Go Ahead And Make Your New Year’s Resolution

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A growing trend has emerged in recent years, I like to call it resolution shaming. Tomorrow is January 1st, the start of a brand new year and many will use the turning of the calendar as an opportunity to put the past behind them and begin working on new financial goals. In response, others will mock resolutions makers because many will abandon their goals within days or weeks. I say screw ’em. January 1st is the perfect time to begin working on a new financial goal. Why You Should Make A New Year Resolution One thing that sets humans apart […] Read more »

5 Todo To Prepare Your Budget For The New Year

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We’re all about the flip the calendar to a new year. The new year is a time when people mentally wipe the slate clean and begin working on new goals. This perspective makes it the perfect time to reevaluate your budget and make sure it’s ready to go for the new year. Here are 5 things you should think about when reevaluating your budget for the new year: Health Insurance Any changes in cost to your health care plans (medical, dental, and vision) will take effect January 1st. Changes to the cost of your health care may cause an increase […] Read more »

5 Steps to Recover from Christmas Debt

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Guest post by The Happy Rock.  The Happy Rock writes about personal finance at TheHappyRock.com and dug himself out of over $70,000 a few years back.  The Happy Rock also created a debt snowball calculator to aid people in getting out of debt faster. As the hustle and joy of the holidays are fading and the realities of a New Year are setting in, leftover holiday debt can ruin the excitement of the New Year.   If you find yourself stuck in this situation, here are five tips that will help you dig out and loosen debt’s shackles. Come to Terms […] Read more »

My New Year’s Resolutions for 2011

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Photo Credit: lululemon athletica Happy New Year everyone! I’ve gotten to somewhat of a late start this year as far as my resolutions are concerned. I have plenty to accomplish in 2011 though, so here’s what I am hoping to accomplish this year. Financial Save $10,000 Emergency Fund – In 2010 we had a few setbacks in the emergency fund department. Neither were bad things, just set backs. We ended up settling on our second mortgage which depleted our emergency fund by over $7,000. OUCH!! The other thing happened here recently where we decided to give a good portion of […] Read more »