Becoming Debt Free Is Priceless Indeed I was reading an article yesterday titled, Debt-Free: Priceless, and the one and only comment on this article blew me away! Seriously, the comment brought me to my knees, like kryptonite did Superman! Back to the ice cave! The article talked about what a Federal Bankruptcy Judge was doing to combat the destructive nature of credit card abuse, that possibly led people to his courtroom to declare themselves bankrupt. “John C. Ninfo II, a federal bankruptcy judge, has founded the Credit Abuse Resistance Education (CARE) Program, www.careprogram.us, a national initiative to teach high school [...] Read more »
Got Credit Cards? Here’s Another Reason To Say Goodbye!
There are some that are so adamant about the fact that credit card companies are NOT bad, and do NOT take advantage of consumers. I disagree, and I think that an article I came across from dailyfinance.com proves otherwise. For the minority that have the discipline to not carry a balance, you will be okay, but for the rest of you who use credit cards to subsidize your income, you might want to consider cutting the cord! The article states that, “credit card companies are insisting upon exercising their right to abuse their customers in the name of higher [...] Read more »
Motivation 101 – YOU CAN DO IT TOO!
Are You Motivated? Chances are, you often feel overwhelmed with your financial situation, and like most, you want to do something about it. There are many things that keep us from doing what we know we should do. Time constraints, lack of energy, procrastination, depression, and even addictions to name a few. One that people rarely consider is negativity from the people around them. People will rain on your parade in a second once you start talking about quitting something they too are doing. Whether it be shopping, smoking, going on a diet, exercising, or changing your financial habits, people [...] Read more »
As Seen On CNN.com
An Unusual Day In The Life Of A Part Time Blogger Well let me start by saying, WOW!!! Today was an extraordinary day for me. Two weeks ago I was contacted through my website by Jim Kavanagh, a writer for CNN.com. When I woke up this morning I had no idea what I was in for. Kavanagh wrote a terrific story called, Walking Away From Credit Cards, which highlighted the fact that some people have chosen to say NO to credit cards. I was quoted as saying, “Credit card debt is our biggest hindrance in being able to take care [...] Read more »
11 Keys To Building Wealth For Generations
DOWNLOAD THIS BUDGET – I created this budget to give people the tools needed to budget effectively. Budgeting is very important and I have received many emails about how it has helped people with the process. Give it a try and see what you think! FOLLOW THESE 7 EASY STEPS TO BUDGETING – Proven methods to help you beat the budgeting blues. So many people, including myself, have started a budget and before the month ends the budget is busted. It kills your motivation and desire to budget, and before you know it you are right back to your [...] Read more »
Are You Getting Bit By Snakes?
When You Ignore The Warnings, Getting Bit Shouldn’t Be A Surprise! On my way home tonight I heard on the radio some hissing from people getting upset because Credit Card companies have started to rattle their tails. It started near the end of last year when credit card companies started lowering consumers credit limits, to no doubt protect themselves from the possibility of continued economic decline. The following article excerpt sheds some light on the problem this is causing for people: “Texas-based flight attendant Lilli Durbin used to have six credit cards (my emphasis added), which is fairly typical for [...] Read more »
Debt-ception – Why Do We Fall For The Lie?
Debt-ception Is Everywhere! The use of debt is rampant and highly irresponsible. Because we think the good outweighs the bad, we allow ourselves to justify its use. We tell ourselves that it is okay because it is helping us, ignoring all of the signs of its destruction. We have replaced good old fashioned savings for the servitude and hardship that debt brings us. In my opinion we have done this because we have forgotten that no journey worth taking is easy. We have lost hope in our lives and in ourselves, but I know how to get that back. Learning [...] Read more »
Just Say NO To Debt CONsolidation!
Once a month I may get something from a company that wants to partner with Enemy of Debt in some way. The one I received today was a little different but not really. She claimed to read a blog of mine, but maybe she needed to read more of them before contacting me. Her company was nothing more than a debt CONsolidation and negotiation company. My response was respectful, but to the point. The OFFER: Hi! I was checking out an article called “I Hate Debt, What About You” on your site www.enemyofdebt.com, and was thinking that I have a [...] Read more »