My Financial Goals for 2020

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Another year is coming to an end, and as many people do I’m setting some goals for the new year. This list of goals is purely financial, aimed at my financial position being better at the end of 2020 than it is now. I’ll review the progress of my goals every three months so you can help hold me accountable. Here’s my list of financial goals for 2020: Increase Emergency Fund In addition to the standard reasons for having an emergency fund, our appliances and vehicles are aging. I won’t replace them if I don’t have to, but if I’m […] Read more »

What’s Your Debt Free Plan? Get Organized!

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Photo Credit: banspy So it’s 2011 and you have decided to get out of debt. What next? Getting out of debt can be a very overwhelming undertaking especially when you have no idea where you actually stand. The truth, although sometimes ugly, shall set you free. Too many people — my former self included — simply avoid the truth and walk around ignoring the reality of their financial situations. I’ll just say what you probably already know. Ignoring reality doesn’t make it any less real and denial does more to hurt you than to help you. Once you’ve decided that […] Read more »