“Everyone” says you should get a credit card so you can establish credit. Well, the truth is “Everyone” is Broke!! You want to establish credit so you can one day buy a house, right? That’s what most people believe they are doing or at least that is the reason they give for getting a credit card. I believe that it is the beginning of a cycle that ends up becoming a nightmare! Why would you need to have good credit? You would need to have good credit if you are planning to borrow money. If you do not plan on [...] Read more »
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