Preparing for the Ultimate Cost of Raising Children: The College Years

Caroline and Sammie

If you have teenagers, you likely have been spending money on them for years. Clothes, food, toys, doctor’s appointments, camp sessions – it goes without saying that the costs add up pretty quickly. But the biggest expense of raising your children may be yet to come. While there is a wide range of costs depending on the specific college – from a local community college all the way up to a 4-year private university – it can generally be said that second education is extremely expensive these days. And while parents take a variety of approaches to their children’s college [...] Read more »

An American Tale: A Life of Credit and Debt

An American Tale: A Life of Credit and Debt

Credit Cards. In my college years, those two words meant freedom. They provided me with a sense of security. They allowed me to finally purchase anything I needed without having to ask my parents for help. Credit cards were the answer when I was hungry or late on a bill payment because my checking account was low. They provided a means of fun. I didn’t have to say ‘no’ to myself anymore. I could go out to dinner at a place that didn’t have a drive-thru. I could go on spring break to Florida. I could buy concert tickets when [...] Read more »

Watch College Conspiracy (The Documentary Colleges Don’t Want You to See)

college tuition

I've always thought college tuition was out of control so when I sat down to watch this documentary I didn't think I would be surprised by the statements made but I was wrong. Being that a college education is considered "good debt" I thought it would be a good idea to share this video with all of you. It's only an hour long but very eye-opening if you have bought into the lie that it's a good idea to go into debt for a college education. Who's responsible for most of the problems with education inflation? Read more »

Being A Student Without A Student Loan

MYTH:  You Have To Go Into Debt To Get An Education Can you be a student without a student loan?  Some people say it’s not possible, while others prove them wrong every year.  Granted, the percentage of those diving head first into student debt is astounding, but with savings in America being low to negative, it comes as no surprise.  I think America needs a paradigm shift.  Americans have super inflated the value of a degree, therefore declaring it worthwhile to go into loads of debt to get one.  I think a degree is important but I do not think [...] Read more »