November is No Restaurant Month and if you embrace the concept fully it’s a month to avoid unnecessary expenses. I recently read an article in the New York Times in the “Your Money” section. That issue profiled one of my idols in the industry, Carl Richards; financial planner, blogger, and napkin illustrator. Carl has been in the industry since 1996 and has provided easy to understand illustrations exploring the relationship between people and their money. He refers to this as the “behavior gap”. In short, Carl is an experienced and knowledgeable financial professional. But, as you’ll see in the New […] Read more »