A Debt Free Christmas Is A Stress Free Christmas The first challenge I put out there was to make it through this Christmas WITHOUT accumulating ANY debt at all. That’s right, a NO credit card Christmas. I received such a great response to that post I wanted to step it up a notch. I will be posting updates to allow everyone to share their debt free Christmas goals starting next month. Start thinking about how much you want to spend this year and make a plan to start saving that goal amount. No debt this Christmas! You can do it! […] Read more »
“He Who Has Not Christmas In His Heart, Will Never Find It Under A Tree.” ~Roy L. Smith
The Spin-Off First I just want to thank everyone for participating in yesterdays discussion. I enjoyed it so much and am pleased to see that all of you did too. SO THANK YOU! To be honest yesterdays post started as just another Christmas Gift idea article. Then it transformed into what you enjoyed so much, so I left out the original idea to shorten the post. People go absolutely insane come Christmas. They let guilt, popular opinion, and the need to impress others take over their wallets. They say things like, “I have to get them something, they might buy […] Read more »
Motivation 101 – What You Believe, Is What You Achieve!
Dawn and I have been going back and forth for days now. I wanted to share with you the difference between her and I, mainly by pointing out why I think she is wrong in her thinking. Her thinking is how most people look at it, and what I am trying to do here at EOD is to show people that there is another way that provides more options. I believe that more options translates into a higher success rate. A lot of people limit themselves by not realizing their options. I think Dawn dwells on the problem instead of […] Read more »
Are You A Genuine, Or Conditional Giver?
This post is not only about becoming debt free, it’s also about charity and giving. This story triggered some questions for me, and I wanted to ask you what you thought about it. If you have ever watched Extreme Makeover: Home Edition then you have seen many communities come together for families who needed some help. In 2006, “a Cincinnati home builder, a handful of Cynthiana contractors and everyone of that town’s subcontractors, churches, painters, drywallers, carpenters, restaurateurs and good-hearted others, to donate tons of materials, labor and time to help build a house for the Hassall family.“ Why Did […] Read more »
Giving Advice: Is It A Good Or Bad Idea?
Not too long ago I posted a blog about debt consolidation and the dangers of it. I went on MyTMMO forums to try and get people to share their thoughts on my blog about debt consolidation. Since those forums were private I mentioned that someone close to me was considering using debt consolidation themselves. I got blasted from all angles with people telling me that I should keep my nose out of others business. I later posted a poll on those same forums asking people what they would do, to try and see if there were differing opinions. So far […] Read more »
How Can We Love Our Children More?
That’s How! Our Children Really Are The Future If you have children I can not think of anything as important as teaching them how to manage money at a very early age. Think about it for a second. If you would have learned about money at a young age you could have avoided so many of the financial pitfalls that most of us deal with. I know I would have loved to learn this stuff early on. It would have kept me from paying extensive amounts of “Stupid Tax”, as Dave Ramsey calls it. Stupid Tax is money that we […] Read more »