Howdy folks! Welcome to day two of my No Restaurants in November Challenge! (Have you taken the plunge yet? Join me and many others!) One of the many reasons there could be for wanting to save a little money — the topic for today’s post is definitely one of them. Giving….. Do you do enough of it? We don’t. Don’t misunderstand. We do give, but it’s not nearly as much as we want to give. When I think of all the orphans, widow’s, single mothers and the poor and unfortunate others out there, I know that what I do is [...] Read more »
Buy I’m Debt Free the Game, and Help Support Big Brothers Big Sisters

Have Fun on a Budget Don’t like to read? Buy the “I’m Debt Free” game RIGHT NOW, so I can give 100% of my earnings to Big Brothers Big Sisters!! If you are a subscriber to Enemy of Debt then you are either working really hard to become debt free, or you simply enjoy my passion-filled rants on why debt freedom rules. If you are one of the few in this country that actually acknowledge debt to be a problem, and you are trying to get rid of it yourself, chances are you are making some less than favorable sacrifices [...] Read more »
Giving – What If Your Kid Made The Wish?
There is something that I would like to bring to your attention today. I am very passionate about it and no I am not talking about spreading the debt free message. You could say that my passion to spread debt freedom pales in comparison to my passion for giving. I would even go as far as to say my desire to become debt free really was ignited by an even bigger desire to help others out by giving. I don’t know about you, but giving excites me. Today I would like to ask that you please head over to My [...] Read more »
Children And Money: Are You Helping Your Children Learn The Basics?
Teaching Your Kids Early On Is The Best Way To Ensure Financial Responsibility Since approximately February of 2009 we have been adding small amounts of change to Isaac’s piggy bank periodically. He gets money for doing certain things like cleaning up after himself, helping around the house, etc. He loves to help and we want him to learn the value of hard work. If he works he does get paid, and if he doesn’t work then he doesn’t get paid—just like the real world. We have a pretty loose system as Isaac is only 3, but as he gets older [...] Read more »
Enemy Of Debt Christmas Challenge #2 – “Help Your Neighbor” Christmas Stimulus
A Debt Free Christmas Is A Stress Free Christmas The first challenge I put out there was to make it through this Christmas WITHOUT accumulating ANY debt at all. That’s right, a NO credit card Christmas. I received such a great response to that post I wanted to step it up a notch. I will be posting updates to allow everyone to share their debt free Christmas goals starting next month. Start thinking about how much you want to spend this year and make a plan to start saving that goal amount. No debt this Christmas! You can do it! [...] Read more »
“He Who Has Not Christmas In His Heart, Will Never Find It Under A Tree.” ~Roy L. Smith
The Spin-Off First I just want to thank everyone for participating in yesterdays discussion. I enjoyed it so much and am pleased to see that all of you did too. SO THANK YOU! To be honest yesterdays post started as just another Christmas Gift idea article. Then it transformed into what you enjoyed so much, so I left out the original idea to shorten the post. People go absolutely insane come Christmas. They let guilt, popular opinion, and the need to impress others take over their wallets. They say things like, “I have to get them something, they might buy [...] Read more »
Motivation 101 – What You Believe, Is What You Achieve!
Dawn and I have been going back and forth for days now. I wanted to share with you the difference between her and I, mainly by pointing out why I think she is wrong in her thinking. Her thinking is how most people look at it, and what I am trying to do here at EOD is to show people that there is another way that provides more options. I believe that more options translates into a higher success rate. A lot of people limit themselves by not realizing their options. I think Dawn dwells on the problem instead of [...] Read more »
Are You A Genuine, Or Conditional Giver?
This post is not only about becoming debt free, it’s also about charity and giving. This story triggered some questions for me, and I wanted to ask you what you thought about it. If you have ever watched Extreme Makeover: Home Edition then you have seen many communities come together for families who needed some help. In 2006, “a Cincinnati home builder, a handful of Cynthiana contractors and everyone of that town’s subcontractors, churches, painters, drywallers, carpenters, restaurateurs and good-hearted others, to donate tons of materials, labor and time to help build a house for the Hassall family.“ Why Did [...] Read more »