A few weeks ago on my site I talked about my husband's estimated dental bill. We had saved up for a year to get ready for this upcoming bill. However the estimated bill was quite more than I expected. It was more than my wildest dreams. $33,000. Needless to say that is more than we can afford right now. Maybe ever. I was talking to someone who will remain nameless about this situation. I was explaining how that's just a crazy amount of money and that there's no way we can possibly afford that. I was saying that we are going to spend $3,000 this year and then see where we stand. How we can only do what we can do. I mean, really what else can be done? We are going to have to just do it little by little over time. He might have to go without getting every single thing that needs to be done. I hate it, but I mean what else can we do except our best? "Can't you take out a loan?" they said. I was so shocked! Especially since this person knows me very well. Me? A loan? I didn't know what to say? Read more »