Fist Pump Friday: I Love You Like A Blogger Roundup – 11/18

My wife and I are hosting Thanksgiving at our home next week, so this weekend is all about prep work. A local grocery store is having it’s traditional “buy a ham get a free turkey” sale.  I’m all about taking advantage of that deal.  Additionally, I’m firing up my smoker and making a brisket.  Are you making a Thanksgiving meal this year?  How do you keep the cost down?   Posts That Make Me Fist Pump How To Talk To Your Spouse About Money from MoneyNing Are You Wasting Time To Save Money? from Boomer And Echo How Budgeting Changes […] Read more »

5 Ways To Appreciate Your Special Someone For Under $10

Relationships are hard work. When a person is in a committed relationship it’s easy to take it for granted, and stop doing those little things to impress and show appreciation towards your significant other that you did when the relationship was fresh and new. Jobs, kids, what to make for dinner and a thousand other tasks of day to day life dig a rut that’s easy to get stuck in. When as a part of that relationship you combine finances and target every dollar towards something, it’s also difficult to break off some funds to go that extra step for […] Read more »

4 Situations When a Reverse Mortgage Makes Perfect Sense

If you own a TV, then you have seen the commercials about reverse mortgages.  While you may have been intrigued, you might not know what a reverse mortgage is for and when is the best time to get one.  This is further complicated by the fact that reverse mortgages do not function in the same way as traditional mortgages.  With that in mind, let’s look at four situations when a reverse mortgage makes perfect sense. First, what is a reverse mortgage?  Unlike a traditional mortgage, a reverse mortgage is a way for seniors to either freeze their monthly mortgage payments […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/11

I’m really looking forward to this weekend, as I get to go to a rock concert with my son and his friends.  Well, to put it more accurately, I’m driving my son and his friends to the concert at which time they’ll work their way up to the front of the crowd while I find a comfortable spot to watch the concert where I ‘m not being crushed.  But we’ll be seeing some of my favorite bands, and it will be a cool memory that we can share together! Fists in the air for heavy metal concerts, AND my favorite […] Read more »

13 Essential Things You Must Do When You Lose Your Job

13 Essential Things You Must Do When You Lose Your Job

It stinks to lose your job!  Losing your job is one of those things that can completely upend your life, causing tremendous stress and a loss of confidence if you let it. Conversely, sudden unemployment can also be an opportunity for a new direction or a whole new career.  Either way, you have to take control over your situation if you want to move forward successfully. In this post I’ll show you 13 essential things you must do when you lose your job.  You’ll also discover some awesome resources that’ll help you find your next job or transition into a […] Read more »

Are You Wasting Money By Changing Your Oil Too Often?

For my entire adult life, I’ve had the oil changed in my vehicles every 3,000 miles (or relatively close to that) just as my father had taught me when I was a teenager. In recent years, I had read articles online that suggested this paradigm was out of date but didn’t think much of it. I assumed since the employees at the oil change service stations kept slapping the sticker on my windshield reminding me to change my oil every 3000 miles, I’d better do it. That all changed when we bought our current mini-van a few years ago, and […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/4

I procrastinated until Halloween day to buy the candy we would hand out that night.  While picking up a few bags of treats for the evening, I thought about buying a few extra to have on hand for the family.  Every member of the Pizel family enjoys a small package of gummy worms, or a snack sized Reese’s Peanut Butter Cup from time to time.  I resisted that urge.  I wasn’t  going to pay full price for it. The next morning, on my way to the gym at 4:45am, I stopped at Walmart.  The employees were busy tearing down the […] Read more »

Have You Given Up On Your Financial Dreams?

Parents tell children they can do anything they put their mind to. We encourage them by stating they can be anything they want. The sky is the limit! We want our children to be successful, and tell them they are only limited by their imagination. I know I’ve certainly told my kids these exact same things. But let me ask you a question; When was the last time you told yourself these things? Do you believe it? We tell children they can accomplish anything they put their minds to, but as adults we don’t believe this for ourselves. Life tends […] Read more »

How Vehicle Car Wraps Rev Up Small Business Marketing

  Smart marketers are always looking for ways to beat the competition without outspending them. One proven but mostly overlooked marketing tactic is car wraps. This tactic involves adorning company vehicles with appealing professionally designed graphics that promote your business as a driver moves around town. High awareness and low cost Unlike the more expensive ways of advertising, vehicle wraps will be advertising your business 24/7 and 365 days a year. You as a business owner only need to spend a few dollars per day to keep your business in the public eye. Other benefits of car wraps include: Brand […] Read more »

Out From Under: How Debt Settlement Can Save You

With the continuing financial crisis, the typical American household is carrying $132,158 in debt, according to NerdWallet. From credit cards and medical bills to mortgages, many Americans are burdened with insurmountable debt. This is also true for many businesses that continue to find themselves in the red. Total debt among more than 2,000 nonfinancial companies swelled to $6.6 trillion in 2015, according to CNBC. If you are looking for financial solace and freedom, debt settlement is one process to consider. In fact, this service has helped, and continues to help, numerous people and businesses reduce debt to get back on the right path to financial success. Find […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/28

This weekend is one of those anomalies that happen every couple of months.  I like to call it The Third Weekend Phenomenon.  Our budget cycle runs on bi-monthly basis as that’s how often I get paid from my job as a software engineer which makes up the majority of our income.    We typically split up our funds assuming two grocery shopping trips, and two weekends worth of discretionary spending.  But since the year has 52 weeks and not 48, every couple of months there’s a pay period that has three weekends.  Therefore, we need to split up our discretionary  and […] Read more »

When is a Bankruptcy Necessary?

Money troubles come to most of us at one time or another. If you’re lucky, the severity of your financial trouble will not be too bad, but that is not the case for everyone. In some cases, in order to fix your bad financial situation, your best course of action is to declare bankruptcy even though this comes with its own consequences. Declaring bankruptcy is no small matter, and should be researched and considered thoroughly before you proceed. To help you understand when bankruptcy is needed, here are 5 scenarios under which you might want to declare bankruptcy. Credit Card […] Read more »

Cosmetology School Students Can Save You Money On Hair And Spa Services

A visit to the salon for my wife was on the list of discussed and approved expenditures for the weekend. A few hairs on her beautiful head had dared to turn the wrong color, and needed to be taught a lesson. She called around gathering current pricing information as well as potential time slots, finding she would be paying somewhere between $70 and $90 for a single all over color. She then remembered the name of another salon that had been used by our neighbor to have their daughters’ hair done for homecoming a few weeks prior. The salon had […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/21

It feels like the calm before the storm.  We’re past the spending spree that accompanies the beginning of the school year as well as some family functions behind us, we have absolutely nothing going on the next few weeks.  We have no out of town plans, and no large purchases that need to be made.  Knowing that the holidays will be here before we know it, it is a welcome calm.  I plan to enjoy it to the fullest. I think that deserves a fist pump, don’t you?  While you’re at it, check out my favorite posts of the week! […] Read more »