Are Your Childhood Possessions Hidden Treasures?

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My parents were in town for a visit recently and stayed overnight at my home. My dad and I watched a television show in which people brought objects they found at home, at a second hand store, or at a garage sale to find out if they were valuable or not. Experts would inspect the objects and estimate their value. Sometimes the objects were common and not worth much, but others were hidden gems worth a tidy sum of money. The show brought back a flood of childhood memories of various things that either I collected, or owned. My parents […] Read more »

Bad Debt Collectors and What You Can Do About Them

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Dealing with bad debt is no fun. Dealing with a bad debt collector can be downright terrifying. When you have a bad debt that has gone to a collection agency it can be very easy to want to avoid the pain of the situation or even totally ignore it when you know you can’t possibly pay it.  That’s why some collectors of overdue debt will do everything they can to get your attention, even if it’s illegal. Most debt collection agencies are legit and strictly follow the rules set forth by the FTC  (Federal Trade Commission). However, there are plenty […] Read more »

Debt Collectors Harassing You?- Here’s What You Can Do

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Dealing with overdue debt stinks. Dealing with a debt collector harassing you can be just plain scary. When you have debt that’s gone bad and been placed in a collection agency, it very easy to avoid the situation or even completely ignore it when you feel like there is no way you’ll be able to pay it. That’s why some debt collectors will resort to whatever it takes get your attention, even if it’s illegal.   Some Debt Collectors Do Crazy Things Most debt collection agencies are very professional and do their best to follow the rules on debt collection […] Read more »

Dealing with Debt Collection Agencies

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This is a guest post. Photo by quaziefoto Dealing with Debt Collection Agencies When your debt has been turned over to a debt collection agency, it is important to gather information first. Before you agree to pay the debt, find out what the debt is for, where it originated, and the original amount. If it is a fraudulent debt, you will need to go through the process of finding out whether you are liable for it, and take appropriate steps to work with law enforcement and the credit bureaus, as well as the lender and the debt collection agency to […] Read more »