The Biggest Ripoff EVER

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Every Memorial Day weekend Vonnie and I host a little get together for family and friends. While shopping for the needed supplies last week I purchased a product that could very well be the biggest ripoff on planet Earth. Can you guess what it is? If you guessed bottled water, you were close. At least with bottled water you could make the argument that your preferred brand tastes better than tap water or other brands. But this product, for what I needed it for, was a complete wallet gouger. Ice We purchased a keg of beer for our adult guests, […] Read more »

Do You Have Frugal Friends?

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I love my frugal friends. I love all my friends, of course, but I really love my frugal friends. I love sharing frugal tips and annoyances. But my favorite thing is that they don’t make me feel cheap for avoiding spending money. I was talking to a friend the other day about how to visit Disneyland on the cheap. I live in Phoenix which is a 5 hour drive to Disneyland. This friend just recently moved to Arizona from the East Coast and she’s never been. I was explaining that now that she can drive there it’s really not to […] Read more »

Are You Being Frugal Or Just Cheap?

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Are you SUPER FRUGAL when it comes to everything? Maybe I shouldn’t dirty the word frugal by using it so poorly. Are you SUPER CHEAP when it comes to how you spend every single dime? If so, this post may help you reconsider your cheaper than thou ways. My example may not work for every situation, but it works if you want your nice lawn mower and weed eater to stay in good condition. Just to clarify, frugal to me, means making the best financial decision I can with my money. To get the best bang for my buck. But […] Read more »

12 Steps To Debt Freedom

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I am addicted to becoming and staying debt free! Are you addicted to becoming and staying debt free? If so, these are the principles and ideas that you would follow to achieve such a thing.   You have probably heard about the 12 steps of Alcoholics Anonymous, and how they really help these folks cope from day to day.  I just created 12 principles very loosely based on those of AA, with a debt free spin. I really just got the idea of where and how to list them, and then I just started thinking of all the things one […] Read more »

Ideas On How To Give Yourself A Raise

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Have you done a budget only to find out there isn’t much disposable income left? Even worse, are you in the negative? Here are some ideas that we have tried, have heard others recommend, or that we intend on trying in the future. If you are willing to try some new ways to trim the budget, and earn extra money, you have come to the right place. I hope you can try one, some, or even all of these ideas to help GIVE YOURSELF A RAISE! Good Luck! Read, read, read! The more you read the more you know. The […] Read more »