Feed the Teens with New Goldfish Puffs

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Summer vacation is here and our house is a revolving door of our kids and their friends. Teenagers are a high metabolism, snack destroying breed. Where they mingle, snacks are required, and a lot of them.  After a school year of eating the same after-school snacks, both Tori and Tristan have been recently begging that we try something different.  Walking through Target, the new Goldfish Puffs from Pepperidge Farm caught their eye. Goldfish crackers have been a staple of our snack drawer for years, so we were confident that the snacks would be a high quality. My main concern was […] Read more »

Personal Finance For A Nine Year Old

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A few weeks ago, one of my daughter’s friends got a new computer game, and the two have been playing it ever since. However, my daughter, Tori, cannot play it unless her friend brings it over to our house, or she goes down her her friend’s house. So, naturally she wants her own copy. She had recently spent all her saved allowance money, so she was starting from scratch saving up the $20 for the game. Last Friday afternoon, when she got home from school, she exploded through the front door, ran up to her room, and grabbed her piggy […] Read more »

The Benefits Of Becoming A Minimalist Are Starting To Sink In

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Hey everyone! Since yesterday’s post was so long, and I have two posts for you today, this one will be brief. I just wanted to talk about something that I have been thinking a lot about lately. GETTING RID OF STUFF! I have come to realize that you actually have more by owning less. Getting rid of stuff is almost as liberating as paying off debt. And of course, just like with our debt, it took us a while to realize that it needed to go. We have recently decided to put our house on the market. That’s right, if […] Read more »

Your Children Will Handle Money, The Way You Handle Money

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Money Management In Public Schools? I recently read an article that talked about how Cincinnati Public Schools plan to start teaching money management classes, in grades K-12, starting in 2014.  Now on the surface, this doesn’t sound like a bad idea, but I think that there is another way of looking at it.  Personally, I believe that while teaching kids about money is important, I think that it is more important to know who’s ideas about money management are being taught. My objection isn’t that money management will be taught, it’s about what that will include.  If they are just […] Read more »

11 Keys To Building Wealth For Generations

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  DOWNLOAD THIS BUDGET – I created this budget to give people the tools needed to budget effectively.  Budgeting is very important and I have received many emails about how it has helped people with the process.  Give it a try and see what you think! FOLLOW THESE 7 EASY STEPS TO BUDGETING – Proven methods to help you beat the budgeting blues.  So many people, including myself, have started a budget and before the month ends the budget is busted. It kills your motivation and desire to budget, and before you know it you are right back to your […] Read more »

How Can We Love Our Children More?

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That’s How! Our Children Really Are The Future If you have children I can not think of anything as important as teaching them how to manage money at a very early age.  Think about it for a second.  If you would have learned about money at a young age you could have avoided so many of the financial pitfalls that most of us deal with.  I know I would have loved to learn this stuff early on.  It would have kept me from paying extensive amounts of “Stupid Tax”, as Dave Ramsey calls it.  Stupid Tax is money that we […] Read more »