Perception Will Make You Broke

  One of the biggest reasons people overspend is because they worry what other people think about the possessions a person may or may not have as well as the perceived quality of what a person does own. Or maybe they simply believe they are a better person if they have nicer things.  Many people believe their value as a person is measured by what car they drive, the size of their home or the name on the tag of their clothing.  Unfortunately, that perception will do nothing for you but make you broke. My son was giving my wife […] Read more »

Credit Card Emergency Funds – An Alarming Trend in Society

The following is a guest post by Jacob from My Personal Finance Journey, a personal finance blog offering actionable personal finance advice with the goal of achieving long-term success. In particular, Jacob focuses on long term investing and asset allocation strategy analysis, deciding how to prioritize new funds as they come in to various spending requirement areas, and how to develop a lifestyle of frugality. Several months ago through the magic of LinkedIn, Brad and I were able to find out that we actually lived in the same city in Virginia. This was quite an awesome find, being as that the personal […] Read more »