Check Out the PF Comics: Deliver Away Debt Revealed!

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Freaking_AWESOME

Photo Credit: Memory_Freak Jeff is one of my favorite bloggers. I love his passion and desire to get his family out of debt, even if it means he has to sacrifice himself in the process. This is the act of a selfless father and loving husband. An act that comes from wanting to make the family stronger. Becoming debt free is all about your family! This is why I wanted to write Jeff from Deliver Away Debt into the awesome PF Comics series put together by Fred & Jeremy over at Credit Card Daily. This comic also features and/or draws [...] Read more »

Manage Your Money: Wants Versus Needs

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Manage Your Money 2010 Budget Challenge!   {{{{{{Trumpets Blaring}}}}}} I am very happy to announce that we currently have 40 people participating in this challenge, including myself. That is AWESOME! New sign ups will be permitted until midnight on Wednesday March 3rd. If you know any procrastinators out there that planned on joining you better let them know. Before I fill you in on the first challenge, I want to be sure everyone is clear on eligibility. In order to be eligible for the wonderful prizes that are available, YOU MUST, I repeat, YOU MUST participate in the comments section. [...] Read more »

We’re Debt FREEEEEEEE!!!

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…20 months in the making. We are finally debt free! Two months to save $2,000, and 18 months to pay off about $26,000! The feeling is amazing! We owe NO ONE but our mortgage company! NO car payments! No furniture payments! No student loans! No more stupid debt for us please! A lot of people dream about this day, but it seems like fewer people actually work towards it! Are you that person? We used to be. We accepted all of the social standards for having and using debt and it didn’t work out. Freedom is so much more sweet [...] Read more »

Debt Freedom Timeline: “I Can Finally Taste It, And It Tastes Really Good!”

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Our debt free journey has been as hard as it has been exciting!!  This is a time line of how our Total Money Makeover looked over the course of about 20 months.  Time line is approximate. December 2007 Decided to start The Total Money Makeover as our New Years Resolution Joined MyTotalMoneyMakeover.com January 1st 2008 First day of our journey towards financial peace Starting debt: $26,076.75 Started our first budget ever! STOPPED WASTING MONEY ON STUFF! NO MORE BORROWING EVER AGAIN! February 2008 Put our 2004 Pontiac Vibe on craigslist Bought Honda CRX for $500 Sold Vibe by end of [...] Read more »

Investing For Retirement – Do It Your Way!

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Funding Your Retirement Should Be Exciting You have climbed the mountain and are at the top!  You have eliminated your debt and now have your fully funded emergency fund in place.  When life happens to you, you will be ready!  I am proud of your persistence and determination because most people either cut corners, or decide to do nothing at all.  Not you though!  You are on a roll, and since momentum is on your side, there are some things you need to start doing to be ready for retirement. As some of you know, Dave Ramsey suggests that you [...] Read more »

Debt Free Friday Presents: A Total Money Makeover Success Story

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This is a very special guest post from Michael Sitarzewski, who in September of 2007, became debt free using Dave Ramsey’s Total Money Makeover.  I found his post in a tweet on Twitter, and after reading it, asked if I could share his story with all of you.  You can connect with him by visiting msitarzewski.com.  I hope his story motivates and inspires all of you to think BIG! If he can do it, why can’t you? 50K in less than a year!! WOW! How We Got Out Of Debt: From $50k To $0 In Less Than A Year Posted [...] Read more »

The Dream Budget: Your Debt Free Potential! What’s Yours?

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  What is the “Dream” Budget? I have referred to this before in earlier posts, but I have never actually written a post about it. Basically a dream budget is the budget you would have IF you were completely debt free. That’s right, no car payment! No mortgage payment! No credit card payments! No debt at all! I always ask my Financial Peace University classes to do a dream budget. I believe that when you see how much you could do without debt in your life, it will inspire and motivate you to set that goal. This exercise should not [...] Read more »

Fully Funded Emergency Fund – Do It Your Way!

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Go Get You An Umbrella! You’ve reached baby step 3!  You now have NO DEBT except for your house, and are ready to beef up your savings.  Congratulations! You are climbing a mountain and are two-thirds of the way up.  Can you see the top?  Pretty soon you will be at an overlook that you at one time thought was impossible.  Keep moving forward! There may be times when you feel as if you are moving too slow, but just keep moving!  Now isn’t the time to stop!  Now you should be more motivated and here’s why.  When you were [...] Read more »