The Biggest Ripoff EVER

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Every Memorial Day weekend Vonnie and I host a little get together for family and friends. While shopping for the needed supplies last week I purchased a product that could very well be the biggest ripoff on planet Earth. Can you guess what it is? If you guessed bottled water, you were close. At least with bottled water you could make the argument that your preferred brand tastes better than tap water or other brands. But this product, for what I needed it for, was a complete wallet gouger. Ice We purchased a keg of beer for our adult guests, […] Read more »

Refund Anticipation Loans Are For Dummies

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Have you ever paid the outrageous cost associated with getting a Refund Anticipation Loan? Guess what? I have been that dummy! (Get ready! I’m feeling…ummm…in-your-face today.) 😀 I’ve been a dummy more times than I’d like to admit, and while we’re all being honest — so have you. I guess the question is this. Are you going to do something dumb *this year* when filing your taxes? If you have done the refund anticipation loans before and do not see a problem with them, let me ask you this? Do you realize that you are giving money away for nothing? […] Read more »

My Beef With Rich Dad Poor Dad Author Robert Kiyosaki!

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Ever heard of Rich Dad Poor Dad? I have to start by admitting that I used to like Robert Kiyosaki. In fact, one of the very first books on finance and money that I ever read was his first one called Rich Dad Poor Dad. That book, to it’s credit, did change the way I looked at money, but it also reinforced the acceptance of debt in order to prosper, which by now I believe is not only nonsense, but horrible financial advice. The best part of that book was reading about and understanding the difference between how rich and […] Read more »