Now I have said this before, but I’ll say it again. This is not a political blog, and I intend to keep it that way. However, with so many things happening right now in Washington that a) involves money and debt, and b) involves you, I think it’s relevant. I want to compare Government reliance to personal responsibility. I think personal responsibility has more benefits, delivers greater success, and allows us to be more free in the process. I think Government reliance robs us of incentive, and keeps us inside the box where our options are limited.
We all know that no matter who is in charge, Republican or Democrat, the Government wastes gobs and gobs of money! I personally think that one of the requirements, besides lying :D, to be eligible to hold public office in this country, is to be able to spend billions of dollars in the blink of an eye. (And that’s to be done before the first morning cup of coffee kicks in.) I said this wasn’t a political blog, I never said I didn’t have an opinion.
For those of us who do not have the luxury of owning a state-of-the-art cash printing press in order to simply wish money into existence, we need real solutions. Just like with the Government, if I had a machine to print new wasteful spending sprees, the money would be worthless. Oh but the fun I could have though? Monopoly play money anyone?
If your Uncle was a drunk, and you needed to be at the most important interview of your life, would you give him that responsibility to get you there?
No, and here’s why. He may never show up, but even if he does…he’s DRUNK!
Am I the only one that hates standing in line at the DMV? Let’s face it, when the Government touches something the bureaucracy prohibits efficiency. Proof of this, besides ALL of the bankrupt programs currently in queue, is two of the latest failed/failing programs. The Cash For Clunkers debacle and the Mortgage Modification program. The Cash For Clunkers program which just started one week ago from today, has already been axed. Personally I think providing incentive for us to go into debt, while we are facing a volatile economy, is not a very good idea. Not to mention the fact that giving away up to $4,500 per person is grossly unsustainable.
Next we have the Mortgage Modification program. The Wall Steet Journal reported that this program is flailing along. Part of the problem is all of the red tape. The program is designed to help individuals modify their loan to something, oh I don’t know, better than ‘this sucks’. The problem is that in some cases people have been told that they have to be already behind, and for others the process took so long that they were behind by the time it was complete.
Kind of reminds me how the medicaid system works. A friend of mine had a baby, got promoted, only to find out that her medicaid would be stopped because her income went up. Meanwhile, she has a baby that has medical needs, and was scheduled to receive insurance from her company in three months, but couldn’t dare go three months with no insurance. She quit her Assistant Manager position! It would seem that Government programs are designed to keep people in the same spot, instead of help them stand up on there feet, which is what the programs usually claim to do. If the program really wanted to help her, she would have been given coverage until the new stuff kicked in. Am I the only one that thinks this is backwards?
What if you walked or ran, got a cab, took a bus, asked a reliable friend, rode your bike, or decided to parasail to your interview?
Besides allowing myself the opportunity to vent about a Government that seems to think spending our way out of a financial rut is the best way, my point is this. Why would you want to rely on THAT? Why would you want anything to do with any program Washington invents to save the day, but instead usually just prolongs the pain? You have one choice or many choices. WAIT OR CREATE! You can find a way out, or you can hope to be rescued until you become hopeless, the choice is yours.
Personal responsibility means that you aren’t standing still. It means you are taking action, which allows you to power your way through the maze. It gives you the strength to create a path when all other pathways seem to be blocked. It empowers you and accomplishment fills the air. It taps you on the shoulder and reminds you that even if you fail, you have the ability to pick yourself back up again.
Taking responsibility for our self straps us securely in the driver’s seat. It gives us the keys to start the engine, to speed in any direction we choose. If we crash, it’s okay, cause it’s not the only car in the lot. It says, go get in another car, JUST KEEP GOING!! It screams that others may slow you down, or even total your car, but it forces you to keep charging forward. What if you tried something else? If it worked would you continue to do it?
What If You…
- had an emergency fund?
- tracked your spending?
- spent less than you made?
- got out of debt?
- didn’t have a bigger house than you could afford?
- didn’t spend all your extra money shopping?
- had paid for cars?
- didn’t “need” everything?
- had a smaller television?
- didn’t have satellite service?
- didn’t eat out as much?
- weren’t taxed into oblivion?
You Could Afford To…
- save aggressively!
- buy health insurance!
- retire with dignity!
- build wealth!
- send your kids to college debt free!
- out give Washington!
- buy your own used, reliable cash car(s)!
- go back to college!
- start your dream business!
- walk with your head held high! (not arrogantly but proudly)
- be recession proof!
Don’t get mad at me, I’m just saying. Stop me when I lie!
No one owes you anything, as much as YOU owe yourself everything. Don’t sell yourself short. Realize your potential and avoid sitting around waiting for your drunk Uncle to get you where you need to go. Search for options and the first thing you should do is get out of debt! Unlock your potential! I’m in your face because I believe in you more than I believe in Washington! Actually, I believe in you more than Washington believes in you!
Do you disagree? Leave a comment as long as you are respectful and courteous. I am friends to all people with many beliefs. This is just my opinion, not the end of the world. This is as political as I will get here on Enemy of Debt, and even that doesn’t happen often.