Personal Responsibility Starts With You Not The Government I often talk openly about money, personal finance, and the debt free lifestyle that I so strongly believe in.  In fact, I am sure that some people wish that I would just shut up about it.  After all, who wants to hear someone making good points about how to live a less stressful life without debt?  Because of these conversations I often have, I really get to see where people stand, as well as why they are struggling themselves. It is also hard to have these kinds of conversations without politics coming […] Read more »