Refund Anticipation Loans Are For Dummies

Written by on January 26, 2011 · 7 Comments
taxes

Have you ever paid the outrageous cost associated with getting a Refund Anticipation Loan? Guess what? I have been that dummy! (Get ready! I’m feeling…ummm…in-your-face today.) I’ve been a dummy more times than I’d like to admit, and while we’re all being honest — so have you. I guess the question is this. Are you going to do something dumb *this year* when filing your taxes? If you have done the refund anticipation loans before and do not see a problem with them, let me ask you this? Do you realize that you are giving money away for nothing? I [...] Read more »

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If You’re in Debt, STOP Fueling the Fire…and Win Some Money Too!

Written by on January 13, 2011 · 21 Comments
Wicked Evil Fish Shred

I know it seems extreme to cut up your credit cards for the greater good, but what you have been doing so far has got you where you are. Try something different. In any case, you can always go back to your old ways and rack up some more credit card debt -- though I wouldn't recommend it. You have nothing to lose except for your debt, high stress, living paycheck to paycheck, money fights, extreme frustration, bondage, depression, and poor finanial habits to name a few -- and that's right off the top of my head. There are plenty more! Read more »

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What’s Your Debt Free Plan? Get Organized!

Written by on January 7, 2011 · 9 Comments
What is your debt doing to you?

Photo Credit: banspy So it’s 2011 and you have decided to get out of debt. What next? Getting out of debt can be a very overwhelming undertaking especially when you have no idea where you actually stand. The truth, although sometimes ugly, shall set you free. Too many people — my former self included — simply avoid the truth and walk around ignoring the reality of their financial situations. I’ll just say what you probably already know. Ignoring reality doesn’t make it any less real and denial does more to hurt you than to help you. Once you’ve decided that [...] Read more »

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My New Year’s Resolutions for 2011

Written by on January 3, 2011 · 18 Comments
my life 2011

Photo Credit: lululemon athletica Happy New Year everyone! I’ve gotten to somewhat of a late start this year as far as my resolutions are concerned. I have plenty to accomplish in 2011 though, so here’s what I am hoping to accomplish this year. Financial Save $10,000 Emergency Fund – In 2010 we had a few setbacks in the emergency fund department. Neither were bad things, just set backs. We ended up settling on our second mortgage which depleted our emergency fund by over $7,000. OUCH!! The other thing happened here recently where we decided to give a good portion of [...] Read more »

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Shred Your Credit Card…Fa la la la la, la la la la!

Written by on December 31, 2010 · 2 Comments
ShredYourCreditCard

What is in the air this holiday season? I am feeling especially festive right now so I decided to break the news in a little song. haha! Maybe I had way too much fun coming up with ‘Twas the Night Before Christmas! Then again, I could have had too much eggnog, but who cares. The important thing is that I’m sharing it with you. I was recently asked to be a part of something I couldn’t say no to. Actually it was more like I injured myself just trying to respond. Okay, I didn’t really injure myself but I will [...] Read more »

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