My Financial Goals for 2020

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Another year is coming to an end, and as many people do I’m setting some goals for the new year. This list of goals is purely financial, aimed at my financial position being better at the end of 2020 than it is now. I’ll review the progress of my goals every three months so you can help hold me accountable. Here’s my list of financial goals for 2020: Increase Emergency Fund In addition to the standard reasons for having an emergency fund, our appliances and vehicles are aging. I won’t replace them if I don’t have to, but if I’m […] Read more »

What NFL Wide Receiver Adam Thielen Can Teach Us About Finances

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I’m a huge Minnesota Vikings fan. This year’s team is doing really well for a lot of reasons, but one player that has a special place in my heart is that of Adam Thielen. Thielen actually played Division 2 college football at little known Minnesota State University, Mankato. That just happens to be my alma mater. He wasn’t recruited out of high school, went undrafted at the NFL draft, and had to pay to display his skills at a regional combine. He was invited to Vikings training camp, and was added as a practice squad member that year. From there […] Read more »

Complete Transformation: My Next Big Goal

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Registration for the Twin Cities Marathon opened at 9:00am on Saturday, February 1st. I was sitting at my computer waiting for the link to go live, and I hit the final “submit” button at 9:09am. This will be my fourth marathon, but it will be unique. 2014 is going to be a year of transformation for myself. As of last Friday, we have completed our debt management program and $109,000 of credit card debt is gone. But that’s only the beginning, as we have other financial goals that we will accomplish this year. I want to extend that transformation to […] Read more »

What Does It Mean To Get Our Finances Back On Track?

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Goal: Get our finances back on track. Yep, that’s the goal, but what does that really mean? The thing I talk about most frequently is the $109,000 in credit card debt that my wife and I are paying off through the help of a debt management plan. While it is the biggest and most visible item, it’s not the only thing that needs to be done to repair the damage done by the thirteen years of over spending that left us at the edge of financial disaster. It’s completion, however, will unlock our ability to finally put into place the […] Read more »

Debt Free Checklist: Plan a Special Meeting

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Back in May I wrote a post called Your Debt Free Checklist, which listed steps you would take action on and complete to become debt free. I also mentioned in that post that I would break down each step on the list into a series of articles. This is the first post of that series and it covers setting up a special meeting with your spouse. Some have asked me why I haven’t left it open to anyone in a relationship. Why did I specifically mention “spouse”? That’s actually very simple. I know some people that aren’t married that combine […] Read more »

EOD Basic 3.0 Almost Ready to be Released!

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Photo Credit: Dr. Propaganda I have been working really hard to try and launch my third edition of the EOD Budget. The new version is called EOD Deluxe Budget 3.0, but as I ran into a few speed bumps trying to add more features to it and revamp the entire thing, I decided to publish the EOD Basic 3.0 Beta version so I could give you something sooner. (Deluxe version still to come) I am finishing up a few last minute details right now, but plan on launching it tomorrow. To those who have been patiently waiting for 3.0, I’m […] Read more »