From Car Payment To Clunker To Upgrade

A Little History When we started our Total Money Makeover in January of 2008 with just over $25,000 in debt, not including our house, we made some extreme decisions.  I only say extreme because most people looked at me like I was insane.  The truth is that I was.  I was insane to keep driving a car with a payment. We had a very nice 2004 Pontiac Vibe that we absolutely loved.  It was a great car!  The problem was that the car had a monthly price tag of $300 a month plus additional costs such as higher insurance and […] Read more »

Public Service Announcement: Cash For Clunkers Equals Debt For Suckers

Poooof!! And The Government Said Let There Be…Three Billion Dollars! Now this is just getting silly!  This post is about DEBT!  The Cash For Clunkers program has been, or is in the process of being revitalized.  Yep, that’s right.  Two billion dollars out of thin air, or maybe I should say, out of your children’s children’s front pocket.  Debt is dumb and so is this ridiculous program! Let me see if I understand this correctly.  The Government taxes you into servitude, creates a program in which you are said to receive FREE money by giving you up to $4,500 in […] Read more »