The Danger of Marketing

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According to the American Marketing Association, the definition of marketing is “the activity, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large.” Basically, the purpose of marketing is to let you know about the products and services companies offer that have value for you. The first problem with marketing is that the catch phrases are often misleading and may cause you to buy inappropriate and expensive products. The second problem is the marketing message may blind you to the reality that no product is, in itself, […] Read more »

Your Financial Mindset Determines Your Ability To Handle Credit Cards

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Have you ever taken a position on credit cards one way or the other? I have, and to only say I was passionate about my position, would be an understatement. Just ask J. Money! I must start out by saying that some of you are going to feel as if I have lost my mind, and the rest of you are just going to be shocked completely about what I am about to say. Not because it doesn’t make sense, but because it is coming from ME. 😀 I am no longer the sworn enemy of credit cards. Yes, you […] Read more »

Motivation 101 – What You Believe, Is What You Achieve!

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Dawn and I have been going back and forth for days now.  I wanted to share with you the difference between her and I, mainly by pointing out why I think she is wrong in her thinking.  Her thinking is how most people look at it, and what I am trying to do here at EOD is to show people that there is another way that provides more options.  I believe that more options translates into a higher success rate.  A lot of people limit themselves by not realizing their options.  I think Dawn dwells on the problem instead of […] Read more »

Giving Advice: Is It A Good Or Bad Idea?

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Not too long ago I posted a blog about debt consolidation and the dangers of it. I went on MyTMMO forums to try and get people to share their thoughts on my blog about debt consolidation. Since those forums were private I mentioned that someone close to me was considering using debt consolidation themselves. I got blasted from all angles with people telling me that I should keep my nose out of others business. I later posted a poll on those same forums asking people what they would do, to try and see if there were differing opinions. So far […] Read more »

Buying vs. Renting – What Should You Do?

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I think a majority of people would say it is better to buy simply because of the “I own it”, way of thinking. I used to believe the same thing. I think people do not take into consideration all of the things that should change that “normal” way of thinking. Dave Ramsey believes that if you are in debt, have no savings and no plan you SHOULD NOT buy, and I am right there beside him in agreement. You need to consider insurance costs, property taxes, as well as being responsible for ALL repairs. All of which does not enter […] Read more »