it to raise revenue, but it’s like saying, “Thanks for using our service to get you to your fabulous week long vacation at a tropical location. There’s absolutely no reason you need to bring anything with you, so if for some strange reason you think you need to bring things with you, that will cost extra.” Hey airlines, there’s a baggage compartment in airplanes for a reason.

I already paid a substantial amount of money for my ticket, if I can help it, I’m NOT paying for my luggage, too.

On a recent trip with my family, we had two choices when it came to luggage:

  • Pack all our family’s things into two large suite cases and check them for a total cost of $60 ($25 for the first bag, $35 for the second)
  • Have each family member pack their things into individual carry on bags.

To save $120 ($60 in each direction), I had each family member back their own carry on sized bag.

On the first half of our trip, we put our carry on bags in the overhead compartment before our flight and retrieved them when we landed. Each of our family members is capable of pulling their own bag. Four family members, four bags, $0 to transport our luggage.

On the way home, however, something happened that made me believe there was a way to work the system to have bags checked for free. As we were waiting for the plane to board, an announcement was made stating the plane was full and the overhead luggage compartment would likely be filled quickly. It went on to encourage people to bring their bags to the counter to have them gate checked. For FREE. I instantly took two of our bags to the counter, and eventually had a third gate checked.

We had three of our carry on bags gate checked for FREE.

It made me wonder why no such statement was made for our initial flight, and why there was plenty of room for everyone’s carry on luggage even though it was also full. I did a little investigation and created the following steps that will give you a good chance of having your luggage checked for free.

Check Your Seating Configuration

The most important step is to check the configuration of your plane. When you purchase your ticket, airlines commonly have a seating map that can be viewed. The number of seats on each side of the aisle dictates the depth of the carry on storage. If the seating configuration has three seats on one side of the aisle the overhead compartment is deep enough to fit carry on bags front to back. If there is two or less, then the bags will have to go left to right and there will not be enough space for everyone to have a carry on bag!

For example, the plane on the first half of our trip had three seats on each side of the aisle. If everyone had a carry on bag, it could be stored front to back, allowing each passenger to have their bag directly above their seat. On the way home, there were only two seats on each side of the aisle, requiring bags to be placed in the storage lengthwise. The length of two bags exceeds space used by a row of seats, therefore there isn’t enough room to store a carry on for each passenger.

Check Fullness Of Flight

The seat map will also indicate the open and filled seats. This will give you an idea as to how full the plane will be.

Use Carry On Luggage

If your plane configuration has less than three seats on either or both sides of the aisle, and the plane is full, there will not be enough room to accommodate a carry on bag for each passenger.

Work The System

Knowing ahead of time that overhead storage space will be limited, listen for an announcement asking for volunteers to have luggage gate checked. Or, talk to the gate agent and offer to have your luggage gate checked to ensure you take advantage of the situation.

This plan may not work for all trips and all planes, but it is something travelers can check ahead of time and know before they leave home whether there’s a chance that they can have luggage gate checked for free!

Have you ever noticed the plane’s seat configuration has an affect on overhead storage? Have you ever had your luggage gate checked for free?

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Fist Pump Friday: I Love You Like A Blogger Roundup – 5/6 http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-56/ http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-56/#comments Fri, 06 May 2016 14:28:41 +0000 http://www.enemyofdebt.com/?p=17618 Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/6

My daughter gets confirmed next week, so we’re in paint, clean, organize, plan mode.  The biggest question at the moment is, will I have the time to throw something on the smoker to serve at her open house celebration, or will we go with the standard ham and turkey buns? Decisions, decisions…….while I contemplate that, check out my favorite posts of the week! Fist pump for confirmations, and the best posts of the week! Posts That Make Me Fist Pump Get Rich with a Frugal Lifestyle from Couple Money 5 Signs You’re In Debt Denial from Stefanie O’Connell 5 Statistics […]

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Enemy of Debt - Fist Pump Friday: I Love You Like A Blogger Roundup – 5/6

fistpump

My daughter gets confirmed next week, so we’re in paint, clean, organize, plan mode.  The biggest question at the moment is, will I have the time to throw something on the smoker to serve at her open house celebration, or will we go with the standard ham and turkey buns? Decisions, decisions…….while I contemplate that, check out my favorite posts of the week!

Fist pump for confirmations, and the best posts of the week!

Posts That Make Me Fist Pump

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DIY Interior Painting: How It’s Done, and How Much You Can Save http://www.enemyofdebt.com/diy-interior-painting-how-its-done-and-how-much-you-can-save/ http://www.enemyofdebt.com/diy-interior-painting-how-its-done-and-how-much-you-can-save/#comments Mon, 02 May 2016 23:02:30 +0000 http://www.enemyofdebt.com/?p=17610 Enemy of Debt - DIY Interior Painting: How It’s Done, and How Much You Can Save

Do It Yourself projects are a great way to save money, if you’re willing to put in a little sweat equity. Last week my father and I did exactly that by painting a living room in my home. If you’ve never painted a room before, the proposition of doing so may be a bit frightening. But as with most projects, it’s all about getting a little education about how to go about doing it. Since we’re all about helping each other save money here at Enemy Of Debt, I’m going to share the process of how I painted my living […]

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Enemy of Debt - DIY Interior Painting: How It’s Done, and How Much You Can Save

EOD_PainterDo It Yourself projects are a great way to save money, if you’re willing to put in a little sweat equity. Last week my father and I did exactly that by painting a living room in my home. If you’ve never painted a room before, the proposition of doing so may be a bit frightening. But as with most projects, it’s all about getting a little education about how to go about doing it. Since we’re all about helping each other save money here at Enemy Of Debt, I’m going to share the process of how I painted my living room.

