Hi everyone! I have an idea — something never done before on a blog — as far as I know. Think of it as the collision of Enemy of Debt and Reality Television (without the television). A reality show blog style? YES! I’m working out the details as we speak, but first need to find 4-6 of the most determined, focused, and motivated people that have decided to pay off debt in 2011! ONLY SERIOUS people need apply! I am wanting to officially launch this by the end of February or March at the latest. Nine or ten months of [...] Read more »
Martin Luther King Jr Had a Dream – Do You?
As I had a chance to reflect on one of America’s great historic figures this weekend, I couldn’t help but think of you. Granted, what this man endured had nothing to do with personal finance, but it had everything to do with amazing self-sacrifice, determination, courage and hope. These are all things that are needed when trying to defy overwhelming odds in order to make big changes in your life. On August 28, 1963 Martin Luther King Jr. delivered one of the most inspirational speeches ever, about a dream and a vision he had for America. That dream was inspired [...] Read more »
Manage Your Money Final Week – Think Ahead and Stay Determined!
This Weeks Prize Winners! (via Random.org) FPU DVD Lesson: The Great Misunderstanding – Budgeting the Fun Stuff A Gift To My Children by Jim Rogers – Kathleen C. Congratulations to you all! Manage Your Money Final Challenge So far, you’ve learned about budgeting on paper on purpose, deciphering wants versus needs, the benefits of teamwork and accountability, impulse spending, and the impact debt has on your budget each month. Today we are going to finish the Manage Your Money challenge by talking about two things; thinking ahead and keeping the determination alive. Both are important because without either, you will [...] Read more »
Is It A Boy Or A Girl?
That Is The Question! I have not announced this here on EOD yet, but thought that today would be the best time to do so. Alana and I are having another baby, due to arrive on October 26th to be exact. I am very excited about this and today we find out whether we are having a boy or a girl. I LOVE BEING A DAD, it is the best gift EVER! What Do I Hope We Are Having? Honestly it really doesn’t matter to me. Either way I will be excited just the same. I do hope that my [...] Read more »
No College Degree Equates To Poverty And A Life Of Debt?
I got a little annoyed last week, when it was suggested that for someone with only a high school diploma, they were limited to working at the checkout at Walmart. (This argument was used to explain why debt was needed by low income families to get by.) Believing this is ridiculous, and spreading it around for someone without a degree to hear, is irresponsible! This is America!! Imagine someone with only a high school diploma, hearing someone say this and believing it. Dreams can be crushed before they ever have a chance to germinate. This is why I am such [...] Read more »
12 Steps To Debt Freedom
I am addicted to becoming and staying debt free! Are you addicted to becoming and staying debt free? If so, these are the principles and ideas that you would follow to achieve such a thing. You have probably heard about the 12 steps of Alcoholics Anonymous, and how they really help these folks cope from day to day. I just created 12 principles very loosely based on those of AA, with a debt free spin. I really just got the idea of where and how to list them, and then I just started thinking of all the things one [...] Read more »
Murphy’s Fall
Murphy’s Fall? I wanted to take this opportunity to introduce you to something that you have or will possibly go through. I have coined the term “Murphy’s Fall”. Murphy’s Fall isn’t the fall of Murphy. Instead it is something you yourself go through because of Murphy. That’s right. It’s what can happen when Murphy has moved in and just doesn’t want to leave. It could be equivalent to what marathoners call “The Wall”, which is when a marathoner reaches the 20 mile mark and starts to rationalize giving up. It’s when you start to tell yourself that you have [...] Read more »