Living the Life We Want Because of Debt Freedom

shimmering dreams

I have a sneaky suspicion that most people underestimate the power of debt freedom. The benefits of paying your debt off are enormous. The changes we have been able to make because of our debt freedom have been both surprising and very exciting. It was surprising because although I knew getting out of debt would be awesome and beneficial I hardly expected for it to change our lives the way it has. We recently began looking at how we could further mold our life into one that best fits our wants and desires. That’s the inspiration for me finally writing [...] Read more »

Being A Student Without A Student Loan

MYTH:  You Have To Go Into Debt To Get An Education Can you be a student without a student loan?  Some people say it’s not possible, while others prove them wrong every year.  Granted, the percentage of those diving head first into student debt is astounding, but with savings in America being low to negative, it comes as no surprise.  I think America needs a paradigm shift.  Americans have super inflated the value of a degree, therefore declaring it worthwhile to go into loads of debt to get one.  I think a degree is important but I do not think [...] Read more »

Is It A Boy Or A Girl?

That Is The Question! I have not announced this here on EOD yet, but thought that today would be the best time to do so.  Alana and I are having another baby, due to arrive on October 26th to be exact.  I am very excited about this and today we find out whether we are having a boy or a girl.  I LOVE BEING A DAD, it is the best gift EVER!   What Do I Hope We Are Having?  Honestly it really doesn’t matter to me.  Either way I will be excited just the same.  I do hope that my [...] Read more »

Motivation 101 – What You Believe, Is What You Achieve!

Dawn and I have been going back and forth for days now.  I wanted to share with you the difference between her and I, mainly by pointing out why I think she is wrong in her thinking.  Her thinking is how most people look at it, and what I am trying to do here at EOD is to show people that there is another way that provides more options.  I believe that more options translates into a higher success rate.  A lot of people limit themselves by not realizing their options.  I think Dawn dwells on the problem instead of [...] Read more »

A Sacrifice Is Not A Loss But A Gain

Returning Thoughts I am in my car a significant amount of time.  I have tons of time to think about so many things.  One of the questions I find myself asking is “What in the world do people say when they see my car?”.  My first response is usually laughter because I imagine what people might say who would never be caught dead in such a car.  To make it even more amusing I have a DaveRamsey.com sticker on my bumper that says, “Act Your Wage”, beside another “Anti-Debt” sticker. To me this makes TOTAL sense, but the average person [...] Read more »

How Can We Love Our Children More?

That’s How! Our Children Really Are The Future If you have children I can not think of anything as important as teaching them how to manage money at a very early age.  Think about it for a second.  If you would have learned about money at a young age you could have avoided so many of the financial pitfalls that most of us deal with.  I know I would have loved to learn this stuff early on.  It would have kept me from paying extensive amounts of “Stupid Tax”, as Dave Ramsey calls it.  Stupid Tax is money that we [...] Read more »