Christmas is Coming, Will You Be Ready?

Written by on · 8 Comments

Here on Enemy of Debt, I have made it a point to get people to think ahead, especially when it comes to Christmas. In 2009, I challenged all of you to have a Debt free Christmas by preparing for it early instead of last minute. Today's post comes from Tyson Morgan and promotes the same idea of being prepared for something that happens every single year. Nope, Christmas is not an "emergency", although far too often, people are putting Christmas on plastic because they failed to properly plan for what's become a MONSTER CONSUMER HOLIDAY. I love sharing different perspectives from different writers, so I hope you enjoy today's post. Will you have a Debt free Christmas in 2011? Read more »

‘Twas the Night Before Christmas (In Debt Edition)

Written by on · 14 Comments

‘Twas the night before Christmas, when all through my mind Not a buck to my name, not a one I could find; My credit cards are maxed out; but I still need to flaunt’em. While I stand there and watch my finances hit bottom; The children were cozy all snug in their beds, Not a clue in the slightest of the danger ahead; Their beds could be repo’d, or even their pet, We borrowed for everything; and now we’re in debt. A reality check is in order but who will it be, to open my eyes and help me face […] Read more »

How I Very Unexpectedly Lost $60 In Less Than 3 Seconds

Written by on · 16 Comments

Ever lost $60 in less than 3 seconds unexpectedly? I did on Saturday night, and man did it suck! Here lately, a few of the guys from work have been bringing their skateboards in, and after work, we’ll skate around in the parking lot. I have especially enjoyed the intense cardiovascular workout I get. We do street tricks—one in particular called an “ollie”. An ollie is nothing more than using a skateboard to jump something. From age 12-18, that’s all I did. Around the neighborhood, around town—pretty much anywhere we were allowed to skate. Back in the day, I could […] Read more »

Have You Ever Had A DEBT FREE Christmas, And Will You Accept My Challenge?

Written by on · 47 Comments

An ‘Official’ Enemy Of Debt Challenge – Can You Have A Debt Free Christmas In 2009? You might think that a debt free Christmas is not possible, but it is!  Very possible!  You just have to think and behave differently with your money. With Christmas a little less than five months away, it’s time to start planning.  Actually, the best time to start is around February in order to decrease “wallet shock”.  (When you fund Christmas all in one month) We’ve all experienced it.  It’s when we realize in the 11th hour Christmas is upon us.  Usually it happens after […] Read more »