Step 1: Move Your Stuff

To paint a room, you’re going to have to move everything away from the walls. Whether you plan to tackle the room one wall at a time, or the entire room at once, the process applies. The objects in the room to be painted can be moved temporarily into a separate room if possible, or you may find it easier to just slide everything to the center of the room. I use large plastic bins to hold nick-knacks that were hanging on the wall, or sitting on shelves.

Step 2: Remove Outlet and Light Switch Covers

Using a screwdriver, remove all outlet and switch covers in the path of your painting. To prevent losing them, I put all covers and screws into a gallon sized plastic bag.

Step 3: Tape Out

Run painter’s tape along baseboards, door and window frames, and anything else that you want to protect from paint. I personally do not put tape around outlets and switch covers, as you can easily paint close enough to those items to make the line not visible once the covers are reinstalled. You can put tape along the ceiling, however most people use an angled brush and “cut in” the paint slowly and carefully without tape.

Step 4: Trim

The first three steps are all prep work, but now it’s time to open the paint can. Using a brush, I recommend a 2” or 2.5” width, paint around the items protected by painters tape including the ceiling regardless of whether you taped it off or not.

Step 5: Rolling

If things seemed to be going slowly up until now, your progress is about to accelerate. Get your paint tray and roller ready, this is the fun part. Apply paint to the walls using the roller, overlapping the trimmed paint getting as close as you feel comfortable to the painter’s tape. This will ensure as much of the wall as possible has the same texture from the roller.

Question: How many coats of paint are needed?

Answer:

The answer to this question is subjective. Many people would say at least two coats are required. In reality, however, it depends upon how the paint covers, how good of a job you did applying the paint, and how perfect you want it to look. If you can see holes in the color, or some of the previous color shows through, then you may want another coat. Also, if you want as few of roller marks as possible you may want multiple coats.

However, if you don’t notice roller marks, and the paint covered well, one coat may be sufficient for you.

Step 6: Putting It All Back

Optimally you would wait 24 hours before removing the painter’s tape, otherwise it may pull paint off as well. Once the tape has been removed, the outlet and switch covers can be re-installed and all your objects put back to place.

Supply List

Now that we’ve described the overall painting process, natural questions to ask would be:

  • What supplies do I need to paint a room?
  • How much do the supplies cost?

Here’s a list of the supplies I purchased, and how much they cost:

  • Paint (2 gallons of paint, each costing $30): $60
  • 9” Rolling Package (one pan, two rollers, two roller covers, one 2” brush): $20
  • 4” Roller (for smaller spaces): $20
  • 4” Roller Cover: $7
  • Drop Cloths (used old bed sheets): FREE
  • Painter’s Tape (several rolls): $10

Total: $117

Cost Savings

The going rate for a professional painter is anywhere between $25 to $100 an hour. For our estimation purposes let’s use a rate right in the middle of $62.50 per hour.

My father and I spent about 7 hours on the painting (not including moving things off the wall, and putting personal possessions back, which many painters will require you to do). Using our rate of $62.50 per hour, the cost to paint our room would have been:

  • Labor: $62.50 x 7 = $437.50
  • Paint: $60

Total : $497.50

By painting the room myself, I saved $380 and I have supplies to paint additional rooms in my home.

Doing your own painting isn’t difficult, but it is time consuming. But if you’re willing to put in the time, you can give your home a fresh new look at a fraction of the cost of hiring someone.

Do you do your own painting? Have you ever hired someone to paint for you? How much did it cost?

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Fist Pump Friday – I Love You Like A Blogger Roundup – 4/29 http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-429/ http://www.enemyofdebt.com/fist-pump-friday-i-love-you-like-a-blogger-roundup-429/#comments Fri, 29 Apr 2016 12:23:58 +0000 http://www.enemyofdebt.com/?p=17603 Enemy of Debt - Fist Pump Friday – I Love You Like A Blogger Roundup – 4/29

Our house was built 12 years ago, and there’s some rooms that have never been repainted, including a lower level living room.  I’m taking today off, and my dad is staying with me for a few days to give it a nice fresh coat of paint.  I’m not the most skilled painter, but my dad is very experienced.  I’m looking forward to spending some time with my dad, picking up some great painting tips, and saving some money by doing the painting ourselves. Fist pump for a fresh coat of paint, and my favorite posts of the week! Posts That […]

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Enemy of Debt - Fist Pump Friday – I Love You Like A Blogger Roundup – 4/29

fistpumpOur house was built 12 years ago, and there’s some rooms that have never been repainted, including a lower level living room.  I’m taking today off, and my dad is staying with me for a few days to give it a nice fresh coat of paint.  I’m not the most skilled painter, but my dad is very experienced.  I’m looking forward to spending some time with my dad, picking up some great painting tips, and saving some money by doing the painting ourselves.

Fist pump for a fresh coat of paint, and my favorite posts of the week!

Posts That Make Me Fist Pump

Copyright © Enemy of Debt

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