
Has the unthinkable happened to you? You created a budget, even talked about it with your significant other. You determined the amount of discretionary funds available and how much you wished to spend, and carefully matched those funds to wants and needs. Yet end of the weekend analysis reminded you that somewhere along the way a decision was made to use funds outside the spending plan. How could that possibly be? The answer is simple; you spent out of boredom caused by lack of planning. This exact thing happened to my wife and I this weekend. We wanted to have […] Read more »












