Starting the process of paying down your debt involves a lot more than the simple declaration, “no more.” It also requires a thorough review of your personal finances. That doesn’t just mean an assessment of the debts you owe, but also what you spend, on a monthly basis. The first place to start is to see precisely how much money you bring in on a monthly basis. For some, this is easy as it’s simply their monthly paycheck. For others, it’s more complex. But whether you work for someone else, run your own company, do freelance work, or are currently […] Read more »