9 Tips For Creating Discipline With Money

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9 Tips For Creating Discipline With Money

I frequently get questions from my readers about how to resolve their various financial problems.  The questions range from not being able to save enough, to tackling huge amounts of debt, to how to stop living paycheck to paycheck. One of the common themes I’ve discovered in the hundreds of emails I’ve received, is that most of those readers tell me the root of their problem is a lack of discipline. Lack of Money is Not the Problem Learning discipline when it comes to money is not always easy, but it’s necessary if you want to get ahead financially.  Many […] Read more »

Credit Cards Are Officially NOT For Me

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Some use credit cards for as many of their day to day expenses as possible in order to rack up reward program points. Some even go through a process called credit card churning to earn points for signing up for a new accounts in exchange for cash, airline miles, or travel accommodations.  I know people that have taken their entire family on a free, or nearly free, trip by using such methods. Good for them, as long as they’re using their cards responsibly. But this kind of “beat the system” mentality is not for everyone. Not everyone has the internal […] Read more »

No Restaurants in November 2011 – Do You Have a Checklist?

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Hello guys and gals! So here we are two weeks after starting my “insane” challenge of avoiding restaurants for the entire month of November. I’m excited to see where each of you are and how you’ve managed to do so far. It’s been fun no? LOL I have done perfectly so far but surprisingly had a hard time last week. It wasn’t even because I “wanted” to eat out. It was more of what I referred to in my last post where I talked about not planning meals and being out and about around meal time. Needless to say I […] Read more »

Dessert Before Dinner? Why America Sucks At Managing Money

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Photo Credit: Memory_Freak Have you ever wondered why America sucks at managing money? We’re not exactly a country that’s living off of table scraps ya know. We’re considered by most to be a prosperous nation. That may be true in terms of what we have compared to other countries, but certainly not true in terms of how we manage it. When it comes to the money and financial planning department, most Americans appear to be lacking! In America debt is a WAY OF LIFE! From the Joneses to [insert name of Government Bureaucrat here], America has lost its way. People […] Read more »