Enemy of Debt: Where Behavior Meets Reality
Motivational Money Management
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Please tell a friend about these free downloads so they can benefit from them too!! These downloads are available for earlier versions of MS Excel too. If you have any problems at all downloading them or just have questions, feel free to contact me at freedom@enemyofdebt.com. I would be more than happy to help you out.
Please Enjoy and Happy Budgeting!
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[...] I have to say that the best one I have seen so far was created by Brad Chaffee over at Enemy of Debt. His budget spreadsheet, called EOD Deluxe Budget Version 2.0 is amazing! It includes an allocated spending plan, a checkbook register, savings worksheets and links to other financial websites as well. It is very detailed, and when I decide to keep everything on my computer rather than a piece of paper in my wallet, I’m leaning towards this one. Check it out here. [...]
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Hello and welcome to Enemy of Debt! I founded EOD in April of 2008 in an effort to motivate and inspire financial discipline by focusing on behavior and truth. By teaching personal responsibility, debt free principles, and the importance of planning people can learn how to take control of their finances one step at a time. I want to help! :)
My journey to debt freedom and financial independence began in January of 2008. We became sick and tired of living paycheck to paycheck and were finally mad enough to take action. At that time, we did not have any savings, knew very little about budgeting and were buried under $26,076.75 of debt.
In the first two months we were able to throw together our very first emergency fund ever of $2,000. It took us only 18 more months to eliminate the retched debt from our lives and I can proudly say we never plan to borrow another dime ever again, for any reason.Read more
Hi, I have a Mac, with excel but the page does not open. I click on the download, retreive it from my download folder, and then excel opens it but there is no page. Can you help me?
Thank you,
Gordon
Thanks for the free budget
Where would you slot the below mentioned in the Deluxe Budget 2.0;
1. Household Insurance
2. Life Cover (taken to cover the cost of the mortgage)
Also, if you are monthly paid how do you convert the weekly columns to one?
Finally in South Africa we use Rands, how do I convert from the $ sign to R?
I would stick both 1 and 2 in the same section as my mortgage.
There’s really no way to convert anything without affecting other cells, but since you get paid monthly just use “WEEK 1″ in the income section. I’m not sure if there’s a way to convert the dollar sign but I’ll look into it.
Thank you for the quick response!
1 is a Comprehensive Insurance inclusive of car(s) & household. Would you still slot it under the mortgage?
Umm, you could just place that under “Personal”, but I don’t think placing it under mortgage or transportation would be a problem either. The only problem it would cause is inflating the percentage of the category you place it in as far as your spending for that category but I don’t see that as a very big deal.
I was very impressed with your Delux Budget 2.0, so I downloaded the zip file for EOD Basic Budget 3.0. The zip file only contains html links and folders. How do I run it or what do I click on to run it?
Hello M Summers! Glad you liked 2.0!
Sorry to hear about your trouble downloading 3.0. I have not been able to figure out why some people are having trouble downloading 3.0. It could be that I created it in Office 2007. I do not have trouble getting it to work properly so I’m not sure what to tell you. I wish I could help. Are you sure that the download box is using MS Office to download the file. Some people are telling me that it’s appearing as a zip file but I don’t know why.
Here’s the direct download file: http://www.enemyofdebt.com/EOD Basic 3.0 Beta.xlsx
Is this box popping up and saying the exact same thing as you see here? http://www.enemyofdebt.com/wp-content/uploads/2011/08/ScreenShot0011.bmp