Finding the Right Balance in Order to Succeed

Earlier this week, I submitted my article to Perkstreet Financial titled 6 Ways to Change Your Financial Math, Without a Calculator. It really digs into the psychological side of money and asserts that if you're struggling to turn things around by using math and book knowledge, you may be missing the bigger picture. I've said it before; just because you know what to do doesn't mean you will necessarily do it. I mentioned 6 things in the article that I think are far more important than math. They were attitude, behavior, contentment, balance, intensity, and diligence. My point was that by working on these 6 characteristics you might be much more likely to succeed financially. Read more »

P90X is Doing for my Body, What the Total Money Makeover Did for my Finances

Photo Credit: West Point I wanted to get out of debt so I BROUGHT IT!! Now I want to lose weight so I’M BRINGING IT!! What do they have in common? Intensity! It’s about intensity and doing things you wouldn’t “normally do”. It’s not about kind of sort of wanting to lose weight or dump your debt. It’s about sacrifice! It’s about intensity! If you’re not willing to do either your debt free journey will seem like a trip to the moon, and likewise, if you’re trying to lose weight! Its about dedicated and deliberate action! When your security and […] Read more »

Becoming Debt Free Is 99% Intensity and 1% Basic Math

Are you trying as hard as you can to be debt free? As many of you know I coordinate and lead Financial Peace University at my church. I’m currently working on the third group of classes, and we just got finished with the very valuable, and highly motivational Dumping Debt lesson. It’s definitely one of my favorite lessons of all time. Dave starts out by giving the history of credit and how it has become such an integrated part of our society in a relatively short amount of time. Thanks to genius marketing, and a changing society with alternative financial […] Read more »

If My Words Were A Hand, They’d Be Slapping Some Sense Into You!

STOP BORROWING MONEY!!! Just to clear things up, the title isn’t to be taken literally. It’s just my way of grabbing your attention and telling you that if you are in debt, you need to hear this!! So LISTEN UP! This is perhaps the most important thing to learn after getting yourself on a budget. Dumping your debt will help you gain traction and in return offer you a hope you have never imagined. The reason is because all of the things most people have their money spent on before they ever get paid, steals their hope. When you accept […] Read more »