Getting Out of Debt is About Challenging Yourself

There are a lot of things that go into getting out of debt. You’ve got to spend less than you make, put some effort into tracking your income and expenses, and perhaps the most important thing is to change your financial behavior. With that said, something I find to be extremely helpful is taking myself out of my comfort zone in the name of reaching my goals. This can be a hard thing to do but challenging yourself to do what you don’t want to or think you can’t do is great for finding out who you really are. I […] Read more »

Day 1: No Restaurants in November 2011 – Let the Savings Begin!

Time to break out the cookware!

So today it begins. No Restaurants in November baby! If you missed the rules I am giving myself (and possibly you) click here to see if you have what it takes. Yep those are challenging words! :D Have you decided to be TOTALLY WEIRD by participating in such a thing? WARNING: Your friends may laugh at you. You may get called some names. Your actions may cause people to feel judged. If this happens to you, please tread carefully. Unpredictable behavior may ensue. I get it. It totally sucks to be the only person at work with a bagged lunch, but guess what? It also sucks to be broke and/or keeping yourself from reaching your goals. Read more »

EOD POLL: The Challenges of Becoming Debt Free (Pick Top 5)

On Monday I asked for you to respond in the comments section detailing your biggest challenges to becoming debt free. I received some really great responses and really appreciate the time you took to share your thoughts and struggles. I decided to create a reader poll to list some of these challenges but also add a few more things I thought others might experience in their debt free journey. This time I want you to pick the TOP 5 CHALLENGES you face. Read more »