What Motivates You? (And Why it Matters!)

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What motivates change? Think back to all the times you were motivated into action and try to remember what it was that triggered that response. I’d be willing to bet that most of the time the changes were made in order to solve a problem. It could have been to lose weight because of a concerning doctor visit or to get out of debt after looking at a credit card statement. Our desire to solve a problem motivates us into action so we give it our “all” until our stress levels reach a tolerable level and we no longer feel […] Read more »

Psychology and Money – If You Know Something Isn’t Good For You, Why Do You Still Do It?

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I’ve long been a fan of dealing with the psychological and behavioral issues related to how we manage money. It’s the things we do with money that take us to where we ultimately end up. One of my favorite websites is The Psychology of Money. I also like Psyblog – Understand Your Mind. 😀 Having recently stepped up my efforts to lose weight and become healthy, I’ve been facing my own behaviors when it comes to my eating habits. I have a history of binge-eating which has ultimately led to this vicious cycle most people know as the “yo-yo diet” […] Read more »

What Will You Sacrifice for Freedom?

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C-H-A-N-G-E. People hate it! People hate having to change anything, sometimes regardless of the benefits that lie ahead. Change is uncomfortable and sometimes a little scary. The fear of having to face something unfamiliar can often paralyze us into inaction. Sometimes change is forced upon us and sometimes the choice is our own to make. So whether we like it or not, change is a very big part of who we are. We may as well embrace it. In terms of personal finance, change is constant. And when it comes to debt change can save you from financial destruction. Nobody […] Read more »

Managing your Investments is Like Baking a Souffle

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I love to cook! A few years ago, I decided to try to bake the often dreaded souffle. NPR had a feature on The Science of the Perfect Souffle that made me crave the delicate and light texture of the aerated eggs for a nice brunch. There are a few challenges if you want a perfect souffle and NPR’s Joe Palca turned to Jeffrey Buben, owner and head chef at Vidalia, a restaurant in Washington, D.C, for the perfect souffle. The really neat thing about souffles is they can be a main dish when the eggs are mixed with herbs […] Read more »

Shredded Cards, Weight Loss, and My Reality Series!

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Hello everyone! I do not say this enough, but THANK YOU for reading and continuing to support Enemy of Debt! It really does mean the world to me. This week I received an email that really makes what I do here COMPLETELY WORTH IT! “Hi Brad, Marvelous site! “Enemy of Debt” has not only saved me a tremendous amount of money, but the peace of mind from the extra money in the bank has been life changing! I have been captivated by your blog because the posts are relevant and touch all the ‘real’ areas of my life. Your motivation […] Read more »

Do You Suffer From (SAD) Stuff Attachment Disorder?

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Photo Credit: paalia Have you made the smart resolution to work on becoming debt free in 2011? If so, congratulations! As many of you know, making the resolution is just the beginning. Resolutions are easy to make, but unfortunately they’re even easier to break. I’ve broken resolutions myself as I’m sure you have too. In the beginning, you’re pumped up about your decision to do whatever it is that you’ve decided to do, but once life, time constraints, and a lack of discipline get in the way, that motivation wanes and we find ourselves giving up on our desire to […] Read more »